Financhill
Buy
64

EVBN Quote, Financials, Valuation and Earnings

Last price:
$41.84
Seasonality move :
3.36%
Day range:
$41.61 - $42.28
52-week range:
$24.07 - $46.21
Dividend yield:
3.16%
P/E ratio:
12.56x
P/S ratio:
2.76x
P/B ratio:
1.25x
Volume:
20K
Avg. volume:
22.3K
1-year change:
35.86%
Market cap:
$231.8M
Revenue:
$94.1M
EPS (TTM):
$3.33

Analysts' Opinion

  • Consensus Rating
    Evans Bancorp has received a consensus rating of Hold. The company's average rating is a Hold based on 0 Buy ratings, 1 Hold rating, and 0 Sell ratings.
  • Price Target Upside
    According to analysts' consensus price target of $50.05, Evans Bancorp has an estimated upside of 19.65% from its current price of $41.83.
  • Price Target Downside
    According to analysts, the lowest downside price target is $50.05 representing 100% downside risk from its current price of $41.83.

Fair Value

  • According to the consensus of 1 analyst, Evans Bancorp has 19.65% upside to fair value with a price target of $50.05 per share.

EVBN vs. S&P 500

  • Over the past 5 trading days, Evans Bancorp has underperformed the S&P 500 by -3% suggesting its relative strength compared to the major market average is weak at this time.

Share Buyback

  • Evans Bancorp does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.

Revenue Growth

  • Evans Bancorp revenues have been falling on a year-over-year basis for 3 quarters in a row. In the most recent quarter Evans Bancorp reported revenues of $18M.

Earnings Growth

  • Evans Bancorp earnings have been falling on a year-over-year basis for 3 quarters in a row. In the most recent quarter Evans Bancorp reported earnings per share of $0.53.
Enterprise value:
-8.3M
EV / Invested capital:
--
Price / LTM sales:
2.76x
EV / EBIT:
-0.11x
EV / Revenue:
-0.10x
PEG ratio (5yr expected):
--
EV / Free cash flow:
-1.16x
Price / Operating cash flow:
32.37x
Enterprise value / EBITDA:
--
Gross Profit (TTM):
--
Return On Assets:
0.83%
Net Income Margin (TTM):
22.05%
Return On Equity:
10.61%
Return On Invested Capital:
5.39%
Operating Margin:
--
Trailing 12 Months Fiscal Quarters
Period Ending 2022-09-30 2023-09-30 2024-09-30 2023-09-30 2024-09-30
Income Statement
Revenue $92.9M $85.3M $83.4M $19.8M $18M
Gross Profit -- -- -- -- --
Operating Income -- -- -- -- --
EBITDA -- -- -- -- --
Diluted EPS $4.01 $3.72 $3.33 $0.66 $0.53
Period Ending 2020-09-30 2021-09-30 2022-09-30 2023-09-30 2024-09-30
Balance Sheet
Current Assets $259.4M $445.2M $390.3M $359.8M $399.3M
Total Assets $2.1B $2.2B $2.1B $2.2B $2.3B
Current Liabilities $4.4M $4M $9.8M $13.4M $8.3M
Total Liabilities $1.9B $2B $2B $2B $2.1B
Total Equity $162.9M $178.8M $149.9M $150.9M $185.8M
Total Debt $78.5M $67.5M $73.6M $182.4M $159.3M
Trailing 12 Months Fiscal Quarters
Period Ending 2022-09-30 2023-09-30 2024-09-30 2023-09-30 2024-09-30
Cash Flow Statement
Cash Flow Operations $24.9M $18.8M $7.3M $3.4M $11.9M
Cash From Investing -$198.9M -$49.7M $35.2M -$27.6M -$19.1M
Cash From Financing $3.5M $34.9M $60.3M $24M $9M
Free Cash Flow $24.1M $17.9M $7.1M $3.3M $11.9M
EVBN
Sector
Market Cap
$231.8M
$672.1M
Price % of 52-Week High
90.52%
86.67%
Dividend Yield
3.16%
2.04%
Shareholder Yield
4.28%
3.86%
1-Year Price Total Return
35.86%
6.4%
Beta (5-Year)
0.927
0.739
Dividend yield:
3.16%
Annualized payout:
$1.32
Payout ratio:
39.46%
Growth streak:
10 years

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Technicals

8-day SMA
Sell
Level $42.92
200-day SMA
Buy
Level $34.55
Bollinger Bands (100)
Buy
Level 37.1 - 43.98
Chaikin Money Flow
Sell
Level -2.5M
20-day SMA
Sell
Level $43.93
Relative Strength Index (RSI14)
Sell
Level 38.04
ADX Line
Sell
Level 27.76
Williams %R
Buy
Level -94.1333
50-day SMA
Sell
Level $43.35
MACD (12, 26)
Sell
Level -0.33
25-day Aroon Oscillator
Sell
Level -72
On Balance Volume
Sell
Level -643.9K

Financial Scores

Sell
Altman Z-Score (Annual)
Level (0.4656)
Sell
CA Score (Annual)
Level (-2.2405)
--
Beneish M-Score (Annual)
Level (--)
Buy
Momentum Score
Level (9)
Sell
Ohlson Score
Level (2.5739)
--
Piotroski F Score (Annual)
Level (--)
--
Quality Ratio Score
Level (--)
Buy
Fundamental Score
Level (9)

Revenue Forecast

Earnings per Share Forecast

Company Profile

Evans Bancorp Inc is a financial holding company. Through its subsidiaries, it provides various banking services to consumers and commercial customers in the USA. The firm operates in two segments, Banking Activities and Insurance Agency Activities. The banking business segment includes both commercial and consumer banking services, including lending and depository services and offering non-deposit investment products, such as annuities and mutual funds. The insurance agency segment includes the activities of selling various premium-based insurance policies on a commission basis, including business and personal insurance, employee benefits, surety bonds, risk management, life, disability and long-term care coverage, and providing claims adjusting services to various insurance companies.

Stock Forecast FAQ

In the current month, EVBN has received 0 Buy ratings 1 Hold ratings, and 0 Sell ratings. The EVBN average analyst price target in the past 3 months is $50.05.

  • Where Will Evans Bancorp Stock Be In 1 Year?

    According to analysts, the consensus estimate is that Evans Bancorp share price will rise to $50.05 per share over the next 12 months.

  • What Do Analysts Say About Evans Bancorp?

    Analysts are divided on their view about Evans Bancorp share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that Evans Bancorp is a Sell and believe this share price will drop from its current level to $50.05.

  • What Is Evans Bancorp's Price Target?

    The price target for Evans Bancorp over the next 1-year time period is forecast to be $50.05 according to 1 Wall Street analyst, 0 of them rate the stock a Buy, 0 rate the stock a Sell, and 1 analyst rates the stock a Hold.

  • Is EVBN A Buy, Sell Or Hold?

    According to Wall Street analysts, the consensus rating for Evans Bancorp is a Hold. 1 of 1 analysts rates the stock a Hold at this time.

  • How Can I Buy Shares Of EVBN?

    You can purchase shares of Evans Bancorp via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, TastyTrade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase Evans Bancorp shares.

  • What Is The Evans Bancorp Share Price Today?

    Evans Bancorp was last trading at $41.84 per share. This represents the most recent stock quote for Evans Bancorp. Yesterday, Evans Bancorp closed at $41.83 per share.

  • How To Buy Evans Bancorp Stock Online?

    In order to purchase Evans Bancorp stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.

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