Financhill
Buy
65

CPF Quote, Financials, Valuation and Earnings

Last price:
$25.68
Seasonality move :
-1.75%
Day range:
$25.57 - $26.13
52-week range:
$19.52 - $33.25
Dividend yield:
4.04%
P/E ratio:
12.14x
P/S ratio:
2.77x
P/B ratio:
1.26x
Volume:
106.3K
Avg. volume:
177.6K
1-year change:
28.31%
Market cap:
$702.8M
Revenue:
$246.1M
EPS (TTM):
$2.14

Analysts' Opinion

  • Consensus Rating
    Central Pacific Financial has received a consensus rating of Hold. The company's average rating is a Hold based on 0 Buy ratings, 1 Hold rating, and 0 Sell ratings.
  • Price Target Upside
    According to analysts' consensus price target of $30.00, Central Pacific Financial has an estimated upside of 15.52% from its current price of $25.97.
  • Price Target Downside
    According to analysts, the lowest downside price target is $30.00 representing 100% downside risk from its current price of $25.97.

Fair Value

  • According to the consensus of 1 analyst, Central Pacific Financial has 15.52% upside to fair value with a price target of $30.00 per share.

CPF vs. S&P 500

  • Over the past 5 trading days, Central Pacific Financial has underperformed the S&P 500 by -1.97% suggesting its relative strength compared to the major market average is weak at this time.

Share Buyback

  • Central Pacific Financial does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.

Revenue Growth

  • Central Pacific Financial has grown year-over-year revenues for 1 quarter straight. In the most recent quarter Central Pacific Financial reported revenues of $68.8M.

Earnings Growth

  • Central Pacific Financial has grown year-over-year earnings for 1 quarter straight. In the most recent quarter Central Pacific Financial reported earnings per share of $0.65.
Enterprise value:
-223.1M
EV / Invested capital:
-0.32x
Price / LTM sales:
2.77x
EV / EBIT:
-1.37x
EV / Revenue:
-0.88x
PEG ratio (5yr expected):
2.76x
EV / Free cash flow:
-2.96x
Price / Operating cash flow:
9.50x
Enterprise value / EBITDA:
--
Gross Profit (TTM):
--
Return On Assets:
0.79%
Net Income Margin (TTM):
22.87%
Return On Equity:
10.92%
Return On Invested Capital:
8.51%
Operating Margin:
--
Trailing 12 Months Fiscal Quarters
Period Ending 2023-03-31 2024-03-31 2025-03-31 2024-03-31 2025-03-31
Income Statement
Revenue $264.5M $243.4M $254.6M $60.3M $68.8M
Gross Profit -- -- -- -- --
Operating Income -- -- -- -- --
EBITDA -- -- -- -- --
Diluted EPS $2.59 $2.05 $2.14 $0.48 $0.65
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Balance Sheet
Current Assets $1.5B $1.4B $906.4M $995.7M $1.1B
Total Assets $7B $7.3B $7.5B $7.4B $7.4B
Current Liabilities -- -- $25M $16.7M $8.8M
Total Liabilities $6.4B $6.8B $7.1B $6.9B $6.8B
Total Equity $542.9M $486.4M $470.9M $507.2M $557.4M
Total Debt $105.4M $105.7M $180.9M $156.2M $131.4M
Trailing 12 Months Fiscal Quarters
Period Ending 2022-12-31 2023-12-31 2024-12-31 2023-12-31 2024-12-31
Cash Flow Statement
Cash Flow Operations $114.1M $105.1M $90.5M $21.6M $26.3M
Cash From Investing -$384.5M $179.7M $654K $96.3M -$25.9M
Cash From Financing $53.5M $125.6M -$232.7M -$34.2M $54M
Free Cash Flow $95.7M $92.5M $75.4M $19.9M $24.8M
CPF
Sector
Market Cap
$702.8M
$603.7M
Price % of 52-Week High
78.11%
84.45%
Dividend Yield
4.04%
2.05%
Shareholder Yield
4.69%
3.98%
1-Year Price Total Return
28.31%
9.07%
Beta (5-Year)
0.984
0.555
Dividend yield:
4.04%
Annualized payout:
$1.04
Payout ratio:
36.26%
Growth streak:
0 years

Technicals

8-day SMA
Buy
Level $25.78
200-day SMA
Sell
Level $27.78
Bollinger Bands (100)
Sell
Level 26.11 - 30.03
Chaikin Money Flow
Buy
Level 852.3K
20-day SMA
Buy
Level $25.26
Relative Strength Index (RSI14)
Buy
Level 50.93
ADX Line
Buy
Level 27
Williams %R
Neutral
Level -49.3042
50-day SMA
Sell
Level $26.83
MACD (12, 26)
Buy
Level 2.75
25-day Aroon Oscillator
Buy
Level 44
On Balance Volume
Neutral
Level 1.5M

Financial Scores

Sell
Altman Z-Score (Annual)
Level (0.3502)
Sell
CA Score (Annual)
Level (-2.3353)
--
Beneish M-Score (Annual)
Level (--)
Buy
Momentum Score
Level (10)
Sell
Ohlson Score
Level (2.2607)
--
Piotroski F Score (Annual)
Level (--)
--
Quality Ratio Score
Level (--)
Buy
Fundamental Score
Level (9)

Revenue Forecast

Earnings per Share Forecast

Company Profile

Central Pacific Financial Corp operates in the financial services sector in the United States. It is a full-service commercial bank offering a broad range of banking products and services, including accepting time and demand deposits and originating loans. Bank's deposits are insured by the Federal Deposit Insurance Corporation (FDIC) up to applicable limits. The bank is not a member of the Federal Reserve System. The company's loans include commercial loans, construction loans, commercial and residential mortgage loans, and consumer loans. The company derives income from interest and fees on loans, interest on investment securities, and fees received in connection with deposits and other services.

Stock Forecast FAQ

In the current month, CPF has received 0 Buy ratings 1 Hold ratings, and 0 Sell ratings. The CPF average analyst price target in the past 3 months is $30.00.

  • Where Will Central Pacific Financial Stock Be In 1 Year?

    According to analysts, the consensus estimate is that Central Pacific Financial share price will rise to $30.00 per share over the next 12 months.

  • What Do Analysts Say About Central Pacific Financial?

    Analysts are divided on their view about Central Pacific Financial share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that Central Pacific Financial is a Sell and believe this share price will drop from its current level to $30.00.

  • What Is Central Pacific Financial's Price Target?

    The price target for Central Pacific Financial over the next 1-year time period is forecast to be $30.00 according to 1 Wall Street analyst, 0 of them rate the stock a Buy, 0 rate the stock a Sell, and 1 analyst rates the stock a Hold.

  • Is CPF A Buy, Sell Or Hold?

    According to Wall Street analysts, the consensus rating for Central Pacific Financial is a Hold. 1 of 1 analysts rates the stock a Hold at this time.

  • How Can I Buy Shares Of CPF?

    You can purchase shares of Central Pacific Financial via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, tastytrade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase Central Pacific Financial shares.

  • What Is The Central Pacific Financial Share Price Today?

    Central Pacific Financial was last trading at $25.68 per share. This represents the most recent stock quote for Central Pacific Financial. Yesterday, Central Pacific Financial closed at $25.97 per share.

  • How To Buy Central Pacific Financial Stock Online?

    In order to purchase Central Pacific Financial stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.

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