AROW Quote, Financials, Valuation and Earnings

Evans Bancorp has a net margin of 24.54% compared to Arrow Financial's net margin of 16.32%. Arrow Financial's return on equity of 8.7% beat Evans Bancorp's return on equity of 10.61%.

Arrow Financial has a consensus price target of $26.00, signalling upside risk potential of 20.26%. On the other hand Evans Bancorp has an analysts' consensus of $50.05 which suggests that it could grow by 19.65%. Given that Arrow Financial has higher upside potential than Evans Bancorp, analysts believe Arrow Financial is more attractive than Evans Bancorp.

Arrow Financial has a beta of 0.775, which suggesting that the stock is 22.489% less volatile than S&P 500. In comparison Evans Bancorp has a beta of 0.927, suggesting its less volatile than the S&P 500 by 7.33%.

Arrow Financial has a quarterly dividend of $0.28 per share corresponding to a yield of 5.11%. Evans Bancorp offers a yield of 3.16% to investors and pays a quarterly dividend of $0.66 per share. Arrow Financial pays 59.79% of its earnings as a dividend. Evans Bancorp pays out 29.45% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Arrow Financial quarterly revenues are $36.6M, which are larger than Evans Bancorp quarterly revenues of $18M. Arrow Financial's net income of $9M is higher than Evans Bancorp's net income of $2.9M. Notably, Arrow Financial's price-to-earnings ratio is 13.58x while Evans Bancorp's PE ratio is 12.56x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Arrow Financial is 3.22x versus 2.76x for Evans Bancorp. Usually stocks with elevated PS ratios are considered overvalued.

Independent Bank Group has a net margin of 24.54% compared to Arrow Financial's net margin of 16.99%. Arrow Financial's return on equity of 8.7% beat Independent Bank Group's return on equity of -19.76%.

Arrow Financial has a consensus price target of $26.00, signalling upside risk potential of 20.26%. On the other hand Independent Bank Group has an analysts' consensus of $46.00 which suggests that it could fall by -3.99%. Given that Arrow Financial has higher upside potential than Independent Bank Group, analysts believe Arrow Financial is more attractive than Independent Bank Group.

Arrow Financial has a beta of 0.775, which suggesting that the stock is 22.489% less volatile than S&P 500. In comparison Independent Bank Group has a beta of 1.413, suggesting its more volatile than the S&P 500 by 41.301%.

Arrow Financial has a quarterly dividend of $0.28 per share corresponding to a yield of 5.11%. Independent Bank Group offers a yield of 2.51% to investors and pays a quarterly dividend of $0.38 per share. Arrow Financial pays 59.79% of its earnings as a dividend. Independent Bank Group pays out 145.15% of its earnings as a dividend. Arrow Financial's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future, but Independent Bank Group's is not.

Arrow Financial quarterly revenues are $36.6M, which are smaller than Independent Bank Group quarterly revenues of $120.3M. Arrow Financial's net income of $9M is lower than Independent Bank Group's net income of $20.4M. Notably, Arrow Financial's price-to-earnings ratio is 13.58x while Independent Bank Group's PE ratio is 14.88x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Arrow Financial is 3.22x versus 5.31x for Independent Bank Group. Usually stocks with elevated PS ratios are considered overvalued.

Park National has a net margin of 24.54% compared to Arrow Financial's net margin of 27.77%. Arrow Financial's return on equity of 8.7% beat Park National's return on equity of 11.8%.

Arrow Financial has a consensus price target of $26.00, signalling upside risk potential of 20.26%. On the other hand Park National has an analysts' consensus of $181.00 which suggests that it could grow by 6.02%. Given that Arrow Financial has higher upside potential than Park National, analysts believe Arrow Financial is more attractive than Park National.

Arrow Financial has a beta of 0.775, which suggesting that the stock is 22.489% less volatile than S&P 500. In comparison Park National has a beta of 0.739, suggesting its less volatile than the S&P 500 by 26.053%.

Arrow Financial has a quarterly dividend of $0.28 per share corresponding to a yield of 5.11%. Park National offers a yield of 2.48% to investors and pays a quarterly dividend of $1.56 per share. Arrow Financial pays 59.79% of its earnings as a dividend. Park National pays out 54.41% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Arrow Financial quarterly revenues are $36.6M, which are smaller than Park National quarterly revenues of $137.6M. Arrow Financial's net income of $9M is lower than Park National's net income of $38.2M. Notably, Arrow Financial's price-to-earnings ratio is 13.58x while Park National's PE ratio is 20.20x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Arrow Financial is 3.22x versus 5.58x for Park National. Usually stocks with elevated PS ratios are considered overvalued.

SouthState has a net margin of 24.54% compared to Arrow Financial's net margin of 33.58%. Arrow Financial's return on equity of 8.7% beat SouthState's return on equity of 8.93%.

Arrow Financial has a consensus price target of $26.00, signalling upside risk potential of 20.26%. On the other hand SouthState has an analysts' consensus of $120.89 which suggests that it could grow by 25.73%. Given that SouthState has higher upside potential than Arrow Financial, analysts believe SouthState is more attractive than Arrow Financial.

Arrow Financial has a beta of 0.775, which suggesting that the stock is 22.489% less volatile than S&P 500. In comparison SouthState has a beta of 0.705, suggesting its less volatile than the S&P 500 by 29.503%.

Arrow Financial has a quarterly dividend of $0.28 per share corresponding to a yield of 5.11%. SouthState offers a yield of 2.21% to investors and pays a quarterly dividend of $0.54 per share. Arrow Financial pays 59.79% of its earnings as a dividend. SouthState pays out 31.6% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Arrow Financial quarterly revenues are $36.6M, which are smaller than SouthState quarterly revenues of $426.4M. Arrow Financial's net income of $9M is lower than SouthState's net income of $143.2M. Notably, Arrow Financial's price-to-earnings ratio is 13.58x while SouthState's PE ratio is 14.84x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Arrow Financial is 3.22x versus 4.47x for SouthState. Usually stocks with elevated PS ratios are considered overvalued.