Financhill
Sell
45

FMNB Quote, Financials, Valuation and Earnings

Last price:
$13.46
Seasonality move :
-1.95%
Day range:
$13.17 - $13.40
52-week range:
$11.55 - $16.32
Dividend yield:
5.16%
P/E ratio:
10.30x
P/S ratio:
2.84x
P/B ratio:
1.16x
Volume:
65.6K
Avg. volume:
103.4K
1-year change:
6.89%
Market cap:
$496.1M
Revenue:
$170.1M
EPS (TTM):
$1.28
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Revenue $132.4M $146.2M $160M $179.6M $170.1M
Revenue Growth (YoY) 19.86% 10.45% 9.45% 12.28% -5.32%
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $41.4M $41.3M $47M $59.2M $60.4M
Other Inc / (Exp) $380K $1M -$454K -$471K -$2.6M
Operating Expenses $39.5M $35.5M $47.2M $57.1M $63.2M
Operating Income -- -- -- -- --
 
Net Interest Expenses -- -- -- -- --
EBT. Incl. Unusual Items $50.3M $62.1M $72.8M $58.7M $55.4M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $8.4M $10.3M $12.2M $8.8M $9.5M
Net Income to Company $41.9M $51.8M $60.6M $49.9M $45.9M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $41.9M $51.8M $60.6M $49.9M $45.9M
 
Basic EPS (Cont. Ops) $1.48 $1.78 $1.79 $1.34 $1.23
Diluted EPS (Cont. Ops) $1.47 $1.77 $1.79 $1.33 $1.22
Weighted Average Basic Share $28.3M $29.2M $33.8M $37.4M $37.3M
Weighted Average Diluted Share $28.4M $29.3M $33.9M $37.5M $37.5M
 
EBITDA -- -- -- -- --
EBIT $66.4M $70.6M $90.8M $134.2M $154.8M
 
Revenue (Reported) $132.4M $146.2M $160M $179.6M $170.1M
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) $66.4M $70.6M $90.8M $134.2M $154.8M
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Revenue $35.4M $40.5M $47M $40M $44.7M
Revenue Growth (YoY) 17.32% 14.52% 16.02% -14.86% 11.57%
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $10.4M $13.2M $16.3M $16.8M $17.9M
Other Inc / (Exp) $488K -$11K $121K -$2.1M -$1.3M
Operating Expenses $10.7M $14M $12.9M $17.5M $18.6M
Operating Income -- -- -- -- --
 
Net Interest Expenses -- -- -- -- --
EBT. Incl. Unusual Items $17.7M $18.8M $7.7M $13.5M $16.4M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $3.1M $3M $639K $2.2M $2.8M
Net Income to Company $14.6M $15.8M $7.1M $11.2M --
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $14.6M $15.8M $7.1M $11.2M $13.6M
 
Basic EPS (Cont. Ops) $0.52 $0.47 $0.19 $0.30 $0.36
Diluted EPS (Cont. Ops) $0.51 $0.47 $0.19 $0.30 $0.36
Weighted Average Basic Share $28.2M $33.8M $37.8M $37.3M $37.7M
Weighted Average Diluted Share $28.3M $33.9M $37.9M $37.5M $37.7M
 
EBITDA -- -- -- -- --
EBIT $20.2M $20.9M $22.3M $36.8M $39.5M
 
Revenue (Reported) $35.4M $40.5M $47M $40M $44.7M
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) $20.2M $20.9M $22.3M $36.8M $39.5M
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Revenue $138.1M $151.3M $166.5M $172.7M $174.7M
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $40.8M $44.3M $51M $61M $62.8M
Other Inc / (Exp) $711K $505K -$322K -$2.7M -$1.8M
Operating Expenses $40.2M $39.1M $47M $63M $65.6M
Operating Income -- -- -- -- --
 
Net Interest Expenses -- -- -- -- --
EBT. Incl. Unusual Items $57.6M $63.3M $61.7M $64.4M $58.3M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $9.8M $10.2M $9.9M $10.3M $10M
Net Income to Company $47.8M $53.1M $51.8M $54.1M --
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $47.8M $53.1M $51.8M $54.1M $48.3M
 
Basic EPS (Cont. Ops) $1.70 $1.77 $1.51 $1.45 $1.29
Diluted EPS (Cont. Ops) $1.68 $1.76 $1.51 $1.45 $1.28
Weighted Average Basic Share
Weighted Average Diluted Share
 
EBITDA -- -- -- -- --
EBIT $70.8M $71.3M $92.2M $148.7M $157.4M
 
Revenue (Reported) $138.1M $151.3M $166.5M $172.7M $174.7M
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) $70.8M $71.3M $92.2M $148.7M $157.4M
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Revenue $35.4M $40.5M $47M $40M $44.7M
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $10.4M $13.2M $16.3M $16.8M $17.9M
Other Inc / (Exp) $488K -$11K $121K -$2.1M -$1.3M
Operating Expenses $10.7M $14M $12.9M $17.5M $18.6M
Operating Income -- -- -- -- --
 
Net Interest Expenses -- -- -- -- --
EBT. Incl. Unusual Items $17.7M $18.8M $7.7M $13.5M $16.4M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $3.1M $3M $639K $2.2M $2.8M
Net Income to Company $14.6M $15.8M $7.1M $11.2M --
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $14.6M $15.8M $7.1M $11.2M $13.6M
 
Basic EPS (Cont. Ops) $0.52 $0.47 $0.19 $0.30 $0.36
Diluted EPS (Cont. Ops) $0.51 $0.47 $0.19 $0.30 $0.36
Weighted Average Basic Share $28.2M $33.8M $37.8M $37.3M $37.7M
Weighted Average Diluted Share $28.3M $33.9M $37.9M $37.5M $37.7M
 
EBITDA -- -- -- -- --
EBIT $20.2M $20.9M $22.3M $36.8M $39.5M
 
Revenue (Reported) $35.4M $40.5M $47M $40M $44.7M
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) $20.2M $20.9M $22.3M $36.8M $39.5M
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Cash and Equivalents $20.5M $29.2M $21.4M $28.9M $20.4M
Short Term Investments $575.6M $1.4B $1.3B $1.3B $631.5M
Accounts Receivable, Net -- -- -- -- --
Inventory -- -- -- -- --
Prepaid Expenses -- -- -- -- --
Other Current Assets -- -- -- -- --
Total Current Assets $830.2M $1.5B $1.3B $1.4B $717.2M
 
Property Plant And Equipment $25.6M $37.5M $30.8M $44.4M $52.3M
Long-Term Investments $597.1M $1.5B $1.3B $1.4B $1.3B
Goodwill $45.8M $94.2M $94.6M $167.4M $167.5M
Other Intangibles $3.8M $8.4M $7M $22.8M $20.8M
Other Long-Term Assets -- -- -- -- --
Total Assets $3.1B $4.1B $4.1B $5.1B $5.1B
 
Accounts Payable -- -- -- -- --
Accrued Expenses -- -- -- -- --
Current Portion Of Long-Term Debt $2.5M -- $95M $355M $305M
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities $2.5M -- $95M $355M $305M
 
Long-Term Debt $76.4M $87.8M $88.2M $88.7M $86.2M
Capital Leases -- -- -- -- --
Total Liabilities $2.7B $3.7B $3.8B $4.7B $4.7B
 
Common Stock $208.8M $306.1M $305.3M $365.3M $366.1M
Other Common Equity Adj -- -- -- -- --
Common Equity $350.1M $472.4M $292.3M $404.4M $406M
Total Preferred Equity -- -- -- -- --
Minority Interest, Total -- -- -- -- --
Total Equity $350.1M $472.4M $292.3M $404.4M $406M
 
Total Liabilities and Equity $3.1B $4.1B $4.1B $5.1B $5.1B
Cash and Short Terms $596.1M $1.5B $1.3B $1.3B $651.9M
Total Debt $78.9M $87.8M $183.2M $443.7M $391.2M
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Cash and Equivalents $23.2M $29.2M $30.5M $23M $113.3M
Short Term Investments $802.9M $1.5B $1.4B $1.3B $1.3B
Accounts Receivable, Net -- -- -- -- --
Inventory -- -- -- -- --
Prepaid Expenses -- -- -- -- --
Other Current Assets -- -- -- -- --
Total Current Assets $1.1B $1.6B $1.5B $1.4B $1.4B
 
Property Plant And Equipment $25.4M $37.1M $54.3M $45.1M --
Long-Term Investments $809.8M $1.5B $1.4B $1.3B $1.3B
Goodwill $45.8M $94.2M $167.9M $167.4M --
Other Intangibles $3.5M $7.9M $25.4M $22.2M --
Other Long-Term Assets -- -- -- -- --
Total Assets $3.3B $4.2B $5.1B $5.1B $5.2B
 
Accounts Payable -- -- -- -- --
Accrued Expenses -- -- -- -- --
Current Portion Of Long-Term Debt $5.2M -- $204M $345M --
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities $5.2M -- $204M $345M --
 
Long-Term Debt $74.5M $87.9M $88.3M $88.8M $188.3M
Capital Leases -- -- -- -- --
Total Liabilities $3B $3.8B $4.7B $4.7B $4.7B
 
Common Stock $208.2M $304.7M $364.3M $364.8M --
Other Common Equity Adj -- -- -- -- --
Common Equity -- -- -- -- --
Total Preferred Equity -- -- -- -- --
Minority Interest, Total -- -- -- -- --
Total Equity $347.4M $393.9M $374.6M $397M $429.1M
 
Total Liabilities and Equity $3.3B $4.2B $5.1B $5.1B $5.2B
Cash and Short Terms $826M $1.5B $1.4B $1.3B $1.4B
Total Debt $79.7M $87.9M $292.3M $433.8M $188.3M
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Net Income to Stockholders $41.9M $51.8M $60.6M $49.9M $45.9M
Depreciation & Amoritzation $3.1M $3.5M $4.9M $7.3M $6.4M
Stock-Based Compensation $1.4M $1.2M $1.8M $2.6M $2.6M
Change in Accounts Receivable -- -- -- -- --
Change in Inventories -- -- -- -- --
Cash From Operations $49.1M $54.9M $81.5M $62.9M $66.6M
 
Capital Expenditures $3.7M $1.4M $2.6M $3.9M $11.7M
Cash Acquisitions -$2.2M $83.8M -$1M -$13.2M -$600K
Cash From Investing -$159.9M -$423.6M -$205.5M $77.9M -$95.1M
 
Dividends Paid (Ex Special Dividend) -$12.7M -$14.1M -$22M -$25.4M -$25.4M
Special Dividend Paid
Long-Term Debt Issued -- $73.7M -- -- --
Long-Term Debt Repaid -$97.1M -$67M -- -- -$2.5M
Repurchase of Common Stock -$14.2M -$164K -- -$11.5M --
Other Financing Activities -- -- -$762K -$622K -$880K
Cash From Financing $294.7M $226.8M $86.8M -$112.8M $10.6M
 
Beginning Cash (CF) $70.8M $254.6M $112.8M $75.6M $103.7M
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $183.9M -$141.8M -$37.2M $28.1M -$17.9M
Ending Cash (CF) $254.6M $112.8M $75.6M $103.7M $85.7M
 
Levered Free Cash Flow $45.4M $53.6M $78.9M $59M $54.9M
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Net Income to Stockholders $14.6M $15.8M $7.1M $11.2M --
Depreciation & Amoritzation $798K $1.2M $1.9M $1.6M --
Stock-Based Compensation $330K $365K $615K $662K --
Change in Accounts Receivable -- -- -- -- --
Change in Inventories -- -- -- -- --
Cash From Operations $7M $13.2M $13.9M $13.2M --
 
Capital Expenditures $219K $346K $171K $1.6M --
Cash Acquisitions -- -- -$13.2M -- --
Cash From Investing -$154.9M -$129.5M $64M $27.4M --
 
Dividends Paid (Ex Special Dividend) -$3.1M -$5.4M -$6.4M -$6.3M --
Special Dividend Paid -- -- -- -- --
Long-Term Debt Issued -- -- -- -- --
Long-Term Debt Repaid -$2M -- -- -- --
Repurchase of Common Stock -$116K -- -$11.5M -- --
Other Financing Activities -- -- -- -- --
Cash From Financing $219.7M $141.2M -$25.4M $4.4M --
 
Beginning Cash (CF) $254.6M $112.8M $75.6M $103.7M --
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $71.8M $24.8M $52.5M $45M --
Ending Cash (CF) $326.4M $137.6M $128M $148.6M --
 
Levered Free Cash Flow $6.8M $12.9M $13.7M $11.6M --
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Net Income to Stockholders $47.8M $53.1M $51.8M $54.1M --
Depreciation & Amoritzation $3.2M $3.9M $5.6M $7M --
Stock-Based Compensation $1.4M $1.2M $2.1M $2.7M $2M
Change in Accounts Receivable -- -- -- -- --
Change in Inventories -- -- -- -- --
Cash From Operations $50.3M $61.1M $82.2M $62.2M --
 
Capital Expenditures $1.6M $1.5M $2.4M $5.3M $10.1M
Cash Acquisitions $5.9M $83.8M -$14.2M -- -$600K
Cash From Investing -$318M -$398.2M -$12M $41.4M --
 
Dividends Paid (Ex Special Dividend) -$12.6M -$16.4M -$23M -$25.3M -$19M
Special Dividend Paid
Long-Term Debt Issued -- -- -- -- --
Long-Term Debt Repaid -$97.8M -- -- -- --
Repurchase of Common Stock -$116K -$48K -$11.5M -- --
Other Financing Activities -- -- -- -- --
Cash From Financing $511M $148.4M -$79.8M -$83M --
 
Beginning Cash (CF) -- -- -- -- --
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $243.3M -$188.8M -$9.6M $20.6M --
Ending Cash (CF) -- -- -- -- --
 
Levered Free Cash Flow $48.7M $59.6M $79.8M $57M --
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Net Income to Stockholders $14.6M $15.8M $7.1M $11.2M --
Depreciation & Amoritzation $798K $1.2M $1.9M $1.6M --
Stock-Based Compensation $330K $365K $615K $662K --
Change in Accounts Receivable -- -- -- -- --
Change in Inventories -- -- -- -- --
Cash From Operations $7M $13.2M $13.9M $13.2M --
 
Capital Expenditures $219K $346K $171K $1.6M --
Cash Acquisitions -- -- -$13.2M -- --
Cash From Investing -$154.9M -$129.5M $64M $27.4M --
 
Dividends Paid (Ex Special Dividend) -$3.1M -$5.4M -$6.4M -$6.3M --
Special Dividend Paid -- -- -- -- --
Long-Term Debt Issued -- -- -- -- --
Long-Term Debt Repaid -$2M -- -- -- --
Repurchase of Common Stock -$116K -- -$11.5M -- --
Other Financing Activities -- -- -- -- --
Cash From Financing $219.7M $141.2M -$25.4M $4.4M --
 
Beginning Cash (CF) $254.6M $112.8M $75.6M $103.7M --
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $71.8M $24.8M $52.5M $45M --
Ending Cash (CF) $326.4M $137.6M $128M $148.6M --
 
Levered Free Cash Flow $6.8M $12.9M $13.7M $11.6M --

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