Financhill
Buy
51

MRBK Quote, Financials, Valuation and Earnings

Last price:
$13.97
Seasonality move :
-11.15%
Day range:
$13.95 - $14.12
52-week range:
$8.26 - $17.33
Dividend yield:
3.57%
P/E ratio:
13.88x
P/S ratio:
1.50x
P/B ratio:
0.94x
Volume:
25.1K
Avg. volume:
30.9K
1-year change:
2.71%
Market cap:
$157.6M
Revenue:
$100.9M
EPS (TTM):
$1.01
Period Ending 2019-12-31 2020-12-31 2021-12-31 2022-12-31 2023-12-31
Revenue $69.2M $135.9M $151.1M $111.9M $100.9M
Revenue Growth (YoY) 11% 96.33% 11.17% -25.97% -9.79%
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $37.6M $75M $82.6M $60M $54M
Other Inc / (Exp) -$540K -$3.1M -$942K $4.7M $61K
Operating Expenses $37.6M $75M $82.6M $60M $54M
Operating Income -- -- -- -- --
 
Net Interest Expenses -- -- -- -- --
EBT. Incl. Unusual Items $13.5M $34.5M $46.3M $27.9M $17M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $3M $8.1M $10.7M $6.1M $3.7M
Net Income to Company $10.5M $26.4M $35.6M $21.8M $13.2M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $10.5M $26.4M $35.6M $21.8M $13.2M
 
Basic EPS (Cont. Ops) $0.82 $2.16 $2.96 $1.85 $1.19
Diluted EPS (Cont. Ops) $0.82 $2.14 $2.87 $1.79 $1.16
Weighted Average Basic Share $12.8M $12.2M $12M $11.8M $11.1M
Weighted Average Diluted Share $12.9M $12.4M $12.4M $12.2M $11.4M
 
EBITDA -- -- -- -- --
EBIT $30M $48.2M $54.7M $46.5M $84.6M
 
Revenue (Reported) $69.2M $135.9M $151.1M $111.9M $100.9M
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) $30M $48.2M $54.7M $46.5M $84.6M
Period Ending 2020-09-30 2021-09-30 2022-09-30 2023-09-30 2024-09-30
Revenue $41.8M $38.4M $28.3M $25.3M $29.1M
Revenue Growth (YoY) 128.39% -8.13% -26.39% -10.41% 14.87%
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $21.2M $20.6M $14.5M $13.3M $13.5M
Other Inc / (Exp) $1.7M -$1.2M $526K $182K -$356K
Operating Expenses $21.2M $20.6M $14.5M $13.3M $13.5M
Operating Income -- -- -- -- --
 
Net Interest Expenses -- -- -- -- --
EBT. Incl. Unusual Items $12M $12.3M $7.5M $5.2M $6.2M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $2.8M $2.9M $1.7M $1.2M $1.5M
Net Income to Company $9.2M $9.4M $5.8M $4M $4.7M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $9.2M $9.4M $5.8M $4M $4.7M
 
Basic EPS (Cont. Ops) $0.76 $0.78 $0.49 $0.36 $0.43
Diluted EPS (Cont. Ops) $0.76 $0.76 $0.48 $0.35 $0.42
Weighted Average Basic Share $12.2M $12.1M $11.7M $11.1M $11.1M
Weighted Average Diluted Share $12.2M $12.5M $12.1M $11.4M $11.2M
 
EBITDA -- -- -- -- --
EBIT $15.2M $14.4M $12.4M $23.4M $28.3M
 
Revenue (Reported) $41.8M $38.4M $28.3M $25.3M $29.1M
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) $15.2M $14.4M $12.4M $23.4M $28.3M
Period Ending 2020-09-30 2021-09-30 2022-09-30 2023-09-30 2024-09-30
Revenue $111.3M $162.7M $118.7M $102.4M $104.8M
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $58.6M $91.1M $62.9M $53.5M $52.9M
Other Inc / (Exp) $384K -$4.1M $4M $749K -$339K
Operating Expenses $58.6M $91.1M $62.9M $53.5M $52.9M
Operating Income -- -- -- -- --
 
Net Interest Expenses -- -- -- -- --
EBT. Incl. Unusual Items $26.8M $48.3M $32.1M $22M $14.9M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $6.2M $11.4M $7.1M $4.7M $3.6M
Net Income to Company $20.6M $36.9M $25M $17.2M $11.3M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $20.6M $36.9M $25M $17.2M $11.3M
 
Basic EPS (Cont. Ops) $1.67 $3.07 $2.09 $1.54 $1.02
Diluted EPS (Cont. Ops) $1.67 $2.99 $2.02 $1.49 $1.01
Weighted Average Basic Share
Weighted Average Diluted Share
 
EBITDA -- -- -- -- --
EBIT $41.7M $57.7M $43.4M $79.5M $98.6M
 
Revenue (Reported) $111.3M $162.7M $118.7M $102.4M $104.8M
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) $41.7M $57.7M $43.4M $79.5M $98.6M
Period Ending 2020-09-30 2021-09-30 2022-09-30 2023-09-30 2024-09-30
Revenue $90.9M $117.7M $85.3M $75.8M $79.8M
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $48.5M $64.6M $44.9M $38.4M $37.3M
Other Inc / (Exp) $328K -$671K $4.2M $241K -$160K
Operating Expenses $48.5M $64.6M $44.9M $38.4M $37.3M
Operating Income -- -- -- -- --
 
Net Interest Expenses -- -- -- -- --
EBT. Incl. Unusual Items $22.7M $36.4M $22.2M $16.2M $14.2M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $5.2M $8.5M $4.9M $3.6M $3.4M
Net Income to Company $17.4M $27.9M $17.3M $12.7M $10.7M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $17.4M $27.9M $17.3M $12.7M $10.7M
 
Basic EPS (Cont. Ops) $1.42 $2.32 $1.44 $1.14 $0.97
Diluted EPS (Cont. Ops) $1.42 $2.25 $1.40 $1.10 $0.96
Weighted Average Basic Share $37.2M $36.2M $35.8M $33.4M $33.3M
Weighted Average Diluted Share $37.3M $37.2M $37M $34.3M $33.6M
 
EBITDA -- -- -- -- --
EBIT $33.4M $42.9M $31.5M $64.5M $78.5M
 
Revenue (Reported) $90.9M $117.7M $85.3M $75.8M $79.8M
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) $33.4M $42.9M $31.5M $64.5M $78.5M
Period Ending 2019-12-31 2020-12-31 2021-12-31 2022-12-31 2023-12-31
Cash and Equivalents $19.1M $34.2M $23.5M $38.4M $56.7M
Short Term Investments $58.9M $123.6M $159.3M $135.3M $146M
Accounts Receivable, Net $3.1M $5.5M $5M $7.4M $9.3M
Inventory -- -- -- -- --
Prepaid Expenses -- -- -- -- --
Other Current Assets -- -- -- -- --
Total Current Assets $102.1M $196.8M $276M $318.5M $330M
 
Property Plant And Equipment $8.6M $7.8M $11.8M $13.3M $13.6M
Long-Term Investments $68.6M $131.1M $168M $174.9M $183.9M
Goodwill $899K $899K $899K $899K $899K
Other Intangibles $3.9M $3.6M $3.4M $3.2M $3M
Other Long-Term Assets -- -- -- -- --
Total Assets $1.2B $1.7B $1.7B $2.1B $2.2B
 
Accounts Payable $1.1M $1.2M $31K $2.4M $10.3M
Accrued Expenses -- -- -- -- --
Current Portion Of Long-Term Debt $123.7M -- -- -- --
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities $127.9M $110.3M $41.4M $124.5M $152.2M
 
Long-Term Debt $41M $40.7M $40.5M $40.3M $49.8M
Capital Leases -- -- -- -- --
Total Liabilities $1B $1.6B $1.5B $1.9B $2.1B
 
Common Stock $6.4M $6.5M $6.5M $13.2M $13.2M
Other Common Equity Adj -$3K $2.6M $708K -$11.5M -$9.4M
Common Equity $120.7M $141.6M $165.4M $153.3M $158M
Total Preferred Equity -- -- -- -- --
Minority Interest, Total -- -- -- -- --
Total Equity $120.7M $141.6M $165.4M $153.3M $158M
 
Total Liabilities and Equity $1.2B $1.7B $1.7B $2.1B $2.2B
Cash and Short Terms $78M $157.8M $182.8M $173.7M $202.7M
Total Debt $164.6M $40.7M $40.5M $40.3M $49.8M
Period Ending 2020-09-30 2021-09-30 2022-09-30 2023-09-30 2024-09-30
Cash and Equivalents $74.9M $45.9M $32.9M $59.8M $32.3M
Short Term Investments $103.4M $146.1M $128M $122.2M $171.6M
Accounts Receivable, Net $4.7M $5.1M $6M $9M $10M
Inventory -- -- -- -- --
Prepaid Expenses -- -- -- -- --
Other Current Assets -- -- -- -- --
Total Current Assets $197.3M $287.5M $295.1M $325.9M $298M
 
Property Plant And Equipment $8.1M $8.2M $12.8M $13.3M $12.8M
Long-Term Investments $110.9M $153.6M $168M $160.5M $207.6M
Goodwill $899K $899K $899K $899K $899K
Other Intangibles $3.7M $3.4M $3.2M $3M $2.8M
Other Long-Term Assets -- -- -- -- --
Total Assets $1.8B $1.8B $1.9B $2.2B $2.4B
 
Accounts Payable $2.3M $663K $1.2M $7.8M $7M
Accrued Expenses -- -- -- -- --
Current Portion Of Long-Term Debt $104.2M -- -- -- --
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities $120.7M $22.9M $24.6M $7.8M $7M
 
Long-Term Debt $40.8M $40.8M $40.6M $228M $194.8M
Capital Leases -- -- -- -- --
Total Liabilities $1.6B $1.6B $1.8B $2.1B $2.2B
 
Common Stock $6.5M $6.5M $6.6M $13.2M $13.2M
Other Common Equity Adj $1.5M $787K -$13M -$12.4M -$7.3M
Common Equity -- -- -- -- --
Total Preferred Equity -- -- -- -- --
Minority Interest, Total -- -- -- -- --
Total Equity $131.8M $158.4M $151.2M $155.1M $167.5M
 
Total Liabilities and Equity $1.8B $1.8B $1.9B $2.2B $2.4B
Cash and Short Terms $178.3M $192M $160.9M $182M $203.9M
Total Debt $145.1M $40.8M $40.6M $228M $194.8M
Period Ending 2019-12-31 2020-12-31 2021-12-31 2022-12-31 2023-12-31
Net Income to Stockholders $10.5M $26.4M $35.6M $21.8M $13.2M
Depreciation & Amoritzation $867K -$2.1M -$4.8M $1.1M $2.5M
Stock-Based Compensation $272K $763K $1.6M $1.5M $1.2M
Change in Accounts Receivable -$259K -$2.3M $473K -$2.4M -$2M
Change in Inventories -- -- -- -- --
Cash From Operations $21.6M -$158.5M $165.1M $84.7M $18.9M
 
Capital Expenditures $746K $747K $5.4M $2.9M $1.8M
Cash Acquisitions -- -- -- -- --
Cash From Investing -$143.1M -$370.7M -$140.5M -$393.1M -$164.2M
 
Dividends Paid (Ex Special Dividend) -- -$1.5M -$9.7M -$10.9M -$5.6M
Special Dividend Paid
Long-Term Debt Issued $40M $162.4M -- $80.7M $62.6M
Long-Term Debt Repaid -$8.3M -$17M -$231.3M -$279K -$328K
Repurchase of Common Stock -$3K -$5.7M -$3M -$13M -$4.3M
Other Financing Activities -$943K -$231K -- -- -$9K
Cash From Financing $136.9M $526.5M -$37.9M $323.4M $163.6M
 
Beginning Cash (CF) $24M $39.4M $36.7M $23.5M $38.4M
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $15.4M -$2.6M -$13.3M $14.9M $18.3M
Ending Cash (CF) $39.4M $36.7M $23.5M $38.4M $56.7M
 
Levered Free Cash Flow $20.8M -$159.2M $159.7M $81.8M $17M
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Net Income to Stockholders $9M $7.7M $4.6M $570K --
Depreciation & Amoritzation -$1.4M -$843K $667K $570K --
Stock-Based Compensation $463K $816K $744K $658K --
Change in Accounts Receivable -$816K $71K -$1.4M -$341K --
Change in Inventories -- -- -- -- --
Cash From Operations $3.2M $38.7M $21M $7.9M --
 
Capital Expenditures $96K $3.9M $887K $743K --
Cash Acquisitions -- -- -- -- --
Cash From Investing $8.3M -$24.6M -$146.6M -$21.2M --
 
Dividends Paid (Ex Special Dividend) -$762K -$1.2M -$1.2M -$1.4M --
Special Dividend Paid -- -- -- -- --
Long-Term Debt Issued -$97.5M -- $80.7M $34.1M --
Long-Term Debt Repaid $15.4M -$59.6M -$279K -$274K --
Repurchase of Common Stock -- -$835K -$3.8M -- --
Other Financing Activities -- -- -- -- --
Cash From Financing -$50.6M -$53.8M $132.6M $10.2M --
 
Beginning Cash (CF) $75.9M $63.1M $31.4M $59.8M --
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions -$39.1M -$39.6M $7M -$3.1M --
Ending Cash (CF) $36.7M $23.5M $38.4M $56.7M --
 
Levered Free Cash Flow $3.1M $34.8M $20.1M $7.1M --
Period Ending 2020-09-30 2021-09-30 2022-09-30 2023-09-30 2024-09-30
Net Income to Stockholders $20.6M $36.9M $25M $17.2M $11.3M
Depreciation & Amoritzation -$1.4M -$5.4M -$433K $2.6M $1.8M
Stock-Based Compensation $306K $1.3M $1.5M $1.3M $977K
Change in Accounts Receivable -$1.5M -$414K -$928K -$3M -$1M
Change in Inventories -- -- -- -- --
Cash From Operations -$144.5M $129.6M $102.3M $32M $18.2M
 
Capital Expenditures $763K $1.6M $5.9M $2M $965K
Cash Acquisitions -- -- -- -- --
Cash From Investing -$416.9M -$107.7M -$271.1M -$289.6M -$177.5M
 
Dividends Paid (Ex Special Dividend) -$763K -$9.2M -$11M -$5.4M -$5.6M
Special Dividend Paid
Long-Term Debt Issued $299.9M -- -- $109.2M $44.7M
Long-Term Debt Repaid -$37.4M -$156.4M -$59.6M -$333K -$274K
Repurchase of Common Stock -$5.7M -- -$10M -$8M --
Other Financing Activities -- -- -- -- --
Cash From Financing $596.7M -$34.7M $137M $286M $131.9M
 
Beginning Cash (CF) -- -- -- -- --
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $35.3M -$12.7M -$31.8M $28.4M -$27.4M
Ending Cash (CF) -- -- -- -- --
 
Levered Free Cash Flow -$145.3M $128M $96.4M $30M $17.2M
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Net Income to Stockholders $26.4M $35.6M $21.8M $13.2M $10.7M
Depreciation & Amoritzation -$2.1M -$4.8M $1.1M $2.5M $1.3M
Stock-Based Compensation $763K $1.6M $1.5M $1.2M $319K
Change in Accounts Receivable -$2.3M $473K -$2.4M -$2M -$687K
Change in Inventories -- -- -- -- --
Cash From Operations -$158.5M $165.1M $84.7M $18.9M $10.3M
 
Capital Expenditures $747K $5.4M $2.9M $1.8M $222K
Cash Acquisitions -- -- -- -- --
Cash From Investing -$370.7M -$140.5M -$393.1M -$164.2M -$156.3M
 
Dividends Paid (Ex Special Dividend) -$1.5M -$9.7M -$10.9M -$5.6M -$4.2M
Special Dividend Paid -- $500K $500K -- --
Long-Term Debt Issued $162.4M -- $80.7M $62.6M $10.6M
Long-Term Debt Repaid -$17M -$231.3M -$279K -$328K --
Repurchase of Common Stock -$5.7M -$3M -$13M -$4.3M --
Other Financing Activities -$231K -- -- -$9K --
Cash From Financing $526.5M -$37.9M $323.4M $163.6M $121.7M
 
Beginning Cash (CF) $199.5M $157.8M $160.8M $253.5M $103.8M
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions -$2.6M -$13.3M $14.9M $18.3M -$24.4M
Ending Cash (CF) $196.9M $144.5M $175.7M $271.8M $79.4M
 
Levered Free Cash Flow -$159.2M $159.7M $81.8M $17M $10.1M

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