NBTB Quote, Financials, Valuation and Earnings

Community Financial System has a net margin of 24.35% compared to NBT Bancorp's net margin of 25.37%. NBT Bancorp's return on equity of 9.53% beat Community Financial System's return on equity of 10.64%.

NBT Bancorp has a consensus price target of $51.40, signalling upside risk potential of 20.66%. On the other hand Community Financial System has an analysts' consensus of $68.17 which suggests that it could grow by 23.42%. Given that Community Financial System has higher upside potential than NBT Bancorp, analysts believe Community Financial System is more attractive than NBT Bancorp.

NBT Bancorp has a beta of 0.530, which suggesting that the stock is 46.98% less volatile than S&P 500. In comparison Community Financial System has a beta of 0.743, suggesting its less volatile than the S&P 500 by 25.713%.

NBT Bancorp has a quarterly dividend of $0.34 per share corresponding to a yield of 3.15%. Community Financial System offers a yield of 3.31% to investors and pays a quarterly dividend of $0.46 per share. NBT Bancorp pays 44.27% of its earnings as a dividend. Community Financial System pays out 52.49% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

NBT Bancorp quarterly revenues are $147.9M, which are smaller than Community Financial System quarterly revenues of $196.3M. NBT Bancorp's net income of $36M is lower than Community Financial System's net income of $49.8M. Notably, NBT Bancorp's price-to-earnings ratio is 14.39x while Community Financial System's PE ratio is 16.06x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for NBT Bancorp is 3.52x versus 3.91x for Community Financial System. Usually stocks with elevated PS ratios are considered overvalued.

City Holding has a net margin of 24.35% compared to NBT Bancorp's net margin of 41.91%. NBT Bancorp's return on equity of 9.53% beat City Holding's return on equity of 16.39%.

NBT Bancorp has a consensus price target of $51.40, signalling upside risk potential of 20.66%. On the other hand City Holding has an analysts' consensus of $122.33 which suggests that it could grow by 4.76%. Given that NBT Bancorp has higher upside potential than City Holding, analysts believe NBT Bancorp is more attractive than City Holding.

NBT Bancorp has a beta of 0.530, which suggesting that the stock is 46.98% less volatile than S&P 500. In comparison City Holding has a beta of 0.480, suggesting its less volatile than the S&P 500 by 51.965%.

NBT Bancorp has a quarterly dividend of $0.34 per share corresponding to a yield of 3.15%. City Holding offers a yield of 2.64% to investors and pays a quarterly dividend of $0.79 per share. NBT Bancorp pays 44.27% of its earnings as a dividend. City Holding pays out 37.13% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

NBT Bancorp quarterly revenues are $147.9M, which are larger than City Holding quarterly revenues of $72.4M. NBT Bancorp's net income of $36M is higher than City Holding's net income of $30.3M. Notably, NBT Bancorp's price-to-earnings ratio is 14.39x while City Holding's PE ratio is 14.63x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for NBT Bancorp is 3.52x versus 5.96x for City Holding. Usually stocks with elevated PS ratios are considered overvalued.

Eagle Bancorp has a net margin of 24.35% compared to NBT Bancorp's net margin of 20.43%. NBT Bancorp's return on equity of 9.53% beat Eagle Bancorp's return on equity of -3.82%.

NBT Bancorp has a consensus price target of $51.40, signalling upside risk potential of 20.66%. On the other hand Eagle Bancorp has an analysts' consensus of $26.33 which suggests that it could grow by 48.44%. Given that Eagle Bancorp has higher upside potential than NBT Bancorp, analysts believe Eagle Bancorp is more attractive than NBT Bancorp.

NBT Bancorp has a beta of 0.530, which suggesting that the stock is 46.98% less volatile than S&P 500. In comparison Eagle Bancorp has a beta of 1.046, suggesting its more volatile than the S&P 500 by 4.626%.

NBT Bancorp has a quarterly dividend of $0.34 per share corresponding to a yield of 3.15%. Eagle Bancorp offers a yield of 6.93% to investors and pays a quarterly dividend of $0.17 per share. NBT Bancorp pays 44.27% of its earnings as a dividend. Eagle Bancorp pays out -96.99% of its earnings as a dividend. NBT Bancorp's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

NBT Bancorp quarterly revenues are $147.9M, which are larger than Eagle Bancorp quarterly revenues of $74.9M. NBT Bancorp's net income of $36M is higher than Eagle Bancorp's net income of $15.3M. Notably, NBT Bancorp's price-to-earnings ratio is 14.39x while Eagle Bancorp's PE ratio is 7.56x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for NBT Bancorp is 3.52x versus 1.73x for Eagle Bancorp. Usually stocks with elevated PS ratios are considered overvalued.

First Bancorp has a net margin of 24.35% compared to NBT Bancorp's net margin of 34.42%. NBT Bancorp's return on equity of 9.53% beat First Bancorp's return on equity of 6.06%.

NBT Bancorp has a consensus price target of $51.40, signalling upside risk potential of 20.66%. On the other hand First Bancorp has an analysts' consensus of $49.00 which suggests that it could grow by 22.32%. Given that First Bancorp has higher upside potential than NBT Bancorp, analysts believe First Bancorp is more attractive than NBT Bancorp.

NBT Bancorp has a beta of 0.530, which suggesting that the stock is 46.98% less volatile than S&P 500. In comparison First Bancorp has a beta of 0.888, suggesting its less volatile than the S&P 500 by 11.152%.

NBT Bancorp has a quarterly dividend of $0.34 per share corresponding to a yield of 3.15%. First Bancorp offers a yield of 2.2% to investors and pays a quarterly dividend of $0.22 per share. NBT Bancorp pays 44.27% of its earnings as a dividend. First Bancorp pays out 47.56% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

NBT Bancorp quarterly revenues are $147.9M, which are larger than First Bancorp quarterly revenues of $105.8M. NBT Bancorp's net income of $36M is lower than First Bancorp's net income of $36.4M. Notably, NBT Bancorp's price-to-earnings ratio is 14.39x while First Bancorp's PE ratio is 18.99x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for NBT Bancorp is 3.52x versus 4.60x for First Bancorp. Usually stocks with elevated PS ratios are considered overvalued.