Financhill
Buy
51

OZK Quote, Financials, Valuation and Earnings

Last price:
$44.83
Seasonality move :
2.91%
Day range:
$43.52 - $44.28
52-week range:
$35.71 - $53.64
Dividend yield:
3.79%
P/E ratio:
7.18x
P/S ratio:
3.01x
P/B ratio:
0.90x
Volume:
1.1M
Avg. volume:
1.7M
1-year change:
-7.4%
Market cap:
$4.9B
Revenue:
$1.7B
EPS (TTM):
$6.10

Price Performance History

Performance vs. Valuation Benchmarks

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Competitors

Company Revenue Forecast Earnings Forecast Revenue Growth Forecast Earnings Growth Forecast Analyst Price Target Median
OZK
Bank OZK
$402.8M $1.40 1.62% -0.61% $50.63
BAC
Bank of America
$26.9B $0.81 5.65% 7.56% $48.57
C
Citigroup
$21.3B $1.85 3.03% 13.29% $83.70
FITB
Fifth Third Bancorp
$2.2B $0.69 9.62% 8.54% $43.41
TFC
Truist Financial
$4.9B $0.86 2.54% 50.31% $45.17
USB
U.S. Bancorp
$6.9B $0.98 3.21% 11.06% $49.18
Company Price Analyst Target Market Cap P/E Ratio Dividend per Share Dividend Yield Price / LTM Sales
OZK
Bank OZK
$43.77 $50.63 $4.9B 7.18x $0.43 3.79% 3.01x
BAC
Bank of America
$40.93 $48.57 $308.3B 12.18x $0.26 2.49% 3.11x
C
Citigroup
$70.25 $83.70 $131.2B 11.10x $0.56 3.19% 1.66x
FITB
Fifth Third Bancorp
$36.71 $43.41 $24.5B 11.65x $0.37 3.98% 3.02x
TFC
Truist Financial
$38.71 $45.17 $50.7B 11.42x $0.52 5.37% 3.86x
USB
U.S. Bancorp
$41.30 $49.18 $64.3B 10.22x $0.50 4.82% 2.34x
Company Total Debt / Total Capital Beta Debt to Equity Quick Ratio
OZK
Bank OZK
11.57% 1.390 14.45% --
BAC
Bank of America
53.9% 1.570 102.87% 1.80x
C
Citigroup
61.88% 1.465 227.17% 1.11x
FITB
Fifth Third Bancorp
49.13% 1.519 69.69% 8.15x
TFC
Truist Financial
46.31% 1.749 93.25% 2.54x
USB
U.S. Bancorp
56.17% 1.221 105.29% 8.42x
Company Gross Profit Operating Income Return on Invested Capital Return on Common Equity EBIT Margin Free Cash Flow
OZK
Bank OZK
-- -- 11.27% 12.82% 118.54% $242.3M
BAC
Bank of America
-- -- 4.42% 9.44% 101.36% -$2.2B
C
Citigroup
-- -- 2.47% 6.38% 116.21% $23.1B
FITB
Fifth Third Bancorp
-- -- 5.99% 11.65% 79.23% $1.1B
TFC
Truist Financial
-- -- 4.09% 7.7% 81.98% $746M
USB
U.S. Bancorp
-- -- 5.13% 11.46% 80.59% -$285M

Bank OZK vs. Competitors

  • Which has Higher Returns OZK or BAC?

    Bank of America has a net margin of 42.02% compared to Bank OZK's net margin of 27.03%. Bank OZK's return on equity of 12.82% beat Bank of America's return on equity of 9.44%.

    Company Gross Margin Earnings Per Share Invested Capital
    OZK
    Bank OZK
    -- $1.47 $6.6B
    BAC
    Bank of America
    -- $0.90 $641.2B
  • What do Analysts Say About OZK or BAC?

    Bank OZK has a consensus price target of $50.63, signalling upside risk potential of 15.09%. On the other hand Bank of America has an analysts' consensus of $48.57 which suggests that it could grow by 18.66%. Given that Bank of America has higher upside potential than Bank OZK, analysts believe Bank of America is more attractive than Bank OZK.

    Company Buy Ratings Hold Ratings Sell Ratings
    OZK
    Bank OZK
    1 6 1
    BAC
    Bank of America
    14 2 0
  • Is OZK or BAC More Risky?

    Bank OZK has a beta of 0.847, which suggesting that the stock is 15.276% less volatile than S&P 500. In comparison Bank of America has a beta of 1.272, suggesting its more volatile than the S&P 500 by 27.153%.

  • Which is a Better Dividend Stock OZK or BAC?

    Bank OZK has a quarterly dividend of $0.43 per share corresponding to a yield of 3.79%. Bank of America offers a yield of 2.49% to investors and pays a quarterly dividend of $0.26 per share. Bank OZK pays 27.31% of its earnings as a dividend. Bank of America pays out 35.03% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios OZK or BAC?

    Bank OZK quarterly revenues are $409.2M, which are smaller than Bank of America quarterly revenues of $27.4B. Bank OZK's net income of $172M is lower than Bank of America's net income of $7.4B. Notably, Bank OZK's price-to-earnings ratio is 7.18x while Bank of America's PE ratio is 12.18x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Bank OZK is 3.01x versus 3.11x for Bank of America. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    OZK
    Bank OZK
    3.01x 7.18x $409.2M $172M
    BAC
    Bank of America
    3.11x 12.18x $27.4B $7.4B
  • Which has Higher Returns OZK or C?

    Citigroup has a net margin of 42.02% compared to Bank OZK's net margin of 18.81%. Bank OZK's return on equity of 12.82% beat Citigroup's return on equity of 6.38%.

    Company Gross Margin Earnings Per Share Invested Capital
    OZK
    Bank OZK
    -- $1.47 $6.6B
    C
    Citigroup
    -- $1.96 $558.1B
  • What do Analysts Say About OZK or C?

    Bank OZK has a consensus price target of $50.63, signalling upside risk potential of 15.09%. On the other hand Citigroup has an analysts' consensus of $83.70 which suggests that it could grow by 19.15%. Given that Citigroup has higher upside potential than Bank OZK, analysts believe Citigroup is more attractive than Bank OZK.

    Company Buy Ratings Hold Ratings Sell Ratings
    OZK
    Bank OZK
    1 6 1
    C
    Citigroup
    10 4 0
  • Is OZK or C More Risky?

    Bank OZK has a beta of 0.847, which suggesting that the stock is 15.276% less volatile than S&P 500. In comparison Citigroup has a beta of 1.301, suggesting its more volatile than the S&P 500 by 30.072%.

  • Which is a Better Dividend Stock OZK or C?

    Bank OZK has a quarterly dividend of $0.43 per share corresponding to a yield of 3.79%. Citigroup offers a yield of 3.19% to investors and pays a quarterly dividend of $0.56 per share. Bank OZK pays 27.31% of its earnings as a dividend. Citigroup pays out 41% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios OZK or C?

    Bank OZK quarterly revenues are $409.2M, which are smaller than Citigroup quarterly revenues of $21.6B. Bank OZK's net income of $172M is lower than Citigroup's net income of $4.1B. Notably, Bank OZK's price-to-earnings ratio is 7.18x while Citigroup's PE ratio is 11.10x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Bank OZK is 3.01x versus 1.66x for Citigroup. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    OZK
    Bank OZK
    3.01x 7.18x $409.2M $172M
    C
    Citigroup
    1.66x 11.10x $21.6B $4.1B
  • Which has Higher Returns OZK or FITB?

    Fifth Third Bancorp has a net margin of 42.02% compared to Bank OZK's net margin of 24.76%. Bank OZK's return on equity of 12.82% beat Fifth Third Bancorp's return on equity of 11.65%.

    Company Gross Margin Earnings Per Share Invested Capital
    OZK
    Bank OZK
    -- $1.47 $6.6B
    FITB
    Fifth Third Bancorp
    -- $0.71 $40.1B
  • What do Analysts Say About OZK or FITB?

    Bank OZK has a consensus price target of $50.63, signalling upside risk potential of 15.09%. On the other hand Fifth Third Bancorp has an analysts' consensus of $43.41 which suggests that it could grow by 18.26%. Given that Fifth Third Bancorp has higher upside potential than Bank OZK, analysts believe Fifth Third Bancorp is more attractive than Bank OZK.

    Company Buy Ratings Hold Ratings Sell Ratings
    OZK
    Bank OZK
    1 6 1
    FITB
    Fifth Third Bancorp
    7 9 0
  • Is OZK or FITB More Risky?

    Bank OZK has a beta of 0.847, which suggesting that the stock is 15.276% less volatile than S&P 500. In comparison Fifth Third Bancorp has a beta of 0.893, suggesting its less volatile than the S&P 500 by 10.711%.

  • Which is a Better Dividend Stock OZK or FITB?

    Bank OZK has a quarterly dividend of $0.43 per share corresponding to a yield of 3.79%. Fifth Third Bancorp offers a yield of 3.98% to investors and pays a quarterly dividend of $0.37 per share. Bank OZK pays 27.31% of its earnings as a dividend. Fifth Third Bancorp pays out 50.82% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios OZK or FITB?

    Bank OZK quarterly revenues are $409.2M, which are smaller than Fifth Third Bancorp quarterly revenues of $2.1B. Bank OZK's net income of $172M is lower than Fifth Third Bancorp's net income of $515M. Notably, Bank OZK's price-to-earnings ratio is 7.18x while Fifth Third Bancorp's PE ratio is 11.65x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Bank OZK is 3.01x versus 3.02x for Fifth Third Bancorp. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    OZK
    Bank OZK
    3.01x 7.18x $409.2M $172M
    FITB
    Fifth Third Bancorp
    3.02x 11.65x $2.1B $515M
  • Which has Higher Returns OZK or TFC?

    Truist Financial has a net margin of 42.02% compared to Bank OZK's net margin of 25.74%. Bank OZK's return on equity of 12.82% beat Truist Financial's return on equity of 7.7%.

    Company Gross Margin Earnings Per Share Invested Capital
    OZK
    Bank OZK
    -- $1.47 $6.6B
    TFC
    Truist Financial
    -- $0.87 $120.4B
  • What do Analysts Say About OZK or TFC?

    Bank OZK has a consensus price target of $50.63, signalling upside risk potential of 15.09%. On the other hand Truist Financial has an analysts' consensus of $45.17 which suggests that it could grow by 17.38%. Given that Truist Financial has higher upside potential than Bank OZK, analysts believe Truist Financial is more attractive than Bank OZK.

    Company Buy Ratings Hold Ratings Sell Ratings
    OZK
    Bank OZK
    1 6 1
    TFC
    Truist Financial
    7 11 0
  • Is OZK or TFC More Risky?

    Bank OZK has a beta of 0.847, which suggesting that the stock is 15.276% less volatile than S&P 500. In comparison Truist Financial has a beta of 0.836, suggesting its less volatile than the S&P 500 by 16.444%.

  • Which is a Better Dividend Stock OZK or TFC?

    Bank OZK has a quarterly dividend of $0.43 per share corresponding to a yield of 3.79%. Truist Financial offers a yield of 5.37% to investors and pays a quarterly dividend of $0.52 per share. Bank OZK pays 27.31% of its earnings as a dividend. Truist Financial pays out 65.07% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios OZK or TFC?

    Bank OZK quarterly revenues are $409.2M, which are smaller than Truist Financial quarterly revenues of $4.9B. Bank OZK's net income of $172M is lower than Truist Financial's net income of $1.3B. Notably, Bank OZK's price-to-earnings ratio is 7.18x while Truist Financial's PE ratio is 11.42x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Bank OZK is 3.01x versus 3.86x for Truist Financial. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    OZK
    Bank OZK
    3.01x 7.18x $409.2M $172M
    TFC
    Truist Financial
    3.86x 11.42x $4.9B $1.3B
  • Which has Higher Returns OZK or USB?

    U.S. Bancorp has a net margin of 42.02% compared to Bank OZK's net margin of 24.67%. Bank OZK's return on equity of 12.82% beat U.S. Bancorp's return on equity of 11.46%.

    Company Gross Margin Earnings Per Share Invested Capital
    OZK
    Bank OZK
    -- $1.47 $6.6B
    USB
    U.S. Bancorp
    -- $1.03 $137.6B
  • What do Analysts Say About OZK or USB?

    Bank OZK has a consensus price target of $50.63, signalling upside risk potential of 15.09%. On the other hand U.S. Bancorp has an analysts' consensus of $49.18 which suggests that it could grow by 19.08%. Given that U.S. Bancorp has higher upside potential than Bank OZK, analysts believe U.S. Bancorp is more attractive than Bank OZK.

    Company Buy Ratings Hold Ratings Sell Ratings
    OZK
    Bank OZK
    1 6 1
    USB
    U.S. Bancorp
    8 8 0
  • Is OZK or USB More Risky?

    Bank OZK has a beta of 0.847, which suggesting that the stock is 15.276% less volatile than S&P 500. In comparison U.S. Bancorp has a beta of 0.968, suggesting its less volatile than the S&P 500 by 3.195%.

  • Which is a Better Dividend Stock OZK or USB?

    Bank OZK has a quarterly dividend of $0.43 per share corresponding to a yield of 3.79%. U.S. Bancorp offers a yield of 4.82% to investors and pays a quarterly dividend of $0.50 per share. Bank OZK pays 27.31% of its earnings as a dividend. U.S. Bancorp pays out 54.74% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios OZK or USB?

    Bank OZK quarterly revenues are $409.2M, which are smaller than U.S. Bancorp quarterly revenues of $6.9B. Bank OZK's net income of $172M is lower than U.S. Bancorp's net income of $1.7B. Notably, Bank OZK's price-to-earnings ratio is 7.18x while U.S. Bancorp's PE ratio is 10.22x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Bank OZK is 3.01x versus 2.34x for U.S. Bancorp. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    OZK
    Bank OZK
    3.01x 7.18x $409.2M $172M
    USB
    U.S. Bancorp
    2.34x 10.22x $6.9B $1.7B

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