Financhill
Buy
53

UNTY Quote, Financials, Valuation and Earnings

Last price:
$41.48
Seasonality move :
3.23%
Day range:
$40.51 - $41.93
52-week range:
$25.33 - $48.44
Dividend yield:
1.25%
P/E ratio:
10.68x
P/S ratio:
4.08x
P/B ratio:
1.46x
Volume:
37.8K
Avg. volume:
36.8K
1-year change:
45.26%
Market cap:
$415M
Revenue:
$102.2M
EPS (TTM):
$3.89

Price Performance History

Performance vs. Valuation Benchmarks

SEE THE 1% OF STOCKS YOU NEED TO OWN FOR MASSIVE RETURNS

GET BETTER TRADE IDEAS

Competitors

Company Revenue Forecast Earnings Forecast Revenue Growth Forecast Earnings Growth Forecast Analyst Price Target Median
UNTY
Unity Bancorp
$28M $1.06 6.75% 10.42% $48.00
FSFG
First Savings Financial Group
$17.2M $0.69 1.63% 430.77% $31.67
FUNC
First United
$20.5M $0.86 38.15% 230.77% --
MTB
M&T Bank
$2.3B $3.74 1.67% 36.62% $224.98
PNC
PNC Financial Services Group
$5.5B $3.30 6.23% 11.79% $218.77
WFC
Wells Fargo &
$20.6B $1.34 0.47% 53.84% $77.21
Company Price Analyst Target Market Cap P/E Ratio Dividend per Share Dividend Yield Price / LTM Sales
UNTY
Unity Bancorp
$41.56 $48.00 $415M 10.68x $0.13 1.25% 4.08x
FSFG
First Savings Financial Group
$25.89 $31.67 $178.6M 13.08x $0.15 2.32% 2.52x
FUNC
First United
$32.70 -- $211.5M 13.29x $0.22 2.51% 2.91x
MTB
M&T Bank
$191.14 $224.98 $31.7B 14.15x $1.35 2.8% 3.49x
PNC
PNC Financial Services Group
$194.68 $218.77 $77.2B 16.46x $1.60 3.24% 3.78x
WFC
Wells Fargo &
$71.57 $77.21 $238.3B 14.88x $0.40 2.1% 3.08x
Company Total Debt / Total Capital Beta Debt to Equity Quick Ratio
UNTY
Unity Bancorp
49.36% 0.705 81.52% 172.84x
FSFG
First Savings Financial Group
66.42% 0.691 213.59% 23.36x
FUNC
First United
46.29% -0.058 78.41% 3.04x
MTB
M&T Bank
32.78% 1.032 44.03% 15.04x
PNC
PNC Financial Services Group
55% 1.107 92.72% --
WFC
Wells Fargo &
51.73% 0.912 93.8% 3.60x
Company Gross Profit Operating Income Return on Invested Capital Return on Common Equity EBIT Margin Free Cash Flow
UNTY
Unity Bancorp
-- -- 6.67% 14.84% 106.65% $17.5M
FSFG
First Savings Financial Group
-- -- 2.4% 8.23% 116.2% $973K
FUNC
First United
-- -- 5.71% 9.84% 77.62% $588K
MTB
M&T Bank
-- -- 5.69% 8.68% 84.39% -$58M
PNC
PNC Financial Services Group
-- -- 4.21% 9.88% 97.11% $3.3B
WFC
Wells Fargo &
-- -- 4.67% 9.88% 86.13% $4.2B

Unity Bancorp vs. Competitors

  • Which has Higher Returns UNTY or FSFG?

    First Savings Financial Group has a net margin of 39.75% compared to Unity Bancorp's net margin of 20.36%. Unity Bancorp's return on equity of 14.84% beat First Savings Financial Group's return on equity of 8.23%.

    Company Gross Margin Earnings Per Share Invested Capital
    UNTY
    Unity Bancorp
    -- $1.07 $561.4M
    FSFG
    First Savings Financial Group
    -- $0.53 $527.4M
  • What do Analysts Say About UNTY or FSFG?

    Unity Bancorp has a consensus price target of $48.00, signalling upside risk potential of 15.5%. On the other hand First Savings Financial Group has an analysts' consensus of $31.67 which suggests that it could grow by 22.31%. Given that First Savings Financial Group has higher upside potential than Unity Bancorp, analysts believe First Savings Financial Group is more attractive than Unity Bancorp.

    Company Buy Ratings Hold Ratings Sell Ratings
    UNTY
    Unity Bancorp
    1 0 0
    FSFG
    First Savings Financial Group
    0 1 0
  • Is UNTY or FSFG More Risky?

    Unity Bancorp has a beta of 1.032, which suggesting that the stock is 3.195% more volatile than S&P 500. In comparison First Savings Financial Group has a beta of 0.753, suggesting its less volatile than the S&P 500 by 24.712%.

  • Which is a Better Dividend Stock UNTY or FSFG?

    Unity Bancorp has a quarterly dividend of $0.13 per share corresponding to a yield of 1.25%. First Savings Financial Group offers a yield of 2.32% to investors and pays a quarterly dividend of $0.15 per share. Unity Bancorp pays 11.89% of its earnings as a dividend. First Savings Financial Group pays out 29.8% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios UNTY or FSFG?

    Unity Bancorp quarterly revenues are $27.4M, which are larger than First Savings Financial Group quarterly revenues of $18M. Unity Bancorp's net income of $10.9M is higher than First Savings Financial Group's net income of $3.7M. Notably, Unity Bancorp's price-to-earnings ratio is 10.68x while First Savings Financial Group's PE ratio is 13.08x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Unity Bancorp is 4.08x versus 2.52x for First Savings Financial Group. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    UNTY
    Unity Bancorp
    4.08x 10.68x $27.4M $10.9M
    FSFG
    First Savings Financial Group
    2.52x 13.08x $18M $3.7M
  • Which has Higher Returns UNTY or FUNC?

    First United has a net margin of 39.75% compared to Unity Bancorp's net margin of 28.48%. Unity Bancorp's return on equity of 14.84% beat First United's return on equity of 9.84%.

    Company Gross Margin Earnings Per Share Invested Capital
    UNTY
    Unity Bancorp
    -- $1.07 $561.4M
    FUNC
    First United
    -- $0.89 $323.9M
  • What do Analysts Say About UNTY or FUNC?

    Unity Bancorp has a consensus price target of $48.00, signalling upside risk potential of 15.5%. On the other hand First United has an analysts' consensus of -- which suggests that it could fall by -23.55%. Given that Unity Bancorp has higher upside potential than First United, analysts believe Unity Bancorp is more attractive than First United.

    Company Buy Ratings Hold Ratings Sell Ratings
    UNTY
    Unity Bancorp
    1 0 0
    FUNC
    First United
    0 0 0
  • Is UNTY or FUNC More Risky?

    Unity Bancorp has a beta of 1.032, which suggesting that the stock is 3.195% more volatile than S&P 500. In comparison First United has a beta of 0.814, suggesting its less volatile than the S&P 500 by 18.644%.

  • Which is a Better Dividend Stock UNTY or FUNC?

    Unity Bancorp has a quarterly dividend of $0.13 per share corresponding to a yield of 1.25%. First United offers a yield of 2.51% to investors and pays a quarterly dividend of $0.22 per share. Unity Bancorp pays 11.89% of its earnings as a dividend. First United pays out 34.64% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios UNTY or FUNC?

    Unity Bancorp quarterly revenues are $27.4M, which are larger than First United quarterly revenues of $20.3M. Unity Bancorp's net income of $10.9M is higher than First United's net income of $5.8M. Notably, Unity Bancorp's price-to-earnings ratio is 10.68x while First United's PE ratio is 13.29x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Unity Bancorp is 4.08x versus 2.91x for First United. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    UNTY
    Unity Bancorp
    4.08x 10.68x $27.4M $10.9M
    FUNC
    First United
    2.91x 13.29x $20.3M $5.8M
  • Which has Higher Returns UNTY or MTB?

    M&T Bank has a net margin of 39.75% compared to Unity Bancorp's net margin of 30.92%. Unity Bancorp's return on equity of 14.84% beat M&T Bank's return on equity of 8.68%.

    Company Gross Margin Earnings Per Share Invested Capital
    UNTY
    Unity Bancorp
    -- $1.07 $561.4M
    MTB
    M&T Bank
    -- $4.02 $43B
  • What do Analysts Say About UNTY or MTB?

    Unity Bancorp has a consensus price target of $48.00, signalling upside risk potential of 15.5%. On the other hand M&T Bank has an analysts' consensus of $224.98 which suggests that it could grow by 17.7%. Given that M&T Bank has higher upside potential than Unity Bancorp, analysts believe M&T Bank is more attractive than Unity Bancorp.

    Company Buy Ratings Hold Ratings Sell Ratings
    UNTY
    Unity Bancorp
    1 0 0
    MTB
    M&T Bank
    8 8 1
  • Is UNTY or MTB More Risky?

    Unity Bancorp has a beta of 1.032, which suggesting that the stock is 3.195% more volatile than S&P 500. In comparison M&T Bank has a beta of 0.788, suggesting its less volatile than the S&P 500 by 21.162%.

  • Which is a Better Dividend Stock UNTY or MTB?

    Unity Bancorp has a quarterly dividend of $0.13 per share corresponding to a yield of 1.25%. M&T Bank offers a yield of 2.8% to investors and pays a quarterly dividend of $1.35 per share. Unity Bancorp pays 11.89% of its earnings as a dividend. M&T Bank pays out 35.32% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios UNTY or MTB?

    Unity Bancorp quarterly revenues are $27.4M, which are smaller than M&T Bank quarterly revenues of $2.3B. Unity Bancorp's net income of $10.9M is lower than M&T Bank's net income of $721M. Notably, Unity Bancorp's price-to-earnings ratio is 10.68x while M&T Bank's PE ratio is 14.15x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Unity Bancorp is 4.08x versus 3.49x for M&T Bank. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    UNTY
    Unity Bancorp
    4.08x 10.68x $27.4M $10.9M
    MTB
    M&T Bank
    3.49x 14.15x $2.3B $721M
  • Which has Higher Returns UNTY or PNC?

    PNC Financial Services Group has a net margin of 39.75% compared to Unity Bancorp's net margin of 27.44%. Unity Bancorp's return on equity of 14.84% beat PNC Financial Services Group's return on equity of 9.88%.

    Company Gross Margin Earnings Per Share Invested Capital
    UNTY
    Unity Bancorp
    -- $1.07 $561.4M
    PNC
    PNC Financial Services Group
    -- $3.49 $123.8B
  • What do Analysts Say About UNTY or PNC?

    Unity Bancorp has a consensus price target of $48.00, signalling upside risk potential of 15.5%. On the other hand PNC Financial Services Group has an analysts' consensus of $218.77 which suggests that it could grow by 12.37%. Given that Unity Bancorp has higher upside potential than PNC Financial Services Group, analysts believe Unity Bancorp is more attractive than PNC Financial Services Group.

    Company Buy Ratings Hold Ratings Sell Ratings
    UNTY
    Unity Bancorp
    1 0 0
    PNC
    PNC Financial Services Group
    9 8 1
  • Is UNTY or PNC More Risky?

    Unity Bancorp has a beta of 1.032, which suggesting that the stock is 3.195% more volatile than S&P 500. In comparison PNC Financial Services Group has a beta of 1.167, suggesting its more volatile than the S&P 500 by 16.68%.

  • Which is a Better Dividend Stock UNTY or PNC?

    Unity Bancorp has a quarterly dividend of $0.13 per share corresponding to a yield of 1.25%. PNC Financial Services Group offers a yield of 3.24% to investors and pays a quarterly dividend of $1.60 per share. Unity Bancorp pays 11.89% of its earnings as a dividend. PNC Financial Services Group pays out 51.6% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios UNTY or PNC?

    Unity Bancorp quarterly revenues are $27.4M, which are smaller than PNC Financial Services Group quarterly revenues of $5.4B. Unity Bancorp's net income of $10.9M is lower than PNC Financial Services Group's net income of $1.5B. Notably, Unity Bancorp's price-to-earnings ratio is 10.68x while PNC Financial Services Group's PE ratio is 16.46x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Unity Bancorp is 4.08x versus 3.78x for PNC Financial Services Group. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    UNTY
    Unity Bancorp
    4.08x 10.68x $27.4M $10.9M
    PNC
    PNC Financial Services Group
    3.78x 16.46x $5.4B $1.5B
  • Which has Higher Returns UNTY or WFC?

    Wells Fargo & has a net margin of 39.75% compared to Unity Bancorp's net margin of 25.11%. Unity Bancorp's return on equity of 14.84% beat Wells Fargo &'s return on equity of 9.88%.

    Company Gross Margin Earnings Per Share Invested Capital
    UNTY
    Unity Bancorp
    -- $1.07 $561.4M
    WFC
    Wells Fargo &
    -- $1.42 $381.4B
  • What do Analysts Say About UNTY or WFC?

    Unity Bancorp has a consensus price target of $48.00, signalling upside risk potential of 15.5%. On the other hand Wells Fargo & has an analysts' consensus of $77.21 which suggests that it could grow by 7.89%. Given that Unity Bancorp has higher upside potential than Wells Fargo &, analysts believe Unity Bancorp is more attractive than Wells Fargo &.

    Company Buy Ratings Hold Ratings Sell Ratings
    UNTY
    Unity Bancorp
    1 0 0
    WFC
    Wells Fargo &
    9 10 0
  • Is UNTY or WFC More Risky?

    Unity Bancorp has a beta of 1.032, which suggesting that the stock is 3.195% more volatile than S&P 500. In comparison Wells Fargo & has a beta of 1.183, suggesting its more volatile than the S&P 500 by 18.32%.

  • Which is a Better Dividend Stock UNTY or WFC?

    Unity Bancorp has a quarterly dividend of $0.13 per share corresponding to a yield of 1.25%. Wells Fargo & offers a yield of 2.1% to investors and pays a quarterly dividend of $0.40 per share. Unity Bancorp pays 11.89% of its earnings as a dividend. Wells Fargo & pays out 30.98% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios UNTY or WFC?

    Unity Bancorp quarterly revenues are $27.4M, which are smaller than Wells Fargo & quarterly revenues of $20.4B. Unity Bancorp's net income of $10.9M is lower than Wells Fargo &'s net income of $5.1B. Notably, Unity Bancorp's price-to-earnings ratio is 10.68x while Wells Fargo &'s PE ratio is 14.88x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Unity Bancorp is 4.08x versus 3.08x for Wells Fargo &. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    UNTY
    Unity Bancorp
    4.08x 10.68x $27.4M $10.9M
    WFC
    Wells Fargo &
    3.08x 14.88x $20.4B $5.1B

SEE THE 1% OF STOCKS YOU NEED TO OWN FOR MASSIVE RETURNS

GET BETTER TRADE IDEAS

Popular

Why Is General Electric Stock Going Up?
Why Is General Electric Stock Going Up?

General Electric Company, doing business these days as GE Aerospace…

Where Will Cisco Systems Stock Be in 10 Years?
Where Will Cisco Systems Stock Be in 10 Years?

Cisco Systems, Inc. (NASDAQ:CSCO) has enjoyed its position as a…

Disney vs Estée Lauder Stock, Which Is Best?
Disney vs Estée Lauder Stock, Which Is Best?

Inflation has eaten away at a lot of the money…

Stock Ideas

Sell
40
Is AAPL Stock a Buy?

Market Cap: $3.7T
P/E Ratio: 40x

Buy
51
Is NVDA Stock a Buy?

Market Cap: $3.4T
P/E Ratio: 117x

Sell
44
Is MSFT Stock a Buy?

Market Cap: $3.2T
P/E Ratio: 36x

Alerts

Sell
1
IONQ alert for Jan 9

IonQ [IONQ] is down 38.82% over the past day.

Sell
40
QMCO alert for Jan 9

Quantum [QMCO] is down 30.08% over the past day.

Sell
47
MATW alert for Jan 9

Matthews International [MATW] is up 14.21% over the past day.

THE #1 STOCK ANALYSIS TOOL
TO MAKE SMARTER BUY AND SELL DECISIONS

Show me the best stock