UCB Quote, Financials, Valuation and Earnings

Cathay General Bancorp has a net margin of 30.94% compared to United Community Banks's net margin of 43.01%. United Community Banks's return on equity of 7.54% beat Cathay General Bancorp's return on equity of 10.23%.

United Community Banks has a consensus price target of $34.57, signalling upside risk potential of 40.25%. On the other hand Cathay General Bancorp has an analysts' consensus of $48.80 which suggests that it could grow by 27.28%. Given that United Community Banks has higher upside potential than Cathay General Bancorp, analysts believe United Community Banks is more attractive than Cathay General Bancorp.

United Community Banks has a beta of 0.797, which suggesting that the stock is 20.283% less volatile than S&P 500. In comparison Cathay General Bancorp has a beta of 0.988, suggesting its less volatile than the S&P 500 by 1.192%.

United Community Banks has a quarterly dividend of $0.24 per share corresponding to a yield of 3.85%. Cathay General Bancorp offers a yield of 3.55% to investors and pays a quarterly dividend of $0.34 per share. United Community Banks pays 46.99% of its earnings as a dividend. Cathay General Bancorp pays out 34.26% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

United Community Banks quarterly revenues are $245M, which are larger than Cathay General Bancorp quarterly revenues of $186.5M. United Community Banks's net income of $75.8M is lower than Cathay General Bancorp's net income of $80.2M. Notably, United Community Banks's price-to-earnings ratio is 12.08x while Cathay General Bancorp's PE ratio is 9.68x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for United Community Banks is 3.18x versus 3.80x for Cathay General Bancorp. Usually stocks with elevated PS ratios are considered overvalued.

Evans Bancorp has a net margin of 30.94% compared to United Community Banks's net margin of 20.42%. United Community Banks's return on equity of 7.54% beat Evans Bancorp's return on equity of 6.65%.

United Community Banks has a consensus price target of $34.57, signalling upside risk potential of 40.25%. On the other hand Evans Bancorp has an analysts' consensus of $45.50 which suggests that it could grow by 26.71%. Given that United Community Banks has higher upside potential than Evans Bancorp, analysts believe United Community Banks is more attractive than Evans Bancorp.

United Community Banks has a beta of 0.797, which suggesting that the stock is 20.283% less volatile than S&P 500. In comparison Evans Bancorp has a beta of 0.745, suggesting its less volatile than the S&P 500 by 25.462%.

United Community Banks has a quarterly dividend of $0.24 per share corresponding to a yield of 3.85%. Evans Bancorp offers a yield of 3.68% to investors and pays a quarterly dividend of $0.66 per share. United Community Banks pays 46.99% of its earnings as a dividend. Evans Bancorp pays out 60.97% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

United Community Banks quarterly revenues are $245M, which are larger than Evans Bancorp quarterly revenues of $18.3M. United Community Banks's net income of $75.8M is higher than Evans Bancorp's net income of $3.7M. Notably, United Community Banks's price-to-earnings ratio is 12.08x while Evans Bancorp's PE ratio is 16.70x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for United Community Banks is 3.18x versus 2.88x for Evans Bancorp. Usually stocks with elevated PS ratios are considered overvalued.

Park National has a net margin of 30.94% compared to United Community Banks's net margin of 28.72%. United Community Banks's return on equity of 7.54% beat Park National's return on equity of 12.67%.

United Community Banks has a consensus price target of $34.57, signalling upside risk potential of 40.25%. On the other hand Park National has an analysts' consensus of $170.00 which suggests that it could grow by 18.35%. Given that United Community Banks has higher upside potential than Park National, analysts believe United Community Banks is more attractive than Park National.

United Community Banks has a beta of 0.797, which suggesting that the stock is 20.283% less volatile than S&P 500. In comparison Park National has a beta of 0.722, suggesting its less volatile than the S&P 500 by 27.76%.

United Community Banks has a quarterly dividend of $0.24 per share corresponding to a yield of 3.85%. Park National offers a yield of 2.96% to investors and pays a quarterly dividend of $1.07 per share. United Community Banks pays 46.99% of its earnings as a dividend. Park National pays out 51.18% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

United Community Banks quarterly revenues are $245M, which are larger than Park National quarterly revenues of $134.5M. United Community Banks's net income of $75.8M is higher than Park National's net income of $38.6M. Notably, United Community Banks's price-to-earnings ratio is 12.08x while Park National's PE ratio is 15.43x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for United Community Banks is 3.18x versus 4.48x for Park National. Usually stocks with elevated PS ratios are considered overvalued.

Trustco Bank Corp N Y has a net margin of 30.94% compared to United Community Banks's net margin of 26.05%. United Community Banks's return on equity of 7.54% beat Trustco Bank Corp N Y's return on equity of 7.41%.

United Community Banks has a consensus price target of $34.57, signalling upside risk potential of 40.25%. On the other hand Trustco Bank Corp N Y has an analysts' consensus of -- which suggests that it could fall by -8.61%. Given that United Community Banks has higher upside potential than Trustco Bank Corp N Y, analysts believe United Community Banks is more attractive than Trustco Bank Corp N Y.

United Community Banks has a beta of 0.797, which suggesting that the stock is 20.283% less volatile than S&P 500. In comparison Trustco Bank Corp N Y has a beta of 0.710, suggesting its less volatile than the S&P 500 by 28.976%.

United Community Banks has a quarterly dividend of $0.24 per share corresponding to a yield of 3.85%. Trustco Bank Corp N Y offers a yield of 5.06% to investors and pays a quarterly dividend of $0.36 per share. United Community Banks pays 46.99% of its earnings as a dividend. Trustco Bank Corp N Y pays out 56.13% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

United Community Banks quarterly revenues are $245M, which are larger than Trustco Bank Corp N Y quarterly revenues of $43.3M. United Community Banks's net income of $75.8M is higher than Trustco Bank Corp N Y's net income of $11.3M. Notably, United Community Banks's price-to-earnings ratio is 12.08x while Trustco Bank Corp N Y's PE ratio is 11.07x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for United Community Banks is 3.18x versus 3.15x for Trustco Bank Corp N Y. Usually stocks with elevated PS ratios are considered overvalued.