ALRS Quote, Financials, Valuation and Earnings

Evans Bancorp has a net margin of 10.37% compared to Alerus Financial's net margin of 16.32%. Alerus Financial's return on equity of 0.84% beat Evans Bancorp's return on equity of 10.61%.

Alerus Financial has a consensus price target of $22.40, signalling upside risk potential of 18.14%. On the other hand Evans Bancorp has an analysts' consensus of $50.05 which suggests that it could grow by 19.65%. Given that Evans Bancorp has higher upside potential than Alerus Financial, analysts believe Evans Bancorp is more attractive than Alerus Financial.

Alerus Financial has a beta of 0.711, which suggesting that the stock is 28.945% less volatile than S&P 500. In comparison Evans Bancorp has a beta of 0.927, suggesting its less volatile than the S&P 500 by 7.33%.

Alerus Financial has a quarterly dividend of $0.20 per share corresponding to a yield of 4.17%. Evans Bancorp offers a yield of 3.16% to investors and pays a quarterly dividend of $0.66 per share. Alerus Financial pays 126.73% of its earnings as a dividend. Evans Bancorp pays out 29.45% of its earnings as a dividend. Evans Bancorp's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future, but Alerus Financial's is not.

Alerus Financial quarterly revenues are $50.2M, which are larger than Evans Bancorp quarterly revenues of $18M. Alerus Financial's net income of $5.2M is higher than Evans Bancorp's net income of $2.9M. Notably, Alerus Financial's price-to-earnings ratio is 126.40x while Evans Bancorp's PE ratio is 12.56x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Alerus Financial is 2.23x versus 2.76x for Evans Bancorp. Usually stocks with elevated PS ratios are considered overvalued.

Park National has a net margin of 10.37% compared to Alerus Financial's net margin of 27.77%. Alerus Financial's return on equity of 0.84% beat Park National's return on equity of 11.8%.

Alerus Financial has a consensus price target of $22.40, signalling upside risk potential of 18.14%. On the other hand Park National has an analysts' consensus of $181.00 which suggests that it could grow by 6.02%. Given that Alerus Financial has higher upside potential than Park National, analysts believe Alerus Financial is more attractive than Park National.

Alerus Financial has a beta of 0.711, which suggesting that the stock is 28.945% less volatile than S&P 500. In comparison Park National has a beta of 0.739, suggesting its less volatile than the S&P 500 by 26.053%.

Alerus Financial has a quarterly dividend of $0.20 per share corresponding to a yield of 4.17%. Park National offers a yield of 2.48% to investors and pays a quarterly dividend of $1.56 per share. Alerus Financial pays 126.73% of its earnings as a dividend. Park National pays out 54.41% of its earnings as a dividend. Park National's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future, but Alerus Financial's is not.

Alerus Financial quarterly revenues are $50.2M, which are smaller than Park National quarterly revenues of $137.6M. Alerus Financial's net income of $5.2M is lower than Park National's net income of $38.2M. Notably, Alerus Financial's price-to-earnings ratio is 126.40x while Park National's PE ratio is 20.20x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Alerus Financial is 2.23x versus 5.58x for Park National. Usually stocks with elevated PS ratios are considered overvalued.

Tompkins Financial has a net margin of 10.37% compared to Alerus Financial's net margin of 24.66%. Alerus Financial's return on equity of 0.84% beat Tompkins Financial's return on equity of 9.88%.

Alerus Financial has a consensus price target of $22.40, signalling upside risk potential of 18.14%. On the other hand Tompkins Financial has an analysts' consensus of $83.00 which suggests that it could grow by 25.55%. Given that Tompkins Financial has higher upside potential than Alerus Financial, analysts believe Tompkins Financial is more attractive than Alerus Financial.

Alerus Financial has a beta of 0.711, which suggesting that the stock is 28.945% less volatile than S&P 500. In comparison Tompkins Financial has a beta of 0.735, suggesting its less volatile than the S&P 500 by 26.471%.

Alerus Financial has a quarterly dividend of $0.20 per share corresponding to a yield of 4.17%. Tompkins Financial offers a yield of 3.69% to investors and pays a quarterly dividend of $0.62 per share. Alerus Financial pays 126.73% of its earnings as a dividend. Tompkins Financial pays out 363.09% of its earnings as a dividend. Neither of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Alerus Financial quarterly revenues are $50.2M, which are smaller than Tompkins Financial quarterly revenues of $75.6M. Alerus Financial's net income of $5.2M is lower than Tompkins Financial's net income of $18.6M. Notably, Alerus Financial's price-to-earnings ratio is 126.40x while Tompkins Financial's PE ratio is 14.28x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Alerus Financial is 2.23x versus 3.26x for Tompkins Financial. Usually stocks with elevated PS ratios are considered overvalued.

Univest Financial has a net margin of 10.37% compared to Alerus Financial's net margin of 25.33%. Alerus Financial's return on equity of 0.84% beat Univest Financial's return on equity of 8.68%.

Alerus Financial has a consensus price target of $22.40, signalling upside risk potential of 18.14%. On the other hand Univest Financial has an analysts' consensus of $31.67 which suggests that it could grow by 9.99%. Given that Alerus Financial has higher upside potential than Univest Financial, analysts believe Alerus Financial is more attractive than Univest Financial.

Alerus Financial has a beta of 0.711, which suggesting that the stock is 28.945% less volatile than S&P 500. In comparison Univest Financial has a beta of 0.894, suggesting its less volatile than the S&P 500 by 10.576%.

Alerus Financial has a quarterly dividend of $0.20 per share corresponding to a yield of 4.17%. Univest Financial offers a yield of 2.92% to investors and pays a quarterly dividend of $0.21 per share. Alerus Financial pays 126.73% of its earnings as a dividend. Univest Financial pays out 35.23% of its earnings as a dividend. Univest Financial's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future, but Alerus Financial's is not.

Alerus Financial quarterly revenues are $50.2M, which are smaller than Univest Financial quarterly revenues of $73.4M. Alerus Financial's net income of $5.2M is lower than Univest Financial's net income of $18.6M. Notably, Alerus Financial's price-to-earnings ratio is 126.40x while Univest Financial's PE ratio is 11.56x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Alerus Financial is 2.23x versus 2.89x for Univest Financial. Usually stocks with elevated PS ratios are considered overvalued.