UVSP Quote, Financials, Valuation and Earnings

Bar Harbor Bankshares has a net margin of 25.33% compared to Univest Financial's net margin of 31.58%. Univest Financial's return on equity of 8.68% beat Bar Harbor Bankshares's return on equity of 9.79%.

Univest Financial has a consensus price target of $31.67, signalling upside risk potential of 9.99%. On the other hand Bar Harbor Bankshares has an analysts' consensus of $35.00 which suggests that it could grow by 16.67%. Given that Bar Harbor Bankshares has higher upside potential than Univest Financial, analysts believe Bar Harbor Bankshares is more attractive than Univest Financial.

Univest Financial has a beta of 0.894, which suggesting that the stock is 10.576% less volatile than S&P 500. In comparison Bar Harbor Bankshares has a beta of 0.729, suggesting its less volatile than the S&P 500 by 27.076%.

Univest Financial has a quarterly dividend of $0.21 per share corresponding to a yield of 2.92%. Bar Harbor Bankshares offers a yield of 3.93% to investors and pays a quarterly dividend of $0.30 per share. Univest Financial pays 35.23% of its earnings as a dividend. Bar Harbor Bankshares pays out 36.94% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Univest Financial quarterly revenues are $73.4M, which are larger than Bar Harbor Bankshares quarterly revenues of $38.6M. Univest Financial's net income of $18.6M is higher than Bar Harbor Bankshares's net income of $12.2M. Notably, Univest Financial's price-to-earnings ratio is 11.56x while Bar Harbor Bankshares's PE ratio is 10.79x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Univest Financial is 2.89x versus 3.04x for Bar Harbor Bankshares. Usually stocks with elevated PS ratios are considered overvalued.

Evans Bancorp has a net margin of 25.33% compared to Univest Financial's net margin of 16.32%. Univest Financial's return on equity of 8.68% beat Evans Bancorp's return on equity of 10.61%.

Univest Financial has a consensus price target of $31.67, signalling upside risk potential of 9.99%. On the other hand Evans Bancorp has an analysts' consensus of $50.05 which suggests that it could grow by 19.65%. Given that Evans Bancorp has higher upside potential than Univest Financial, analysts believe Evans Bancorp is more attractive than Univest Financial.

Univest Financial has a beta of 0.894, which suggesting that the stock is 10.576% less volatile than S&P 500. In comparison Evans Bancorp has a beta of 0.927, suggesting its less volatile than the S&P 500 by 7.33%.

Univest Financial has a quarterly dividend of $0.21 per share corresponding to a yield of 2.92%. Evans Bancorp offers a yield of 3.16% to investors and pays a quarterly dividend of $0.66 per share. Univest Financial pays 35.23% of its earnings as a dividend. Evans Bancorp pays out 29.45% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Univest Financial quarterly revenues are $73.4M, which are larger than Evans Bancorp quarterly revenues of $18M. Univest Financial's net income of $18.6M is higher than Evans Bancorp's net income of $2.9M. Notably, Univest Financial's price-to-earnings ratio is 11.56x while Evans Bancorp's PE ratio is 12.56x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Univest Financial is 2.89x versus 2.76x for Evans Bancorp. Usually stocks with elevated PS ratios are considered overvalued.

The Bancorp has a net margin of 25.33% compared to Univest Financial's net margin of 40.94%. Univest Financial's return on equity of 8.68% beat The Bancorp's return on equity of 25.77%.

Univest Financial has a consensus price target of $31.67, signalling upside risk potential of 9.99%. On the other hand The Bancorp has an analysts' consensus of $63.33 which suggests that it could grow by 22.01%. Given that The Bancorp has higher upside potential than Univest Financial, analysts believe The Bancorp is more attractive than Univest Financial.

Univest Financial has a beta of 0.894, which suggesting that the stock is 10.576% less volatile than S&P 500. In comparison The Bancorp has a beta of 1.488, suggesting its more volatile than the S&P 500 by 48.774%.

Univest Financial has a quarterly dividend of $0.21 per share corresponding to a yield of 2.92%. The Bancorp offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. Univest Financial pays 35.23% of its earnings as a dividend. The Bancorp pays out -- of its earnings as a dividend. Univest Financial's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

Univest Financial quarterly revenues are $73.4M, which are smaller than The Bancorp quarterly revenues of $125.8M. Univest Financial's net income of $18.6M is lower than The Bancorp's net income of $51.5M. Notably, Univest Financial's price-to-earnings ratio is 11.56x while The Bancorp's PE ratio is 13.11x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Univest Financial is 2.89x versus 5.48x for The Bancorp. Usually stocks with elevated PS ratios are considered overvalued.

Tompkins Financial has a net margin of 25.33% compared to Univest Financial's net margin of 24.66%. Univest Financial's return on equity of 8.68% beat Tompkins Financial's return on equity of 9.88%.

Univest Financial has a consensus price target of $31.67, signalling upside risk potential of 9.99%. On the other hand Tompkins Financial has an analysts' consensus of $83.00 which suggests that it could grow by 25.55%. Given that Tompkins Financial has higher upside potential than Univest Financial, analysts believe Tompkins Financial is more attractive than Univest Financial.

Univest Financial has a beta of 0.894, which suggesting that the stock is 10.576% less volatile than S&P 500. In comparison Tompkins Financial has a beta of 0.735, suggesting its less volatile than the S&P 500 by 26.471%.

Univest Financial has a quarterly dividend of $0.21 per share corresponding to a yield of 2.92%. Tompkins Financial offers a yield of 3.69% to investors and pays a quarterly dividend of $0.62 per share. Univest Financial pays 35.23% of its earnings as a dividend. Tompkins Financial pays out 363.09% of its earnings as a dividend. Univest Financial's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future, but Tompkins Financial's is not.

Univest Financial quarterly revenues are $73.4M, which are smaller than Tompkins Financial quarterly revenues of $75.6M. Univest Financial's net income of $18.6M is lower than Tompkins Financial's net income of $18.6M. Notably, Univest Financial's price-to-earnings ratio is 11.56x while Tompkins Financial's PE ratio is 14.28x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Univest Financial is 2.89x versus 3.26x for Tompkins Financial. Usually stocks with elevated PS ratios are considered overvalued.