Financhill
Sell
47

COFS Quote, Financials, Valuation and Earnings

Last price:
$33.89
Seasonality move :
-1.74%
Day range:
$33.50 - $34.33
52-week range:
$21.52 - $38.15
Dividend yield:
3.22%
P/E ratio:
10.71x
P/S ratio:
3.00x
P/B ratio:
1.22x
Volume:
42.8K
Avg. volume:
27K
1-year change:
21.25%
Market cap:
$303.1M
Revenue:
$80.8M
EPS (TTM):
$3.16

Price Performance History

Performance vs. Valuation Benchmarks

SEE THE 1% OF STOCKS YOU NEED TO OWN FOR MASSIVE RETURNS

GET BETTER TRADE IDEAS

Competitors

Company Revenue Forecast Earnings Forecast Revenue Growth Forecast Earnings Growth Forecast Analyst Price Target Median
COFS
ChoiceOne Financial Services
-- $0.83 -- 17.86% $27.00
BHB
Bar Harbor Bankshares
$34.3M $0.69 -10.43% 5.39% $35.00
EVBN
Evans Bancorp
$17.3M $0.48 -46.71% -74.05% $50.05
FETM
Fentura Financial
-- -- -- -- --
PRK
Park National
$128.1M $2.24 15.8% 48.34% $181.00
PWOD
Penns Woods Bancorp
-- -- -- -- --
Company Price Analyst Target Market Cap P/E Ratio Dividend per Share Dividend Yield Price / LTM Sales
COFS
ChoiceOne Financial Services
$33.84 $27.00 $303.1M 10.71x $0.28 3.22% 3.00x
BHB
Bar Harbor Bankshares
$30.00 $35.00 $458M 10.79x $0.30 3.93% 3.04x
EVBN
Evans Bancorp
$41.83 $50.05 $231.8M 12.56x $0.66 3.16% 2.76x
FETM
Fentura Financial
$42.72 -- $192M 18.36x $0.11 1.03% 3.36x
PRK
Park National
$170.72 $181.00 $2.8B 20.20x $1.56 2.48% 5.58x
PWOD
Penns Woods Bancorp
$29.93 -- $226.1M 11.34x $0.32 4.28% 3.36x
Company Total Debt / Total Capital Beta Debt to Equity Quick Ratio
COFS
ChoiceOne Financial Services
49.79% 1.396 88.71% 3.39x
BHB
Bar Harbor Bankshares
34.26% 1.362 50.9% 3.32x
EVBN
Evans Bancorp
46.15% 1.446 73.84% 48.21x
FETM
Fentura Financial
55.14% -0.066 102.48% --
PRK
Park National
19.85% 1.006 11.31% 11.28x
PWOD
Penns Woods Bancorp
55.67% 1.207 142.38% 2.97x
Company Gross Profit Operating Income Return on Invested Capital Return on Common Equity EBIT Margin Free Cash Flow
COFS
ChoiceOne Financial Services
-- -- 5.57% 11.89% 82.48% -$6.7M
BHB
Bar Harbor Bankshares
-- -- 5.57% 9.79% 86.07% $22.4M
EVBN
Evans Bancorp
-- -- 5.39% 10.61% 97.21% $11.9M
FETM
Fentura Financial
-- -- 3.15% 7.52% 82.32% --
PRK
Park National
-- -- 8.97% 11.8% 57.64% $42.3M
PWOD
Penns Woods Bancorp
-- -- 4.01% 10.18% 108.63% -$1.8M

ChoiceOne Financial Services vs. Competitors

  • Which has Higher Returns COFS or BHB?

    Bar Harbor Bankshares has a net margin of 29.26% compared to ChoiceOne Financial Services's net margin of 31.58%. ChoiceOne Financial Services's return on equity of 11.89% beat Bar Harbor Bankshares's return on equity of 9.79%.

    Company Gross Margin Earnings Per Share Invested Capital
    COFS
    ChoiceOne Financial Services
    -- $0.85 $493.4M
    BHB
    Bar Harbor Bankshares
    -- $0.80 $699.6M
  • What do Analysts Say About COFS or BHB?

    ChoiceOne Financial Services has a consensus price target of $27.00, signalling upside risk potential of 21.16%. On the other hand Bar Harbor Bankshares has an analysts' consensus of $35.00 which suggests that it could grow by 16.67%. Given that ChoiceOne Financial Services has higher upside potential than Bar Harbor Bankshares, analysts believe ChoiceOne Financial Services is more attractive than Bar Harbor Bankshares.

    Company Buy Ratings Hold Ratings Sell Ratings
    COFS
    ChoiceOne Financial Services
    0 1 0
    BHB
    Bar Harbor Bankshares
    0 2 0
  • Is COFS or BHB More Risky?

    ChoiceOne Financial Services has a beta of 0.641, which suggesting that the stock is 35.893% less volatile than S&P 500. In comparison Bar Harbor Bankshares has a beta of 0.729, suggesting its less volatile than the S&P 500 by 27.076%.

  • Which is a Better Dividend Stock COFS or BHB?

    ChoiceOne Financial Services has a quarterly dividend of $0.28 per share corresponding to a yield of 3.22%. Bar Harbor Bankshares offers a yield of 3.93% to investors and pays a quarterly dividend of $0.30 per share. ChoiceOne Financial Services pays 37.2% of its earnings as a dividend. Bar Harbor Bankshares pays out 36.94% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios COFS or BHB?

    ChoiceOne Financial Services quarterly revenues are $25.1M, which are smaller than Bar Harbor Bankshares quarterly revenues of $38.6M. ChoiceOne Financial Services's net income of $7.3M is lower than Bar Harbor Bankshares's net income of $12.2M. Notably, ChoiceOne Financial Services's price-to-earnings ratio is 10.71x while Bar Harbor Bankshares's PE ratio is 10.79x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for ChoiceOne Financial Services is 3.00x versus 3.04x for Bar Harbor Bankshares. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    COFS
    ChoiceOne Financial Services
    3.00x 10.71x $25.1M $7.3M
    BHB
    Bar Harbor Bankshares
    3.04x 10.79x $38.6M $12.2M
  • Which has Higher Returns COFS or EVBN?

    Evans Bancorp has a net margin of 29.26% compared to ChoiceOne Financial Services's net margin of 16.32%. ChoiceOne Financial Services's return on equity of 11.89% beat Evans Bancorp's return on equity of 10.61%.

    Company Gross Margin Earnings Per Share Invested Capital
    COFS
    ChoiceOne Financial Services
    -- $0.85 $493.4M
    EVBN
    Evans Bancorp
    -- $0.53 $345.1M
  • What do Analysts Say About COFS or EVBN?

    ChoiceOne Financial Services has a consensus price target of $27.00, signalling upside risk potential of 21.16%. On the other hand Evans Bancorp has an analysts' consensus of $50.05 which suggests that it could grow by 19.65%. Given that ChoiceOne Financial Services has higher upside potential than Evans Bancorp, analysts believe ChoiceOne Financial Services is more attractive than Evans Bancorp.

    Company Buy Ratings Hold Ratings Sell Ratings
    COFS
    ChoiceOne Financial Services
    0 1 0
    EVBN
    Evans Bancorp
    0 1 0
  • Is COFS or EVBN More Risky?

    ChoiceOne Financial Services has a beta of 0.641, which suggesting that the stock is 35.893% less volatile than S&P 500. In comparison Evans Bancorp has a beta of 0.927, suggesting its less volatile than the S&P 500 by 7.33%.

  • Which is a Better Dividend Stock COFS or EVBN?

    ChoiceOne Financial Services has a quarterly dividend of $0.28 per share corresponding to a yield of 3.22%. Evans Bancorp offers a yield of 3.16% to investors and pays a quarterly dividend of $0.66 per share. ChoiceOne Financial Services pays 37.2% of its earnings as a dividend. Evans Bancorp pays out 29.45% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios COFS or EVBN?

    ChoiceOne Financial Services quarterly revenues are $25.1M, which are larger than Evans Bancorp quarterly revenues of $18M. ChoiceOne Financial Services's net income of $7.3M is higher than Evans Bancorp's net income of $2.9M. Notably, ChoiceOne Financial Services's price-to-earnings ratio is 10.71x while Evans Bancorp's PE ratio is 12.56x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for ChoiceOne Financial Services is 3.00x versus 2.76x for Evans Bancorp. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    COFS
    ChoiceOne Financial Services
    3.00x 10.71x $25.1M $7.3M
    EVBN
    Evans Bancorp
    2.76x 12.56x $18M $2.9M
  • Which has Higher Returns COFS or FETM?

    Fentura Financial has a net margin of 29.26% compared to ChoiceOne Financial Services's net margin of 6.36%. ChoiceOne Financial Services's return on equity of 11.89% beat Fentura Financial's return on equity of 7.52%.

    Company Gross Margin Earnings Per Share Invested Capital
    COFS
    ChoiceOne Financial Services
    -- $0.85 $493.4M
    FETM
    Fentura Financial
    -- $0.19 $326.4M
  • What do Analysts Say About COFS or FETM?

    ChoiceOne Financial Services has a consensus price target of $27.00, signalling upside risk potential of 21.16%. On the other hand Fentura Financial has an analysts' consensus of -- which suggests that it could fall by --. Given that ChoiceOne Financial Services has higher upside potential than Fentura Financial, analysts believe ChoiceOne Financial Services is more attractive than Fentura Financial.

    Company Buy Ratings Hold Ratings Sell Ratings
    COFS
    ChoiceOne Financial Services
    0 1 0
    FETM
    Fentura Financial
    0 0 0
  • Is COFS or FETM More Risky?

    ChoiceOne Financial Services has a beta of 0.641, which suggesting that the stock is 35.893% less volatile than S&P 500. In comparison Fentura Financial has a beta of 0.595, suggesting its less volatile than the S&P 500 by 40.534%.

  • Which is a Better Dividend Stock COFS or FETM?

    ChoiceOne Financial Services has a quarterly dividend of $0.28 per share corresponding to a yield of 3.22%. Fentura Financial offers a yield of 1.03% to investors and pays a quarterly dividend of $0.11 per share. ChoiceOne Financial Services pays 37.2% of its earnings as a dividend. Fentura Financial pays out 12.2% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios COFS or FETM?

    ChoiceOne Financial Services quarterly revenues are $25.1M, which are larger than Fentura Financial quarterly revenues of $13.6M. ChoiceOne Financial Services's net income of $7.3M is higher than Fentura Financial's net income of $867K. Notably, ChoiceOne Financial Services's price-to-earnings ratio is 10.71x while Fentura Financial's PE ratio is 18.36x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for ChoiceOne Financial Services is 3.00x versus 3.36x for Fentura Financial. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    COFS
    ChoiceOne Financial Services
    3.00x 10.71x $25.1M $7.3M
    FETM
    Fentura Financial
    3.36x 18.36x $13.6M $867K
  • Which has Higher Returns COFS or PRK?

    Park National has a net margin of 29.26% compared to ChoiceOne Financial Services's net margin of 27.77%. ChoiceOne Financial Services's return on equity of 11.89% beat Park National's return on equity of 11.8%.

    Company Gross Margin Earnings Per Share Invested Capital
    COFS
    ChoiceOne Financial Services
    -- $0.85 $493.4M
    PRK
    Park National
    -- $2.35 $1.5B
  • What do Analysts Say About COFS or PRK?

    ChoiceOne Financial Services has a consensus price target of $27.00, signalling upside risk potential of 21.16%. On the other hand Park National has an analysts' consensus of $181.00 which suggests that it could grow by 6.02%. Given that ChoiceOne Financial Services has higher upside potential than Park National, analysts believe ChoiceOne Financial Services is more attractive than Park National.

    Company Buy Ratings Hold Ratings Sell Ratings
    COFS
    ChoiceOne Financial Services
    0 1 0
    PRK
    Park National
    0 2 0
  • Is COFS or PRK More Risky?

    ChoiceOne Financial Services has a beta of 0.641, which suggesting that the stock is 35.893% less volatile than S&P 500. In comparison Park National has a beta of 0.739, suggesting its less volatile than the S&P 500 by 26.053%.

  • Which is a Better Dividend Stock COFS or PRK?

    ChoiceOne Financial Services has a quarterly dividend of $0.28 per share corresponding to a yield of 3.22%. Park National offers a yield of 2.48% to investors and pays a quarterly dividend of $1.56 per share. ChoiceOne Financial Services pays 37.2% of its earnings as a dividend. Park National pays out 54.41% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios COFS or PRK?

    ChoiceOne Financial Services quarterly revenues are $25.1M, which are smaller than Park National quarterly revenues of $137.6M. ChoiceOne Financial Services's net income of $7.3M is lower than Park National's net income of $38.2M. Notably, ChoiceOne Financial Services's price-to-earnings ratio is 10.71x while Park National's PE ratio is 20.20x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for ChoiceOne Financial Services is 3.00x versus 5.58x for Park National. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    COFS
    ChoiceOne Financial Services
    3.00x 10.71x $25.1M $7.3M
    PRK
    Park National
    5.58x 20.20x $137.6M $38.2M
  • Which has Higher Returns COFS or PWOD?

    Penns Woods Bancorp has a net margin of 29.26% compared to ChoiceOne Financial Services's net margin of 27.47%. ChoiceOne Financial Services's return on equity of 11.89% beat Penns Woods Bancorp's return on equity of 10.18%.

    Company Gross Margin Earnings Per Share Invested Capital
    COFS
    ChoiceOne Financial Services
    -- $0.85 $493.4M
    PWOD
    Penns Woods Bancorp
    -- $0.64 $459.5M
  • What do Analysts Say About COFS or PWOD?

    ChoiceOne Financial Services has a consensus price target of $27.00, signalling upside risk potential of 21.16%. On the other hand Penns Woods Bancorp has an analysts' consensus of -- which suggests that it could fall by --. Given that ChoiceOne Financial Services has higher upside potential than Penns Woods Bancorp, analysts believe ChoiceOne Financial Services is more attractive than Penns Woods Bancorp.

    Company Buy Ratings Hold Ratings Sell Ratings
    COFS
    ChoiceOne Financial Services
    0 1 0
    PWOD
    Penns Woods Bancorp
    0 0 0
  • Is COFS or PWOD More Risky?

    ChoiceOne Financial Services has a beta of 0.641, which suggesting that the stock is 35.893% less volatile than S&P 500. In comparison Penns Woods Bancorp has a beta of 0.478, suggesting its less volatile than the S&P 500 by 52.178%.

  • Which is a Better Dividend Stock COFS or PWOD?

    ChoiceOne Financial Services has a quarterly dividend of $0.28 per share corresponding to a yield of 3.22%. Penns Woods Bancorp offers a yield of 4.28% to investors and pays a quarterly dividend of $0.32 per share. ChoiceOne Financial Services pays 37.2% of its earnings as a dividend. Penns Woods Bancorp pays out 55.18% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios COFS or PWOD?

    ChoiceOne Financial Services quarterly revenues are $25.1M, which are larger than Penns Woods Bancorp quarterly revenues of $17.5M. ChoiceOne Financial Services's net income of $7.3M is higher than Penns Woods Bancorp's net income of $4.8M. Notably, ChoiceOne Financial Services's price-to-earnings ratio is 10.71x while Penns Woods Bancorp's PE ratio is 11.34x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for ChoiceOne Financial Services is 3.00x versus 3.36x for Penns Woods Bancorp. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    COFS
    ChoiceOne Financial Services
    3.00x 10.71x $25.1M $7.3M
    PWOD
    Penns Woods Bancorp
    3.36x 11.34x $17.5M $4.8M

SEE THE 1% OF STOCKS YOU NEED TO OWN FOR MASSIVE RETURNS

GET BETTER TRADE IDEAS

Popular

Why Is General Electric Stock Going Up?
Why Is General Electric Stock Going Up?

General Electric Company, doing business these days as GE Aerospace…

Where Will Cisco Systems Stock Be in 10 Years?
Where Will Cisco Systems Stock Be in 10 Years?

Cisco Systems, Inc. (NASDAQ:CSCO) has enjoyed its position as a…

Disney vs Estée Lauder Stock, Which Is Best?
Disney vs Estée Lauder Stock, Which Is Best?

Inflation has eaten away at a lot of the money…

Stock Ideas

Sell
40
Is AAPL Stock a Buy?

Market Cap: $3.7T
P/E Ratio: 40x

Buy
51
Is NVDA Stock a Buy?

Market Cap: $3.4T
P/E Ratio: 117x

Sell
44
Is MSFT Stock a Buy?

Market Cap: $3.2T
P/E Ratio: 36x

Alerts

Sell
1
IONQ alert for Jan 9

IonQ [IONQ] is down 38.82% over the past day.

Sell
40
QMCO alert for Jan 9

Quantum [QMCO] is down 30.08% over the past day.

Sell
47
MATW alert for Jan 9

Matthews International [MATW] is up 14.21% over the past day.

THE #1 STOCK ANALYSIS TOOL
TO MAKE SMARTER BUY AND SELL DECISIONS

Show me the best stock