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BFH Quote, Financials, Valuation and Earnings

Last price:
$54.32
Seasonality move :
4.71%
Day range:
$54.37 - $55.77
52-week range:
$38.21 - $66.71
Dividend yield:
1.52%
P/E ratio:
9.82x
P/S ratio:
0.73x
P/B ratio:
0.84x
Volume:
945.4K
Avg. volume:
1.2M
1-year change:
33.23%
Market cap:
$2.6B
Revenue:
$3.8B
EPS (TTM):
$5.63

Price Performance History

Performance vs. Valuation Benchmarks

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Competitors

Company Revenue Forecast Earnings Forecast Revenue Growth Forecast Earnings Growth Forecast Analyst Price Target Median
BFH
Bread Financial Holdings
$953.5M $2.23 -0.05% -36.06% $56.71
AXP
American Express
$16.9B $3.47 8.42% -7.19% $290.48
BAC
Bank of America
$26.9B $0.81 5.65% 7.56% $48.76
COF
Capital One Financial
$10B $3.65 6.33% 184.01% $211.20
DFS
Discover Financial Services
$4.2B $3.31 -4.78% -41.37% $198.69
SYF
Synchrony Financial
$3.7B $1.65 0.03% 4.84% $62.19
Company Price Analyst Target Market Cap P/E Ratio Dividend per Share Dividend Yield Price / LTM Sales
BFH
Bread Financial Holdings
$55.29 $56.71 $2.6B 9.82x $0.21 1.52% 0.73x
AXP
American Express
$300.10 $290.48 $210.2B 20.96x $0.82 0.97% 3.17x
BAC
Bank of America
$44.74 $48.76 $337B 13.32x $0.26 2.28% 3.40x
COF
Capital One Financial
$197.24 $211.20 $75.6B 16.56x $0.60 1.22% 1.91x
DFS
Discover Financial Services
$200.11 $198.69 $50.4B 10.70x $0.70 1.4% 2.79x
SYF
Synchrony Financial
$61.10 $62.19 $23.3B 8.38x $0.30 1.72% 1.61x
Company Total Debt / Total Capital Beta Debt to Equity Quick Ratio
BFH
Bread Financial Holdings
62.54% 1.923 214.82% 4.59x
AXP
American Express
62.85% 1.496 27.99% 3.47x
BAC
Bank of America
53.9% 1.570 102.87% 1.80x
COF
Capital One Financial
39.34% 1.519 60% 45.51x
DFS
Discover Financial Services
43.4% 1.931 33.03% 18.27x
SYF
Synchrony Financial
50.64% 2.092 79.6% --
Company Gross Profit Operating Income Return on Invested Capital Return on Common Equity EBIT Margin Free Cash Flow
BFH
Bread Financial Holdings
-- -- 3.49% 9.07% 43.51% $393M
AXP
American Express
-- -- 12.47% 34.37% 31.21% $4.3B
BAC
Bank of America
-- -- 4.42% 9.44% 101.36% -$2.2B
COF
Capital One Financial
-- -- 4.56% 8.04% 51.34% $4.3B
DFS
Discover Financial Services
-- -- 13.81% 28.24% 63.21% $2.1B
SYF
Synchrony Financial
-- -- 9.27% 18.53% 55.68% $2.2B

Bread Financial Holdings vs. Competitors

  • Which has Higher Returns BFH or AXP?

    American Express has a net margin of 14.23% compared to Bread Financial Holdings's net margin of 15.23%. Bread Financial Holdings's return on equity of 9.07% beat American Express's return on equity of 34.37%.

    Company Gross Margin Earnings Per Share Invested Capital
    BFH
    Bread Financial Holdings
    -- $2.78 $8.2B
    AXP
    American Express
    -- $3.64 $84B
  • What do Analysts Say About BFH or AXP?

    Bread Financial Holdings has a consensus price target of $56.71, signalling upside risk potential of 2.58%. On the other hand American Express has an analysts' consensus of $290.48 which suggests that it could fall by -3.21%. Given that Bread Financial Holdings has higher upside potential than American Express, analysts believe Bread Financial Holdings is more attractive than American Express.

    Company Buy Ratings Hold Ratings Sell Ratings
    BFH
    Bread Financial Holdings
    4 8 1
    AXP
    American Express
    7 17 1
  • Is BFH or AXP More Risky?

    Bread Financial Holdings has a beta of 1.334, which suggesting that the stock is 33.395% more volatile than S&P 500. In comparison American Express has a beta of 1.232, suggesting its more volatile than the S&P 500 by 23.233%.

  • Which is a Better Dividend Stock BFH or AXP?

    Bread Financial Holdings has a quarterly dividend of $0.21 per share corresponding to a yield of 1.52%. American Express offers a yield of 0.97% to investors and pays a quarterly dividend of $0.82 per share. Bread Financial Holdings pays 15.52% of its earnings as a dividend. American Express pays out 19.74% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios BFH or AXP?

    Bread Financial Holdings quarterly revenues are $970M, which are smaller than American Express quarterly revenues of $17B. Bread Financial Holdings's net income of $138M is lower than American Express's net income of $2.6B. Notably, Bread Financial Holdings's price-to-earnings ratio is 9.82x while American Express's PE ratio is 20.96x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Bread Financial Holdings is 0.73x versus 3.17x for American Express. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    BFH
    Bread Financial Holdings
    0.73x 9.82x $970M $138M
    AXP
    American Express
    3.17x 20.96x $17B $2.6B
  • Which has Higher Returns BFH or BAC?

    Bank of America has a net margin of 14.23% compared to Bread Financial Holdings's net margin of 27.03%. Bread Financial Holdings's return on equity of 9.07% beat Bank of America's return on equity of 9.44%.

    Company Gross Margin Earnings Per Share Invested Capital
    BFH
    Bread Financial Holdings
    -- $2.78 $8.2B
    BAC
    Bank of America
    -- $0.90 $641.2B
  • What do Analysts Say About BFH or BAC?

    Bread Financial Holdings has a consensus price target of $56.71, signalling upside risk potential of 2.58%. On the other hand Bank of America has an analysts' consensus of $48.76 which suggests that it could grow by 8.99%. Given that Bank of America has higher upside potential than Bread Financial Holdings, analysts believe Bank of America is more attractive than Bread Financial Holdings.

    Company Buy Ratings Hold Ratings Sell Ratings
    BFH
    Bread Financial Holdings
    4 8 1
    BAC
    Bank of America
    15 2 0
  • Is BFH or BAC More Risky?

    Bread Financial Holdings has a beta of 1.334, which suggesting that the stock is 33.395% more volatile than S&P 500. In comparison Bank of America has a beta of 1.272, suggesting its more volatile than the S&P 500 by 27.153%.

  • Which is a Better Dividend Stock BFH or BAC?

    Bread Financial Holdings has a quarterly dividend of $0.21 per share corresponding to a yield of 1.52%. Bank of America offers a yield of 2.28% to investors and pays a quarterly dividend of $0.26 per share. Bread Financial Holdings pays 15.52% of its earnings as a dividend. Bank of America pays out 35.03% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios BFH or BAC?

    Bread Financial Holdings quarterly revenues are $970M, which are smaller than Bank of America quarterly revenues of $27.4B. Bread Financial Holdings's net income of $138M is lower than Bank of America's net income of $7.4B. Notably, Bread Financial Holdings's price-to-earnings ratio is 9.82x while Bank of America's PE ratio is 13.32x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Bread Financial Holdings is 0.73x versus 3.40x for Bank of America. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    BFH
    Bread Financial Holdings
    0.73x 9.82x $970M $138M
    BAC
    Bank of America
    3.40x 13.32x $27.4B $7.4B
  • Which has Higher Returns BFH or COF?

    Capital One Financial has a net margin of 14.23% compared to Bread Financial Holdings's net margin of 14.04%. Bread Financial Holdings's return on equity of 9.07% beat Capital One Financial's return on equity of 8.04%.

    Company Gross Margin Earnings Per Share Invested Capital
    BFH
    Bread Financial Holdings
    -- $2.78 $8.2B
    COF
    Capital One Financial
    -- $3.45 $104.7B
  • What do Analysts Say About BFH or COF?

    Bread Financial Holdings has a consensus price target of $56.71, signalling upside risk potential of 2.58%. On the other hand Capital One Financial has an analysts' consensus of $211.20 which suggests that it could grow by 7.08%. Given that Capital One Financial has higher upside potential than Bread Financial Holdings, analysts believe Capital One Financial is more attractive than Bread Financial Holdings.

    Company Buy Ratings Hold Ratings Sell Ratings
    BFH
    Bread Financial Holdings
    4 8 1
    COF
    Capital One Financial
    11 7 0
  • Is BFH or COF More Risky?

    Bread Financial Holdings has a beta of 1.334, which suggesting that the stock is 33.395% more volatile than S&P 500. In comparison Capital One Financial has a beta of 1.136, suggesting its more volatile than the S&P 500 by 13.567%.

  • Which is a Better Dividend Stock BFH or COF?

    Bread Financial Holdings has a quarterly dividend of $0.21 per share corresponding to a yield of 1.52%. Capital One Financial offers a yield of 1.22% to investors and pays a quarterly dividend of $0.60 per share. Bread Financial Holdings pays 15.52% of its earnings as a dividend. Capital One Financial pays out 24.42% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios BFH or COF?

    Bread Financial Holdings quarterly revenues are $970M, which are smaller than Capital One Financial quarterly revenues of $10B. Bread Financial Holdings's net income of $138M is lower than Capital One Financial's net income of $1.4B. Notably, Bread Financial Holdings's price-to-earnings ratio is 9.82x while Capital One Financial's PE ratio is 16.56x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Bread Financial Holdings is 0.73x versus 1.91x for Capital One Financial. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    BFH
    Bread Financial Holdings
    0.73x 9.82x $970M $138M
    COF
    Capital One Financial
    1.91x 16.56x $10B $1.4B
  • Which has Higher Returns BFH or DFS?

    Discover Financial Services has a net margin of 14.23% compared to Bread Financial Holdings's net margin of 25.97%. Bread Financial Holdings's return on equity of 9.07% beat Discover Financial Services's return on equity of 28.24%.

    Company Gross Margin Earnings Per Share Invested Capital
    BFH
    Bread Financial Holdings
    -- $2.78 $8.2B
    DFS
    Discover Financial Services
    -- $4.25 $33.5B
  • What do Analysts Say About BFH or DFS?

    Bread Financial Holdings has a consensus price target of $56.71, signalling upside risk potential of 2.58%. On the other hand Discover Financial Services has an analysts' consensus of $198.69 which suggests that it could fall by -0.71%. Given that Bread Financial Holdings has higher upside potential than Discover Financial Services, analysts believe Bread Financial Holdings is more attractive than Discover Financial Services.

    Company Buy Ratings Hold Ratings Sell Ratings
    BFH
    Bread Financial Holdings
    4 8 1
    DFS
    Discover Financial Services
    4 11 0
  • Is BFH or DFS More Risky?

    Bread Financial Holdings has a beta of 1.334, which suggesting that the stock is 33.395% more volatile than S&P 500. In comparison Discover Financial Services has a beta of 1.159, suggesting its more volatile than the S&P 500 by 15.915%.

  • Which is a Better Dividend Stock BFH or DFS?

    Bread Financial Holdings has a quarterly dividend of $0.21 per share corresponding to a yield of 1.52%. Discover Financial Services offers a yield of 1.4% to investors and pays a quarterly dividend of $0.70 per share. Bread Financial Holdings pays 15.52% of its earnings as a dividend. Discover Financial Services pays out 17% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios BFH or DFS?

    Bread Financial Holdings quarterly revenues are $970M, which are smaller than Discover Financial Services quarterly revenues of $4.3B. Bread Financial Holdings's net income of $138M is lower than Discover Financial Services's net income of $1.1B. Notably, Bread Financial Holdings's price-to-earnings ratio is 9.82x while Discover Financial Services's PE ratio is 10.70x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Bread Financial Holdings is 0.73x versus 2.79x for Discover Financial Services. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    BFH
    Bread Financial Holdings
    0.73x 9.82x $970M $138M
    DFS
    Discover Financial Services
    2.79x 10.70x $4.3B $1.1B
  • Which has Higher Returns BFH or SYF?

    Synchrony Financial has a net margin of 14.23% compared to Bread Financial Holdings's net margin of 20.36%. Bread Financial Holdings's return on equity of 9.07% beat Synchrony Financial's return on equity of 18.53%.

    Company Gross Margin Earnings Per Share Invested Capital
    BFH
    Bread Financial Holdings
    -- $2.78 $8.2B
    SYF
    Synchrony Financial
    -- $1.89 $33.6B
  • What do Analysts Say About BFH or SYF?

    Bread Financial Holdings has a consensus price target of $56.71, signalling upside risk potential of 2.58%. On the other hand Synchrony Financial has an analysts' consensus of $62.19 which suggests that it could grow by 1.79%. Given that Bread Financial Holdings has higher upside potential than Synchrony Financial, analysts believe Bread Financial Holdings is more attractive than Synchrony Financial.

    Company Buy Ratings Hold Ratings Sell Ratings
    BFH
    Bread Financial Holdings
    4 8 1
    SYF
    Synchrony Financial
    9 8 0
  • Is BFH or SYF More Risky?

    Bread Financial Holdings has a beta of 1.334, which suggesting that the stock is 33.395% more volatile than S&P 500. In comparison Synchrony Financial has a beta of 1.423, suggesting its more volatile than the S&P 500 by 42.287%.

  • Which is a Better Dividend Stock BFH or SYF?

    Bread Financial Holdings has a quarterly dividend of $0.21 per share corresponding to a yield of 1.52%. Synchrony Financial offers a yield of 1.72% to investors and pays a quarterly dividend of $0.30 per share. Bread Financial Holdings pays 15.52% of its earnings as a dividend. Synchrony Financial pays out 13.43% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios BFH or SYF?

    Bread Financial Holdings quarterly revenues are $970M, which are smaller than Synchrony Financial quarterly revenues of $3.7B. Bread Financial Holdings's net income of $138M is lower than Synchrony Financial's net income of $757M. Notably, Bread Financial Holdings's price-to-earnings ratio is 9.82x while Synchrony Financial's PE ratio is 8.38x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Bread Financial Holdings is 0.73x versus 1.61x for Synchrony Financial. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    BFH
    Bread Financial Holdings
    0.73x 9.82x $970M $138M
    SYF
    Synchrony Financial
    1.61x 8.38x $3.7B $757M

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