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74
DFS Quote, Financials, Valuation and Earnings
Last price:
$200.09
Seasonality move
:
4.05%
Day range:
$202.26 - $207.42
52-week range:
$119.95 - $207.42
Dividend yield:
1.37%
P/E ratio:
10.91x
P/S ratio:
2.85x
P/B ratio:
2.87x
Volume:
2.6M
Avg. volume:
2.4M
1-year change:
64.35%
Market cap:
$51.4B
Revenue:
$17.9B
EPS (TTM):
$18.71
Price Performance History
Performance vs. Valuation Benchmarks
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Competitors
| Company | Revenue Forecast | Earnings Forecast | Revenue Growth Forecast | Earnings Growth Forecast | Analyst Price Target Median |
|---|---|---|---|---|---|
|
DFS
Discover Financial Services
|
$4.2B | $3.31 | -4.78% | -41.37% | $198.69 |
|
AXP
American Express
|
$16.9B | $3.47 | 8.42% | -7.19% | $291.40 |
|
BAC
Bank of America
|
$26.9B | $0.81 | 5.65% | 7.56% | $48.57 |
|
BFH
Bread Financial Holdings
|
$953.5M | $2.23 | -0.05% | -36.06% | $56.71 |
|
C
Citigroup
|
$21.3B | $1.85 | 3% | 13.84% | $83.70 |
|
COF
Capital One Financial
|
$10B | $3.65 | 6.33% | 184.01% | $211.20 |
| Company | Price | Analyst Target | Market Cap | P/E Ratio | Dividend per Share | Dividend Yield | Price / LTM Sales |
|---|---|---|---|---|---|---|---|
|
DFS
Discover Financial Services
|
$204.07 | $198.69 | $51.4B | 10.91x | $0.70 | 1.37% | 2.85x |
|
AXP
American Express
|
$302.30 | $291.40 | $211.8B | 21.11x | $0.82 | 0.97% | 3.19x |
|
BAC
Bank of America
|
$44.28 | $48.57 | $333.5B | 13.18x | $0.26 | 2.3% | 3.37x |
|
BFH
Bread Financial Holdings
|
$55.13 | $56.71 | $2.6B | 9.79x | $0.21 | 1.52% | 0.73x |
|
C
Citigroup
|
$75.57 | $83.70 | $141.1B | 11.94x | $0.56 | 2.96% | 1.78x |
|
COF
Capital One Financial
|
$201.04 | $211.20 | $77B | 16.88x | $0.60 | 1.19% | 1.94x |
| Company | Total Debt / Total Capital | Beta | Debt to Equity | Quick Ratio |
|---|---|---|---|---|
|
DFS
Discover Financial Services
|
43.4% | 1.931 | 33.03% | 18.27x |
|
AXP
American Express
|
62.85% | 1.496 | 27.99% | 3.47x |
|
BAC
Bank of America
|
53.9% | 1.570 | 102.87% | 1.80x |
|
BFH
Bread Financial Holdings
|
62.54% | 1.923 | 214.82% | 4.59x |
|
C
Citigroup
|
61.88% | 1.465 | 227.17% | 1.10x |
|
COF
Capital One Financial
|
39.34% | 1.519 | 60% | 45.51x |
| Company | Gross Profit | Operating Income | Return on Invested Capital | Return on Common Equity | EBIT Margin | Free Cash Flow |
|---|---|---|---|---|---|---|
|
DFS
Discover Financial Services
|
-- | -- | 13.81% | 28.24% | 63.21% | $2.1B |
|
AXP
American Express
|
-- | -- | 12.47% | 34.37% | 31.21% | $4.3B |
|
BAC
Bank of America
|
-- | -- | 4.42% | 9.44% | 101.36% | -$2.2B |
|
BFH
Bread Financial Holdings
|
-- | -- | 3.49% | 9.07% | 43.51% | $393M |
|
C
Citigroup
|
-- | -- | 2.47% | 6.38% | 116.21% | -$60.2B |
|
COF
Capital One Financial
|
-- | -- | 4.56% | 8.04% | 51.34% | $4.3B |
Discover Financial Services vs. Competitors
-
Which has Higher Returns DFS or AXP?
American Express has a net margin of 25.97% compared to Discover Financial Services's net margin of 15.23%. Discover Financial Services's return on equity of 28.24% beat American Express's return on equity of 34.37%.
Company Gross Margin Earnings Per Share Invested Capital DFSDiscover Financial Services-- $4.25 $33.5B AXPAmerican Express-- $3.64 $84B -
What do Analysts Say About DFS or AXP?
Discover Financial Services has a consensus price target of $198.69, signalling downside risk potential of -2.63%. On the other hand American Express has an analysts' consensus of $291.40 which suggests that it could fall by -3.6%. Given that American Express has more downside risk than Discover Financial Services, analysts believe Discover Financial Services is more attractive than American Express.
Company Buy Ratings Hold Ratings Sell Ratings DFSDiscover Financial Services4 11 0 AXPAmerican Express7 17 1 -
Is DFS or AXP More Risky?
Discover Financial Services has a beta of 1.159, which suggesting that the stock is 15.915% more volatile than S&P 500. In comparison American Express has a beta of 1.232, suggesting its more volatile than the S&P 500 by 23.233%.
-
Which is a Better Dividend Stock DFS or AXP?
Discover Financial Services has a quarterly dividend of $0.70 per share corresponding to a yield of 1.37%. American Express offers a yield of 0.97% to investors and pays a quarterly dividend of $0.82 per share. Discover Financial Services pays 17% of its earnings as a dividend. American Express pays out 19.74% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.
-
Which has Better Financial Ratios DFS or AXP?
Discover Financial Services quarterly revenues are $4.3B, which are smaller than American Express quarterly revenues of $17B. Discover Financial Services's net income of $1.1B is lower than American Express's net income of $2.6B. Notably, Discover Financial Services's price-to-earnings ratio is 10.91x while American Express's PE ratio is 21.11x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Discover Financial Services is 2.85x versus 3.19x for American Express. Usually stocks with elevated PS ratios are considered overvalued.
Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income DFSDiscover Financial Services2.85x 10.91x $4.3B $1.1B AXPAmerican Express3.19x 21.11x $17B $2.6B
-
Which has Higher Returns DFS or BAC?
Bank of America has a net margin of 25.97% compared to Discover Financial Services's net margin of 27.03%. Discover Financial Services's return on equity of 28.24% beat Bank of America's return on equity of 9.44%.
Company Gross Margin Earnings Per Share Invested Capital DFSDiscover Financial Services-- $4.25 $33.5B BACBank of America-- $0.90 $641.2B -
What do Analysts Say About DFS or BAC?
Discover Financial Services has a consensus price target of $198.69, signalling downside risk potential of -2.63%. On the other hand Bank of America has an analysts' consensus of $48.57 which suggests that it could grow by 9.68%. Given that Bank of America has higher upside potential than Discover Financial Services, analysts believe Bank of America is more attractive than Discover Financial Services.
Company Buy Ratings Hold Ratings Sell Ratings DFSDiscover Financial Services4 11 0 BACBank of America14 2 0 -
Is DFS or BAC More Risky?
Discover Financial Services has a beta of 1.159, which suggesting that the stock is 15.915% more volatile than S&P 500. In comparison Bank of America has a beta of 1.272, suggesting its more volatile than the S&P 500 by 27.153%.
-
Which is a Better Dividend Stock DFS or BAC?
Discover Financial Services has a quarterly dividend of $0.70 per share corresponding to a yield of 1.37%. Bank of America offers a yield of 2.3% to investors and pays a quarterly dividend of $0.26 per share. Discover Financial Services pays 17% of its earnings as a dividend. Bank of America pays out 35.03% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.
-
Which has Better Financial Ratios DFS or BAC?
Discover Financial Services quarterly revenues are $4.3B, which are smaller than Bank of America quarterly revenues of $27.4B. Discover Financial Services's net income of $1.1B is lower than Bank of America's net income of $7.4B. Notably, Discover Financial Services's price-to-earnings ratio is 10.91x while Bank of America's PE ratio is 13.18x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Discover Financial Services is 2.85x versus 3.37x for Bank of America. Usually stocks with elevated PS ratios are considered overvalued.
Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income DFSDiscover Financial Services2.85x 10.91x $4.3B $1.1B BACBank of America3.37x 13.18x $27.4B $7.4B
-
Which has Higher Returns DFS or BFH?
Bread Financial Holdings has a net margin of 25.97% compared to Discover Financial Services's net margin of 14.23%. Discover Financial Services's return on equity of 28.24% beat Bread Financial Holdings's return on equity of 9.07%.
Company Gross Margin Earnings Per Share Invested Capital DFSDiscover Financial Services-- $4.25 $33.5B BFHBread Financial Holdings-- $2.78 $8.2B -
What do Analysts Say About DFS or BFH?
Discover Financial Services has a consensus price target of $198.69, signalling downside risk potential of -2.63%. On the other hand Bread Financial Holdings has an analysts' consensus of $56.71 which suggests that it could grow by 2.87%. Given that Bread Financial Holdings has higher upside potential than Discover Financial Services, analysts believe Bread Financial Holdings is more attractive than Discover Financial Services.
Company Buy Ratings Hold Ratings Sell Ratings DFSDiscover Financial Services4 11 0 BFHBread Financial Holdings4 8 1 -
Is DFS or BFH More Risky?
Discover Financial Services has a beta of 1.159, which suggesting that the stock is 15.915% more volatile than S&P 500. In comparison Bread Financial Holdings has a beta of 1.334, suggesting its more volatile than the S&P 500 by 33.395%.
-
Which is a Better Dividend Stock DFS or BFH?
Discover Financial Services has a quarterly dividend of $0.70 per share corresponding to a yield of 1.37%. Bread Financial Holdings offers a yield of 1.52% to investors and pays a quarterly dividend of $0.21 per share. Discover Financial Services pays 17% of its earnings as a dividend. Bread Financial Holdings pays out 15.52% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.
-
Which has Better Financial Ratios DFS or BFH?
Discover Financial Services quarterly revenues are $4.3B, which are larger than Bread Financial Holdings quarterly revenues of $970M. Discover Financial Services's net income of $1.1B is higher than Bread Financial Holdings's net income of $138M. Notably, Discover Financial Services's price-to-earnings ratio is 10.91x while Bread Financial Holdings's PE ratio is 9.79x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Discover Financial Services is 2.85x versus 0.73x for Bread Financial Holdings. Usually stocks with elevated PS ratios are considered overvalued.
Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income DFSDiscover Financial Services2.85x 10.91x $4.3B $1.1B BFHBread Financial Holdings0.73x 9.79x $970M $138M
-
Which has Higher Returns DFS or C?
Citigroup has a net margin of 25.97% compared to Discover Financial Services's net margin of 18.81%. Discover Financial Services's return on equity of 28.24% beat Citigroup's return on equity of 6.38%.
Company Gross Margin Earnings Per Share Invested Capital DFSDiscover Financial Services-- $4.25 $33.5B CCitigroup-- $1.96 $558.1B -
What do Analysts Say About DFS or C?
Discover Financial Services has a consensus price target of $198.69, signalling downside risk potential of -2.63%. On the other hand Citigroup has an analysts' consensus of $83.70 which suggests that it could grow by 10.76%. Given that Citigroup has higher upside potential than Discover Financial Services, analysts believe Citigroup is more attractive than Discover Financial Services.
Company Buy Ratings Hold Ratings Sell Ratings DFSDiscover Financial Services4 11 0 CCitigroup10 4 0 -
Is DFS or C More Risky?
Discover Financial Services has a beta of 1.159, which suggesting that the stock is 15.915% more volatile than S&P 500. In comparison Citigroup has a beta of 1.301, suggesting its more volatile than the S&P 500 by 30.072%.
-
Which is a Better Dividend Stock DFS or C?
Discover Financial Services has a quarterly dividend of $0.70 per share corresponding to a yield of 1.37%. Citigroup offers a yield of 2.96% to investors and pays a quarterly dividend of $0.56 per share. Discover Financial Services pays 17% of its earnings as a dividend. Citigroup pays out 41% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.
-
Which has Better Financial Ratios DFS or C?
Discover Financial Services quarterly revenues are $4.3B, which are smaller than Citigroup quarterly revenues of $21.6B. Discover Financial Services's net income of $1.1B is lower than Citigroup's net income of $4.1B. Notably, Discover Financial Services's price-to-earnings ratio is 10.91x while Citigroup's PE ratio is 11.94x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Discover Financial Services is 2.85x versus 1.78x for Citigroup. Usually stocks with elevated PS ratios are considered overvalued.
Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income DFSDiscover Financial Services2.85x 10.91x $4.3B $1.1B CCitigroup1.78x 11.94x $21.6B $4.1B
-
Which has Higher Returns DFS or COF?
Capital One Financial has a net margin of 25.97% compared to Discover Financial Services's net margin of 14.04%. Discover Financial Services's return on equity of 28.24% beat Capital One Financial's return on equity of 8.04%.
Company Gross Margin Earnings Per Share Invested Capital DFSDiscover Financial Services-- $4.25 $33.5B COFCapital One Financial-- $3.45 $104.7B -
What do Analysts Say About DFS or COF?
Discover Financial Services has a consensus price target of $198.69, signalling downside risk potential of -2.63%. On the other hand Capital One Financial has an analysts' consensus of $211.20 which suggests that it could grow by 5.05%. Given that Capital One Financial has higher upside potential than Discover Financial Services, analysts believe Capital One Financial is more attractive than Discover Financial Services.
Company Buy Ratings Hold Ratings Sell Ratings DFSDiscover Financial Services4 11 0 COFCapital One Financial11 7 0 -
Is DFS or COF More Risky?
Discover Financial Services has a beta of 1.159, which suggesting that the stock is 15.915% more volatile than S&P 500. In comparison Capital One Financial has a beta of 1.136, suggesting its more volatile than the S&P 500 by 13.567%.
-
Which is a Better Dividend Stock DFS or COF?
Discover Financial Services has a quarterly dividend of $0.70 per share corresponding to a yield of 1.37%. Capital One Financial offers a yield of 1.19% to investors and pays a quarterly dividend of $0.60 per share. Discover Financial Services pays 17% of its earnings as a dividend. Capital One Financial pays out 24.42% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.
-
Which has Better Financial Ratios DFS or COF?
Discover Financial Services quarterly revenues are $4.3B, which are smaller than Capital One Financial quarterly revenues of $10B. Discover Financial Services's net income of $1.1B is lower than Capital One Financial's net income of $1.4B. Notably, Discover Financial Services's price-to-earnings ratio is 10.91x while Capital One Financial's PE ratio is 16.88x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Discover Financial Services is 2.85x versus 1.94x for Capital One Financial. Usually stocks with elevated PS ratios are considered overvalued.
Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income DFSDiscover Financial Services2.85x 10.91x $4.3B $1.1B COFCapital One Financial1.94x 16.88x $10B $1.4B
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