Financhill
Buy
65

DGICA Quote, Financials, Valuation and Earnings

Last price:
$20.42
Seasonality move :
1.32%
Day range:
$19.78 - $20.45
52-week range:
$12.26 - $20.51
Dividend yield:
3.43%
P/E ratio:
9.97x
P/S ratio:
0.71x
P/B ratio:
1.26x
Volume:
220.1K
Avg. volume:
128.1K
1-year change:
54.85%
Market cap:
$737.8M
Revenue:
$989.6M
EPS (TTM):
$2.05
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Revenue $777.8M $816.5M $848.2M $927.3M $989.6M
Revenue Growth (YoY) -4.23% 4.97% 3.89% 9.33% 6.72%
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) $434.1K $430.8K $383.5K $346.4K $313.8K
Operating Expenses $1.3M $1.2M $1.2M $1.2M $2.6M
Operating Income -- -- -- -- --
 
Net Interest Expenses $1.2M $895.6K $620.6K $619.8K $946K
EBT. Incl. Unusual Items $63.3M $30.3M -$3.6M $5.1M $62.3M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $10.5M $5.1M -$1.7M $638K $11.5M
Net Income to Company $52.8M $25.3M -$2M $4.4M $50.9M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $52.8M $25.3M -$2M $4.4M $50.9M
 
Basic EPS (Cont. Ops) $1.84 $0.83 -$0.06 $0.14 $1.53
Diluted EPS (Cont. Ops) $1.83 $0.83 -$0.06 $0.14 $1.53
Weighted Average Basic Share $29.3M $31M $32M $33M $33.7M
Weighted Average Diluted Share $29.5M $31.1M $32M $33.1M $33.8M
 
EBITDA -- -- -- -- --
EBIT $64.5M $31.2M -$3M $5.7M $63.3M
 
Revenue (Reported) $777.8M $816.5M $848.2M $927.3M $989.6M
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) $64.5M $31.2M -$3M $5.7M $63.3M
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Revenue $198M $207.6M $224.7M $241.1M $245.2M
Revenue Growth (YoY) 7.06% 4.88% 8.25% 7.3% 1.67%
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) $107.8K $104.6K $89.4K $81.8K $76.8K
Operating Expenses $432.1K $427.4K $437.7K $444.9K $461.1K
Operating Income -- -- -- -- --
 
Net Interest Expenses $312.3K $153K $153K $154.6K $333K
EBT. Incl. Unusual Items $12.8M $16.2M $6.3M $7.2M $31.2M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $2.2M $3.1M $1.1M $1.3M $6M
Net Income to Company $10.5M $13.1M $5.2M $6M $25.2M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $10.5M $13.1M $5.2M $6M $25.2M
 
Basic EPS (Cont. Ops) $0.35 $0.43 $0.16 $0.18 $0.72
Diluted EPS (Cont. Ops) $0.35 $0.43 $0.16 $0.18 $0.71
Weighted Average Basic Share $30.3M $31.4M $32.8M $33.4M $35.7M
Weighted Average Diluted Share $30.5M $31.4M $32.9M $33.4M $36M
 
EBITDA -- -- -- -- --
EBIT $13.1M $16.4M $6.4M $7.4M $31.5M
 
Revenue (Reported) $198M $207.6M $224.7M $241.1M $245.2M
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) $13.1M $16.4M $6.4M $7.4M $31.5M
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Revenue $790.9M $826.1M $865.3M $943.7M $993.6M
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) $432.6K $427.7K $368.2K $338.9K $308.8K
Operating Expenses $1.1M $1.2M $1.3M $1.2M $2.6M
Operating Income -- -- -- -- --
 
Net Interest Expenses $1.3M $736.3K $620.5K $621.5K $1.1M
EBT. Incl. Unusual Items $73.5M $33.8M -$13.6M $6M $86.3M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $13.9M $5.9M -$3.7M $838K $16.1M
Net Income to Company $59.6M $27.9M -$9.9M $5.2M $70.1M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $59.6M $27.9M -$9.9M $5.2M $70.1M
 
Basic EPS (Cont. Ops) $2.06 $0.91 -$0.32 $0.16 $2.07
Diluted EPS (Cont. Ops) $2.04 $0.91 -$0.32 $0.16 $2.05
Weighted Average Basic Share
Weighted Average Diluted Share
 
EBITDA -- -- -- -- --
EBIT $74.8M $34.6M -$12.9M $6.6M $87.4M
 
Revenue (Reported) $790.9M $826.1M $865.3M $943.7M $993.6M
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) $74.8M $34.6M -$12.9M $6.6M $87.4M
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Revenue $198M $207.6M $224.7M $241.1M $245.2M
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) $107.8K $104.6K $89.4K $81.8K $76.8K
Operating Expenses $432.1K $427.4K $437.7K $444.9K $461.1K
Operating Income -- -- -- -- --
 
Net Interest Expenses $312.3K $153K $153K $154.6K $333K
EBT. Incl. Unusual Items $12.8M $16.2M $6.3M $7.2M $31.2M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $2.2M $3.1M $1.1M $1.3M $6M
Net Income to Company $10.5M $13.1M $5.2M $6M $25.2M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $10.5M $13.1M $5.2M $6M $25.2M
 
Basic EPS (Cont. Ops) $0.35 $0.43 $0.16 $0.18 $0.72
Diluted EPS (Cont. Ops) $0.35 $0.43 $0.16 $0.18 $0.71
Weighted Average Basic Share $30.3M $31.4M $32.8M $33.4M $35.7M
Weighted Average Diluted Share $30.5M $31.4M $32.9M $33.4M $36M
 
EBITDA -- -- -- -- --
EBIT $13.1M $16.4M $6.4M $7.4M $31.5M
 
Revenue (Reported) $198M $207.6M $224.7M $241.1M $245.2M
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) $13.1M $16.4M $6.4M $7.4M $31.5M
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Cash and Equivalents $103.1M $57.7M $25.1M $23.8M $52.9M
Short Term Investments $576M $545.3M $581.1M $621.7M $349M
Accounts Receivable, Net $578.6M $624.3M $630.4M $622.5M $601.9M
Inventory -- -- -- -- --
Prepaid Expenses $169.4M $176.9M $160.6M $168.7M $176.2M
Other Current Assets -- -- -- -- --
Total Current Assets $1.4B $1.4B $1.4B $1.4B $1.2B
 
Property Plant And Equipment $4.4M $3M $2.8M $2.6M $2.5M
Long-Term Investments $1.2B $1.3B $1.3B $1.3B $1.4B
Goodwill $5.6M $5.6M $5.6M $5.6M $5.6M
Other Intangibles $958K $958K $958K $958K $958K
Other Long-Term Assets -- -- -- -- --
Total Assets $2.2B $2.3B $2.2B $2.3B $2.3B
 
Accounts Payable $3.2M $3.9M $3.5M $8.8M $4.3M
Accrued Expenses $29.1M $4M $4.2M $3.9M $2.9M
Current Portion Of Long-Term Debt -- -- -- -- --
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities $132.1M $47.9M $53.2M $53.3M $48.6M
 
Long-Term Debt $5M -- -- -- --
Capital Leases -- -- -- -- --
Total Liabilities $1.6B $1.7B $1.8B $1.8B $1.8B
 
Common Stock $333K $344.1K $357.7K $364.1K $386K
Other Common Equity Adj $11.1M $3.3M -$41.7M -$32.9M -$28.2M
Common Equity $517.8M $531M $483.6M $479.7M $545.8M
Total Preferred Equity -- -- -- -- --
Minority Interest, Total -- -- -- -- --
Total Equity $517.8M $531M $483.6M $479.7M $545.8M
 
Total Liabilities and Equity $2.2B $2.3B $2.2B $2.3B $2.3B
Cash and Short Terms $679.1M $603M $606.2M $645.4M $401.9M
Total Debt $90M $35M $35M $35M $35M
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Cash and Equivalents $102.4M $56.1M $22.8M $19.8M $64.3M
Short Term Investments $518.8M $526.1M $574.6M $361.4M $371.2M
Accounts Receivable, Net $608M $630.8M $650.2M $628.7M $597.4M
Inventory -- -- -- -- --
Prepaid Expenses $181.1M $174.5M $170.6M $179.8M $182.9M
Other Current Assets -- -- -- -- --
Total Current Assets $1.4B $1.4B $1.4B $1.2B $1.2B
 
Property Plant And Equipment $3.7M $2.9M $2.8M $2.6M $2.4M
Long-Term Investments $1.2B $1.3B $1.3B $1.3B $1.4B
Goodwill $5.6M $5.6M $5.6M $5.6M $5.6M
Other Intangibles $958K $958K $958K $958K $958K
Other Long-Term Assets -- -- -- -- --
Total Assets $2.2B $2.2B $2.3B $2.3B $2.4B
 
Accounts Payable $6M $7.3M $3.3M $4M $3.8M
Accrued Expenses $23.6M $4.9M $4.7M $3.7M $3M
Current Portion Of Long-Term Debt -- -- -- -- --
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities $68.5M $47.2M $43M $42.7M $48.3M
 
Long-Term Debt $5M -- -- -- --
Capital Leases -- -- -- -- --
Total Liabilities $1.7B $1.7B $1.8B $1.8B $1.8B
 
Common Stock $336.8K $344.4K $359.5K $364.7K $390.8K
Other Common Equity Adj $6.9M -$17.3M -$37.7M -$34.5M -$21.5M
Common Equity -- -- -- -- --
Total Preferred Equity -- -- -- -- --
Minority Interest, Total -- -- -- -- --
Total Equity $529.2M $524.3M $493.6M $485.1M $584.7M
 
Total Liabilities and Equity $2.2B $2.2B $2.3B $2.3B $2.4B
Cash and Short Terms $621.1M $582.2M $597.4M $381.2M $435.5M
Total Debt $40M $35M $35M $35M $35M
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Net Income to Stockholders $52.8M $25.3M -$2M $4.4M $50.9M
Depreciation & Amoritzation $6.7M $5.8M $4.8M $4.3M $3.9M
Stock-Based Compensation -- -- -- -- --
Change in Accounts Receivable -$45.8M -$45.8M -$6.1M $8.2M $19.2M
Change in Inventories -- -- -- -- --
Cash From Operations $101.1M $76.7M $67.1M $28.6M $67.4M
 
Capital Expenditures $89.7K -- -- $44.7K --
Cash Acquisitions -- -- -- -- --
Cash From Investing -$99.7M -$62.2M -$98.5M -$16.7M -$48M
 
Dividends Paid (Ex Special Dividend) -$17M -$19.1M -$20.5M -$21.9M -$22.7M
Special Dividend Paid
Long-Term Debt Issued $50M -- -- -- --
Long-Term Debt Repaid -- -$55M -- -- --
Repurchase of Common Stock -- -- -- -- --
Other Financing Activities -- -- -- -- --
Cash From Financing $52.3M -$59.9M -$1.2M -$13.2M $9.7M
 
Beginning Cash (CF) $49.3M $103.1M $57.7M $25.1M $23.8M
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $53.8M -$45.4M -$32.6M -$1.3M $29.1M
Ending Cash (CF) $103.1M $57.7M $25.1M $23.8M $52.9M
 
Levered Free Cash Flow $101M $76.7M $67.1M $28.6M $67.4M
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Net Income to Stockholders $10.5M $13.1M $5.2M $6M $25.2M
Depreciation & Amoritzation $1.7M $1.3M $1.1M $966.9K $1M
Stock-Based Compensation -- -- -- -- --
Change in Accounts Receivable -$29.4M -$6.5M -$28.6M -$14.6M $10M
Change in Inventories -- -- -- -- --
Cash From Operations $29.9M $20.7M -$680.7K $4.8M $25.7M
 
Capital Expenditures -- -- $44.7K -- $100
Cash Acquisitions -- -- -- -- --
Cash From Investing $19.2M -$17.8M $1.4M -$3.8M -$14.9M
 
Dividends Paid (Ex Special Dividend) -$4.4M -$4.9M -$5.3M -$5.6M -$6M
Special Dividend Paid -- -- -- -- --
Long-Term Debt Issued -- -- -- -- --
Long-Term Debt Repaid -$50M -- -- -- --
Repurchase of Common Stock -- -- -- -- --
Other Financing Activities -- -- -- -- --
Cash From Financing -$49.7M -$4.6M -$3M -$5M $561.8K
 
Beginning Cash (CF) $103.1M $57.7M $25.1M $23.8M $52.9M
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions -$702.7K -$1.6M -$2.3M -$4M $11.4M
Ending Cash (CF) $102.4M $56.1M $22.8M $19.8M $64.3M
 
Levered Free Cash Flow $29.9M $20.7M -$725.4K $4.8M $25.7M
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Net Income to Stockholders $59.6M $27.9M -$9.9M $5.2M $70.1M
Depreciation & Amoritzation $6.6M $5.5M $4.6M $4.2M $3.9M
Stock-Based Compensation -- -- -- -- --
Change in Accounts Receivable -$51.1M -$22.8M -$28.2M $22.3M $43.8M
Change in Inventories -- -- -- -- --
Cash From Operations $120.2M $67.6M $45.7M $34.1M $88.4M
 
Capital Expenditures $83.8K -- $44.7K -- $100
Cash Acquisitions -- -- -- -- --
Cash From Investing -$25.6M -$99.1M -$79.3M -$21.9M -$59.1M
 
Dividends Paid (Ex Special Dividend) -$17.3M -$19.6M -$20.9M -$22.2M -$23.2M
Special Dividend Paid
Long-Term Debt Issued -- -- -- -- --
Long-Term Debt Repaid -$50M -- -- -- --
Repurchase of Common Stock -- -- -- -- --
Other Financing Activities -- -- -- -- --
Cash From Financing -$44.5M -$14.8M $392.5K -$15.2M $15.3M
 
Beginning Cash (CF) -- -- -- -- --
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $50.1M -$46.3M -$33.2M -$3M $44.5M
Ending Cash (CF) -- -- -- -- --
 
Levered Free Cash Flow $120.1M $67.6M $45.6M $34.1M $88.4M
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Net Income to Stockholders $10.5M $13.1M $5.2M $6M $25.2M
Depreciation & Amoritzation $1.7M $1.3M $1.1M $966.9K $1M
Stock-Based Compensation -- -- -- -- --
Change in Accounts Receivable -$29.4M -$6.5M -$28.6M -$14.6M $10M
Change in Inventories -- -- -- -- --
Cash From Operations $29.9M $20.7M -$680.7K $4.8M $25.7M
 
Capital Expenditures -- -- $44.7K -- $100
Cash Acquisitions -- -- -- -- --
Cash From Investing $19.2M -$17.8M $1.4M -$3.8M -$14.9M
 
Dividends Paid (Ex Special Dividend) -$4.4M -$4.9M -$5.3M -$5.6M -$6M
Special Dividend Paid -- -- -- -- --
Long-Term Debt Issued -- -- -- -- --
Long-Term Debt Repaid -$50M -- -- -- --
Repurchase of Common Stock -- -- -- -- --
Other Financing Activities -- -- -- -- --
Cash From Financing -$49.7M -$4.6M -$3M -$5M $561.8K
 
Beginning Cash (CF) $103.1M $57.7M $25.1M $23.8M $52.9M
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions -$702.7K -$1.6M -$2.3M -$4M $11.4M
Ending Cash (CF) $102.4M $56.1M $22.8M $19.8M $64.3M
 
Levered Free Cash Flow $29.9M $20.7M -$725.4K $4.8M $25.7M

SEE THE 1% OF STOCKS YOU NEED TO OWN FOR MASSIVE RETURNS

GET BETTER TRADE IDEAS

Popular

Will Uber Stock 5X?
Will Uber Stock 5X?

Uber (NYSE:UBER) has generated extremely strong returns for its investors…

How High Will Bloom Energy Stock Go?
How High Will Bloom Energy Stock Go?

Bloom Energy (NYSE:BE) has seen its shares surge by more…

Is Acuity a Good Stock to Buy Now?
Is Acuity a Good Stock to Buy Now?

Acuity Brands (NYSE:AYI) is an industrial company specializing in lighting.…

Stock Ideas

Buy
70
Is MSFT Stock a Buy?

Market Cap: $3.4T
P/E Ratio: 38x

Buy
71
Is NVDA Stock a Buy?

Market Cap: $3.3T
P/E Ratio: 46x

Sell
46
Is AAPL Stock a Buy?

Market Cap: $3.2T
P/E Ratio: 35x

Alerts

Buy
89
BOOT alert for May 16

Boot Barn Holdings [BOOT] is up 16.55% over the past day.

Sell
43
FI alert for May 16

Fiserv [FI] is down 16.2% over the past day.

Buy
76
SMCI alert for May 16

Super Micro Computer [SMCI] is down 2.38% over the past day.

THE #1 STOCK ANALYSIS TOOL
TO MAKE SMARTER BUY AND SELL DECISIONS

Show me the best stock