Financhill
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DGICA Quote, Financials, Valuation and Earnings

Last price:
$20.03
Seasonality move :
1.32%
Day range:
$19.14 - $19.97
52-week range:
$12.26 - $20.51
Dividend yield:
3.55%
P/E ratio:
9.62x
P/S ratio:
0.68x
P/B ratio:
1.22x
Volume:
256.8K
Avg. volume:
123.4K
1-year change:
49.02%
Market cap:
$712.2M
Revenue:
$989.6M
EPS (TTM):
$2.05

Price Performance History

Performance vs. Valuation Benchmarks

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Competitors

Company Revenue Forecast Earnings Forecast Revenue Growth Forecast Earnings Growth Forecast Analyst Price Target Median
DGICA
Donegal Group
$249.4M $0.35 0.18% 223.08% $19.00
ACIC
American Coastal Insurance
$80M $0.15 19.98% -2.56% $15.00
CINF
Cincinnati Financial
$2.7B -$0.61 9.65% -31.07% $152.00
SAFT
Safety Insurance Group
-- -- -- -- --
SIGI
Selective Insurance Group
$1.3B $1.86 10.16% 41.99% $94.17
UFCS
United Fire Group
$336.2M $0.61 12.23% 17.31% $30.00
Company Price Analyst Target Market Cap P/E Ratio Dividend per Share Dividend Yield Price / LTM Sales
DGICA
Donegal Group
$19.73 $19.00 $712.2M 9.62x $0.18 3.55% 0.68x
ACIC
American Coastal Insurance
$11.01 $15.00 $532.4M 7.39x $0.50 0% 1.80x
CINF
Cincinnati Financial
$146.30 $152.00 $22.9B 15.95x $0.87 2.26% 2.10x
SAFT
Safety Insurance Group
$80.05 -- $1.2B 16.37x $0.90 4.5% 1.03x
SIGI
Selective Insurance Group
$86.54 $94.17 $5.3B 23.58x $0.38 1.69% 1.06x
UFCS
United Fire Group
$27.94 $30.00 $711.1M 11.04x $0.16 2.29% 0.56x
Company Total Debt / Total Capital Beta Debt to Equity Quick Ratio
DGICA
Donegal Group
5.65% -0.507 4.95% 21.46x
ACIC
American Coastal Insurance
36.37% 0.783 26.68% 4.99x
CINF
Cincinnati Financial
5.61% 0.749 3.53% 261.96x
SAFT
Safety Insurance Group
3.41% 0.202 2.55% 9.01x
SIGI
Selective Insurance Group
21.6% 0.139 15.58% 22.73x
UFCS
United Fire Group
-- 1.838 -- --
Company Gross Profit Operating Income Return on Invested Capital Return on Common Equity EBIT Margin Free Cash Flow
DGICA
Donegal Group
-- -- 12.57% 13.42% 12.85% $25.7M
ACIC
American Coastal Insurance
-- -- 19.05% 31.05% 40.04% $26.3M
CINF
Cincinnati Financial
-- -- 10.17% 10.82% -4.48% $307M
SAFT
Safety Insurance Group
-- -- 8.44% 8.75% 9.46% $2.8M
SIGI
Selective Insurance Group
-- -- 6.38% 7.57% 11.55% $271M
UFCS
United Fire Group
-- -- 7.72% 8.6% 7.35% $33.2M

Donegal Group vs. Competitors

  • Which has Higher Returns DGICA or ACIC?

    American Coastal Insurance has a net margin of 10.28% compared to Donegal Group's net margin of 29.57%. Donegal Group's return on equity of 13.42% beat American Coastal Insurance's return on equity of 31.05%.

    Company Gross Margin Earnings Per Share Invested Capital
    DGICA
    Donegal Group
    -- $0.71 $619.7M
    ACIC
    American Coastal Insurance
    -- $0.43 $410M
  • What do Analysts Say About DGICA or ACIC?

    Donegal Group has a consensus price target of $19.00, signalling downside risk potential of -3.7%. On the other hand American Coastal Insurance has an analysts' consensus of $15.00 which suggests that it could grow by 36.24%. Given that American Coastal Insurance has higher upside potential than Donegal Group, analysts believe American Coastal Insurance is more attractive than Donegal Group.

    Company Buy Ratings Hold Ratings Sell Ratings
    DGICA
    Donegal Group
    0 2 0
    ACIC
    American Coastal Insurance
    0 0 0
  • Is DGICA or ACIC More Risky?

    Donegal Group has a beta of 0.000, which suggesting that the stock is 100.046% less volatile than S&P 500. In comparison American Coastal Insurance has a beta of -0.279, suggesting its less volatile than the S&P 500 by 127.936%.

  • Which is a Better Dividend Stock DGICA or ACIC?

    Donegal Group has a quarterly dividend of $0.18 per share corresponding to a yield of 3.55%. American Coastal Insurance offers a yield of 0% to investors and pays a quarterly dividend of $0.50 per share. Donegal Group pays 44.63% of its earnings as a dividend. American Coastal Insurance pays out 31.83% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios DGICA or ACIC?

    Donegal Group quarterly revenues are $245.2M, which are larger than American Coastal Insurance quarterly revenues of $72.2M. Donegal Group's net income of $25.2M is higher than American Coastal Insurance's net income of $21.3M. Notably, Donegal Group's price-to-earnings ratio is 9.62x while American Coastal Insurance's PE ratio is 7.39x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Donegal Group is 0.68x versus 1.80x for American Coastal Insurance. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    DGICA
    Donegal Group
    0.68x 9.62x $245.2M $25.2M
    ACIC
    American Coastal Insurance
    1.80x 7.39x $72.2M $21.3M
  • Which has Higher Returns DGICA or CINF?

    Cincinnati Financial has a net margin of 10.28% compared to Donegal Group's net margin of -3.51%. Donegal Group's return on equity of 13.42% beat Cincinnati Financial's return on equity of 10.82%.

    Company Gross Margin Earnings Per Share Invested Capital
    DGICA
    Donegal Group
    -- $0.71 $619.7M
    CINF
    Cincinnati Financial
    -- -$0.57 $14.5B
  • What do Analysts Say About DGICA or CINF?

    Donegal Group has a consensus price target of $19.00, signalling downside risk potential of -3.7%. On the other hand Cincinnati Financial has an analysts' consensus of $152.00 which suggests that it could grow by 3.9%. Given that Cincinnati Financial has higher upside potential than Donegal Group, analysts believe Cincinnati Financial is more attractive than Donegal Group.

    Company Buy Ratings Hold Ratings Sell Ratings
    DGICA
    Donegal Group
    0 2 0
    CINF
    Cincinnati Financial
    1 4 0
  • Is DGICA or CINF More Risky?

    Donegal Group has a beta of 0.000, which suggesting that the stock is 100.046% less volatile than S&P 500. In comparison Cincinnati Financial has a beta of 0.726, suggesting its less volatile than the S&P 500 by 27.386%.

  • Which is a Better Dividend Stock DGICA or CINF?

    Donegal Group has a quarterly dividend of $0.18 per share corresponding to a yield of 3.55%. Cincinnati Financial offers a yield of 2.26% to investors and pays a quarterly dividend of $0.87 per share. Donegal Group pays 44.63% of its earnings as a dividend. Cincinnati Financial pays out 21.38% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios DGICA or CINF?

    Donegal Group quarterly revenues are $245.2M, which are smaller than Cincinnati Financial quarterly revenues of $2.6B. Donegal Group's net income of $25.2M is higher than Cincinnati Financial's net income of -$90M. Notably, Donegal Group's price-to-earnings ratio is 9.62x while Cincinnati Financial's PE ratio is 15.95x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Donegal Group is 0.68x versus 2.10x for Cincinnati Financial. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    DGICA
    Donegal Group
    0.68x 9.62x $245.2M $25.2M
    CINF
    Cincinnati Financial
    2.10x 15.95x $2.6B -$90M
  • Which has Higher Returns DGICA or SAFT?

    Safety Insurance Group has a net margin of 10.28% compared to Donegal Group's net margin of 7.31%. Donegal Group's return on equity of 13.42% beat Safety Insurance Group's return on equity of 8.75%.

    Company Gross Margin Earnings Per Share Invested Capital
    DGICA
    Donegal Group
    -- $0.71 $619.7M
    SAFT
    Safety Insurance Group
    -- $1.48 $880.7M
  • What do Analysts Say About DGICA or SAFT?

    Donegal Group has a consensus price target of $19.00, signalling downside risk potential of -3.7%. On the other hand Safety Insurance Group has an analysts' consensus of -- which suggests that it could fall by -12.56%. Given that Safety Insurance Group has more downside risk than Donegal Group, analysts believe Donegal Group is more attractive than Safety Insurance Group.

    Company Buy Ratings Hold Ratings Sell Ratings
    DGICA
    Donegal Group
    0 2 0
    SAFT
    Safety Insurance Group
    0 0 0
  • Is DGICA or SAFT More Risky?

    Donegal Group has a beta of 0.000, which suggesting that the stock is 100.046% less volatile than S&P 500. In comparison Safety Insurance Group has a beta of 0.218, suggesting its less volatile than the S&P 500 by 78.16%.

  • Which is a Better Dividend Stock DGICA or SAFT?

    Donegal Group has a quarterly dividend of $0.18 per share corresponding to a yield of 3.55%. Safety Insurance Group offers a yield of 4.5% to investors and pays a quarterly dividend of $0.90 per share. Donegal Group pays 44.63% of its earnings as a dividend. Safety Insurance Group pays out 75.39% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios DGICA or SAFT?

    Donegal Group quarterly revenues are $245.2M, which are smaller than Safety Insurance Group quarterly revenues of $299.6M. Donegal Group's net income of $25.2M is higher than Safety Insurance Group's net income of $21.9M. Notably, Donegal Group's price-to-earnings ratio is 9.62x while Safety Insurance Group's PE ratio is 16.37x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Donegal Group is 0.68x versus 1.03x for Safety Insurance Group. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    DGICA
    Donegal Group
    0.68x 9.62x $245.2M $25.2M
    SAFT
    Safety Insurance Group
    1.03x 16.37x $299.6M $21.9M
  • Which has Higher Returns DGICA or SIGI?

    Selective Insurance Group has a net margin of 10.28% compared to Donegal Group's net margin of 8.55%. Donegal Group's return on equity of 13.42% beat Selective Insurance Group's return on equity of 7.57%.

    Company Gross Margin Earnings Per Share Invested Capital
    DGICA
    Donegal Group
    -- $0.71 $619.7M
    SIGI
    Selective Insurance Group
    -- $1.76 $4.2B
  • What do Analysts Say About DGICA or SIGI?

    Donegal Group has a consensus price target of $19.00, signalling downside risk potential of -3.7%. On the other hand Selective Insurance Group has an analysts' consensus of $94.17 which suggests that it could grow by 8.81%. Given that Selective Insurance Group has higher upside potential than Donegal Group, analysts believe Selective Insurance Group is more attractive than Donegal Group.

    Company Buy Ratings Hold Ratings Sell Ratings
    DGICA
    Donegal Group
    0 2 0
    SIGI
    Selective Insurance Group
    1 5 0
  • Is DGICA or SIGI More Risky?

    Donegal Group has a beta of 0.000, which suggesting that the stock is 100.046% less volatile than S&P 500. In comparison Selective Insurance Group has a beta of 0.509, suggesting its less volatile than the S&P 500 by 49.059%.

  • Which is a Better Dividend Stock DGICA or SIGI?

    Donegal Group has a quarterly dividend of $0.18 per share corresponding to a yield of 3.55%. Selective Insurance Group offers a yield of 1.69% to investors and pays a quarterly dividend of $0.38 per share. Donegal Group pays 44.63% of its earnings as a dividend. Selective Insurance Group pays out 45.47% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios DGICA or SIGI?

    Donegal Group quarterly revenues are $245.2M, which are smaller than Selective Insurance Group quarterly revenues of $1.3B. Donegal Group's net income of $25.2M is lower than Selective Insurance Group's net income of $109.9M. Notably, Donegal Group's price-to-earnings ratio is 9.62x while Selective Insurance Group's PE ratio is 23.58x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Donegal Group is 0.68x versus 1.06x for Selective Insurance Group. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    DGICA
    Donegal Group
    0.68x 9.62x $245.2M $25.2M
    SIGI
    Selective Insurance Group
    1.06x 23.58x $1.3B $109.9M
  • Which has Higher Returns DGICA or UFCS?

    United Fire Group has a net margin of 10.28% compared to Donegal Group's net margin of 5.35%. Donegal Group's return on equity of 13.42% beat United Fire Group's return on equity of 8.6%.

    Company Gross Margin Earnings Per Share Invested Capital
    DGICA
    Donegal Group
    -- $0.71 $619.7M
    UFCS
    United Fire Group
    -- $0.67 $850.9M
  • What do Analysts Say About DGICA or UFCS?

    Donegal Group has a consensus price target of $19.00, signalling downside risk potential of -3.7%. On the other hand United Fire Group has an analysts' consensus of $30.00 which suggests that it could grow by 7.37%. Given that United Fire Group has higher upside potential than Donegal Group, analysts believe United Fire Group is more attractive than Donegal Group.

    Company Buy Ratings Hold Ratings Sell Ratings
    DGICA
    Donegal Group
    0 2 0
    UFCS
    United Fire Group
    1 1 0
  • Is DGICA or UFCS More Risky?

    Donegal Group has a beta of 0.000, which suggesting that the stock is 100.046% less volatile than S&P 500. In comparison United Fire Group has a beta of 0.488, suggesting its less volatile than the S&P 500 by 51.206%.

  • Which is a Better Dividend Stock DGICA or UFCS?

    Donegal Group has a quarterly dividend of $0.18 per share corresponding to a yield of 3.55%. United Fire Group offers a yield of 2.29% to investors and pays a quarterly dividend of $0.16 per share. Donegal Group pays 44.63% of its earnings as a dividend. United Fire Group pays out 26.17% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios DGICA or UFCS?

    Donegal Group quarterly revenues are $245.2M, which are smaller than United Fire Group quarterly revenues of $331.1M. Donegal Group's net income of $25.2M is higher than United Fire Group's net income of $17.7M. Notably, Donegal Group's price-to-earnings ratio is 9.62x while United Fire Group's PE ratio is 11.04x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Donegal Group is 0.68x versus 0.56x for United Fire Group. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    DGICA
    Donegal Group
    0.68x 9.62x $245.2M $25.2M
    UFCS
    United Fire Group
    0.56x 11.04x $331.1M $17.7M

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