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ACIC Quote, Financials, Valuation and Earnings

Last price:
$11.02
Seasonality move :
-8.47%
Day range:
$10.86 - $11.20
52-week range:
$8.82 - $15.08
Dividend yield:
0%
P/E ratio:
7.39x
P/S ratio:
1.80x
P/B ratio:
2.04x
Volume:
220.1K
Avg. volume:
180.9K
1-year change:
-9.98%
Market cap:
$532.4M
Revenue:
$296.7M
EPS (TTM):
$1.49

Price Performance History

Performance vs. Valuation Benchmarks

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Competitors

Company Revenue Forecast Earnings Forecast Revenue Growth Forecast Earnings Growth Forecast Analyst Price Target Median
ACIC
American Coastal Insurance
$80M $0.15 19.98% -2.56% $15.00
CINF
Cincinnati Financial
$2.7B -$0.61 9.65% -31.07% $152.00
DGICA
Donegal Group
$249.4M $0.35 0.18% 223.08% $19.00
SAFT
Safety Insurance Group
-- -- -- -- --
SIGI
Selective Insurance Group
$1.3B $1.86 10.16% 41.99% $94.17
UFCS
United Fire Group
$336.2M $0.61 12.23% 17.31% $30.00
Company Price Analyst Target Market Cap P/E Ratio Dividend per Share Dividend Yield Price / LTM Sales
ACIC
American Coastal Insurance
$11.01 $15.00 $532.4M 7.39x $0.50 0% 1.80x
CINF
Cincinnati Financial
$146.30 $152.00 $22.9B 15.95x $0.87 2.26% 2.10x
DGICA
Donegal Group
$19.73 $19.00 $712.2M 9.62x $0.18 3.55% 0.68x
SAFT
Safety Insurance Group
$80.05 -- $1.2B 16.37x $0.90 4.5% 1.03x
SIGI
Selective Insurance Group
$88.97 $94.17 $5.4B 24.24x $0.38 1.64% 1.09x
UFCS
United Fire Group
$28.16 $30.00 $716.7M 11.13x $0.16 2.27% 0.57x
Company Total Debt / Total Capital Beta Debt to Equity Quick Ratio
ACIC
American Coastal Insurance
36.37% 0.783 26.68% 4.99x
CINF
Cincinnati Financial
5.61% 0.749 3.53% 261.96x
DGICA
Donegal Group
5.65% -0.507 4.95% 21.46x
SAFT
Safety Insurance Group
3.41% 0.202 2.55% 9.01x
SIGI
Selective Insurance Group
21.6% 0.139 15.58% 22.73x
UFCS
United Fire Group
-- 1.838 -- --
Company Gross Profit Operating Income Return on Invested Capital Return on Common Equity EBIT Margin Free Cash Flow
ACIC
American Coastal Insurance
-- -- 19.05% 31.05% 40.04% $26.3M
CINF
Cincinnati Financial
-- -- 10.17% 10.82% -4.48% $307M
DGICA
Donegal Group
-- -- 12.57% 13.42% 12.85% $25.7M
SAFT
Safety Insurance Group
-- -- 8.44% 8.75% 9.46% $2.8M
SIGI
Selective Insurance Group
-- -- 6.38% 7.57% 11.55% $271M
UFCS
United Fire Group
-- -- 7.72% 8.6% 7.35% $33.2M

American Coastal Insurance vs. Competitors

  • Which has Higher Returns ACIC or CINF?

    Cincinnati Financial has a net margin of 29.57% compared to American Coastal Insurance's net margin of -3.51%. American Coastal Insurance's return on equity of 31.05% beat Cincinnati Financial's return on equity of 10.82%.

    Company Gross Margin Earnings Per Share Invested Capital
    ACIC
    American Coastal Insurance
    -- $0.43 $410M
    CINF
    Cincinnati Financial
    -- -$0.57 $14.5B
  • What do Analysts Say About ACIC or CINF?

    American Coastal Insurance has a consensus price target of $15.00, signalling upside risk potential of 36.24%. On the other hand Cincinnati Financial has an analysts' consensus of $152.00 which suggests that it could grow by 3.9%. Given that American Coastal Insurance has higher upside potential than Cincinnati Financial, analysts believe American Coastal Insurance is more attractive than Cincinnati Financial.

    Company Buy Ratings Hold Ratings Sell Ratings
    ACIC
    American Coastal Insurance
    0 0 0
    CINF
    Cincinnati Financial
    1 4 0
  • Is ACIC or CINF More Risky?

    American Coastal Insurance has a beta of -0.279, which suggesting that the stock is 127.936% less volatile than S&P 500. In comparison Cincinnati Financial has a beta of 0.726, suggesting its less volatile than the S&P 500 by 27.386%.

  • Which is a Better Dividend Stock ACIC or CINF?

    American Coastal Insurance has a quarterly dividend of $0.50 per share corresponding to a yield of 0%. Cincinnati Financial offers a yield of 2.26% to investors and pays a quarterly dividend of $0.87 per share. American Coastal Insurance pays 31.83% of its earnings as a dividend. Cincinnati Financial pays out 21.38% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios ACIC or CINF?

    American Coastal Insurance quarterly revenues are $72.2M, which are smaller than Cincinnati Financial quarterly revenues of $2.6B. American Coastal Insurance's net income of $21.3M is higher than Cincinnati Financial's net income of -$90M. Notably, American Coastal Insurance's price-to-earnings ratio is 7.39x while Cincinnati Financial's PE ratio is 15.95x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for American Coastal Insurance is 1.80x versus 2.10x for Cincinnati Financial. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    ACIC
    American Coastal Insurance
    1.80x 7.39x $72.2M $21.3M
    CINF
    Cincinnati Financial
    2.10x 15.95x $2.6B -$90M
  • Which has Higher Returns ACIC or DGICA?

    Donegal Group has a net margin of 29.57% compared to American Coastal Insurance's net margin of 10.28%. American Coastal Insurance's return on equity of 31.05% beat Donegal Group's return on equity of 13.42%.

    Company Gross Margin Earnings Per Share Invested Capital
    ACIC
    American Coastal Insurance
    -- $0.43 $410M
    DGICA
    Donegal Group
    -- $0.71 $619.7M
  • What do Analysts Say About ACIC or DGICA?

    American Coastal Insurance has a consensus price target of $15.00, signalling upside risk potential of 36.24%. On the other hand Donegal Group has an analysts' consensus of $19.00 which suggests that it could fall by -3.7%. Given that American Coastal Insurance has higher upside potential than Donegal Group, analysts believe American Coastal Insurance is more attractive than Donegal Group.

    Company Buy Ratings Hold Ratings Sell Ratings
    ACIC
    American Coastal Insurance
    0 0 0
    DGICA
    Donegal Group
    0 2 0
  • Is ACIC or DGICA More Risky?

    American Coastal Insurance has a beta of -0.279, which suggesting that the stock is 127.936% less volatile than S&P 500. In comparison Donegal Group has a beta of 0.000, suggesting its less volatile than the S&P 500 by 100.046%.

  • Which is a Better Dividend Stock ACIC or DGICA?

    American Coastal Insurance has a quarterly dividend of $0.50 per share corresponding to a yield of 0%. Donegal Group offers a yield of 3.55% to investors and pays a quarterly dividend of $0.18 per share. American Coastal Insurance pays 31.83% of its earnings as a dividend. Donegal Group pays out 44.63% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios ACIC or DGICA?

    American Coastal Insurance quarterly revenues are $72.2M, which are smaller than Donegal Group quarterly revenues of $245.2M. American Coastal Insurance's net income of $21.3M is lower than Donegal Group's net income of $25.2M. Notably, American Coastal Insurance's price-to-earnings ratio is 7.39x while Donegal Group's PE ratio is 9.62x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for American Coastal Insurance is 1.80x versus 0.68x for Donegal Group. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    ACIC
    American Coastal Insurance
    1.80x 7.39x $72.2M $21.3M
    DGICA
    Donegal Group
    0.68x 9.62x $245.2M $25.2M
  • Which has Higher Returns ACIC or SAFT?

    Safety Insurance Group has a net margin of 29.57% compared to American Coastal Insurance's net margin of 7.31%. American Coastal Insurance's return on equity of 31.05% beat Safety Insurance Group's return on equity of 8.75%.

    Company Gross Margin Earnings Per Share Invested Capital
    ACIC
    American Coastal Insurance
    -- $0.43 $410M
    SAFT
    Safety Insurance Group
    -- $1.48 $880.7M
  • What do Analysts Say About ACIC or SAFT?

    American Coastal Insurance has a consensus price target of $15.00, signalling upside risk potential of 36.24%. On the other hand Safety Insurance Group has an analysts' consensus of -- which suggests that it could fall by -12.56%. Given that American Coastal Insurance has higher upside potential than Safety Insurance Group, analysts believe American Coastal Insurance is more attractive than Safety Insurance Group.

    Company Buy Ratings Hold Ratings Sell Ratings
    ACIC
    American Coastal Insurance
    0 0 0
    SAFT
    Safety Insurance Group
    0 0 0
  • Is ACIC or SAFT More Risky?

    American Coastal Insurance has a beta of -0.279, which suggesting that the stock is 127.936% less volatile than S&P 500. In comparison Safety Insurance Group has a beta of 0.218, suggesting its less volatile than the S&P 500 by 78.16%.

  • Which is a Better Dividend Stock ACIC or SAFT?

    American Coastal Insurance has a quarterly dividend of $0.50 per share corresponding to a yield of 0%. Safety Insurance Group offers a yield of 4.5% to investors and pays a quarterly dividend of $0.90 per share. American Coastal Insurance pays 31.83% of its earnings as a dividend. Safety Insurance Group pays out 75.39% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios ACIC or SAFT?

    American Coastal Insurance quarterly revenues are $72.2M, which are smaller than Safety Insurance Group quarterly revenues of $299.6M. American Coastal Insurance's net income of $21.3M is lower than Safety Insurance Group's net income of $21.9M. Notably, American Coastal Insurance's price-to-earnings ratio is 7.39x while Safety Insurance Group's PE ratio is 16.37x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for American Coastal Insurance is 1.80x versus 1.03x for Safety Insurance Group. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    ACIC
    American Coastal Insurance
    1.80x 7.39x $72.2M $21.3M
    SAFT
    Safety Insurance Group
    1.03x 16.37x $299.6M $21.9M
  • Which has Higher Returns ACIC or SIGI?

    Selective Insurance Group has a net margin of 29.57% compared to American Coastal Insurance's net margin of 8.55%. American Coastal Insurance's return on equity of 31.05% beat Selective Insurance Group's return on equity of 7.57%.

    Company Gross Margin Earnings Per Share Invested Capital
    ACIC
    American Coastal Insurance
    -- $0.43 $410M
    SIGI
    Selective Insurance Group
    -- $1.76 $4.2B
  • What do Analysts Say About ACIC or SIGI?

    American Coastal Insurance has a consensus price target of $15.00, signalling upside risk potential of 36.24%. On the other hand Selective Insurance Group has an analysts' consensus of $94.17 which suggests that it could grow by 5.84%. Given that American Coastal Insurance has higher upside potential than Selective Insurance Group, analysts believe American Coastal Insurance is more attractive than Selective Insurance Group.

    Company Buy Ratings Hold Ratings Sell Ratings
    ACIC
    American Coastal Insurance
    0 0 0
    SIGI
    Selective Insurance Group
    1 5 0
  • Is ACIC or SIGI More Risky?

    American Coastal Insurance has a beta of -0.279, which suggesting that the stock is 127.936% less volatile than S&P 500. In comparison Selective Insurance Group has a beta of 0.509, suggesting its less volatile than the S&P 500 by 49.059%.

  • Which is a Better Dividend Stock ACIC or SIGI?

    American Coastal Insurance has a quarterly dividend of $0.50 per share corresponding to a yield of 0%. Selective Insurance Group offers a yield of 1.64% to investors and pays a quarterly dividend of $0.38 per share. American Coastal Insurance pays 31.83% of its earnings as a dividend. Selective Insurance Group pays out 45.47% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios ACIC or SIGI?

    American Coastal Insurance quarterly revenues are $72.2M, which are smaller than Selective Insurance Group quarterly revenues of $1.3B. American Coastal Insurance's net income of $21.3M is lower than Selective Insurance Group's net income of $109.9M. Notably, American Coastal Insurance's price-to-earnings ratio is 7.39x while Selective Insurance Group's PE ratio is 24.24x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for American Coastal Insurance is 1.80x versus 1.09x for Selective Insurance Group. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    ACIC
    American Coastal Insurance
    1.80x 7.39x $72.2M $21.3M
    SIGI
    Selective Insurance Group
    1.09x 24.24x $1.3B $109.9M
  • Which has Higher Returns ACIC or UFCS?

    United Fire Group has a net margin of 29.57% compared to American Coastal Insurance's net margin of 5.35%. American Coastal Insurance's return on equity of 31.05% beat United Fire Group's return on equity of 8.6%.

    Company Gross Margin Earnings Per Share Invested Capital
    ACIC
    American Coastal Insurance
    -- $0.43 $410M
    UFCS
    United Fire Group
    -- $0.67 $850.9M
  • What do Analysts Say About ACIC or UFCS?

    American Coastal Insurance has a consensus price target of $15.00, signalling upside risk potential of 36.24%. On the other hand United Fire Group has an analysts' consensus of $30.00 which suggests that it could grow by 6.53%. Given that American Coastal Insurance has higher upside potential than United Fire Group, analysts believe American Coastal Insurance is more attractive than United Fire Group.

    Company Buy Ratings Hold Ratings Sell Ratings
    ACIC
    American Coastal Insurance
    0 0 0
    UFCS
    United Fire Group
    1 1 0
  • Is ACIC or UFCS More Risky?

    American Coastal Insurance has a beta of -0.279, which suggesting that the stock is 127.936% less volatile than S&P 500. In comparison United Fire Group has a beta of 0.488, suggesting its less volatile than the S&P 500 by 51.206%.

  • Which is a Better Dividend Stock ACIC or UFCS?

    American Coastal Insurance has a quarterly dividend of $0.50 per share corresponding to a yield of 0%. United Fire Group offers a yield of 2.27% to investors and pays a quarterly dividend of $0.16 per share. American Coastal Insurance pays 31.83% of its earnings as a dividend. United Fire Group pays out 26.17% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios ACIC or UFCS?

    American Coastal Insurance quarterly revenues are $72.2M, which are smaller than United Fire Group quarterly revenues of $331.1M. American Coastal Insurance's net income of $21.3M is higher than United Fire Group's net income of $17.7M. Notably, American Coastal Insurance's price-to-earnings ratio is 7.39x while United Fire Group's PE ratio is 11.13x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for American Coastal Insurance is 1.80x versus 0.57x for United Fire Group. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    ACIC
    American Coastal Insurance
    1.80x 7.39x $72.2M $21.3M
    UFCS
    United Fire Group
    0.57x 11.13x $331.1M $17.7M

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