HMN Quote, Financials, Valuation and Earnings

Cincinnati Financial has a net margin of 9.72% compared to Horace Mann Educators's net margin of -3.51%. Horace Mann Educators's return on equity of 8.33% beat Cincinnati Financial's return on equity of 10.82%.

Horace Mann Educators has a consensus price target of $45.00, signalling upside risk potential of 8.15%. On the other hand Cincinnati Financial has an analysts' consensus of $152.00 which suggests that it could grow by 4.89%. Given that Horace Mann Educators has higher upside potential than Cincinnati Financial, analysts believe Horace Mann Educators is more attractive than Cincinnati Financial.

Horace Mann Educators has a beta of 0.277, which suggesting that the stock is 72.324% less volatile than S&P 500. In comparison Cincinnati Financial has a beta of 0.726, suggesting its less volatile than the S&P 500 by 27.386%.

Horace Mann Educators has a quarterly dividend of $0.35 per share corresponding to a yield of 3.29%. Cincinnati Financial offers a yield of 2.28% to investors and pays a quarterly dividend of $0.87 per share. Horace Mann Educators pays 53.99% of its earnings as a dividend. Cincinnati Financial pays out 21.38% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Horace Mann Educators quarterly revenues are $393.1M, which are smaller than Cincinnati Financial quarterly revenues of $2.6B. Horace Mann Educators's net income of $38.2M is higher than Cincinnati Financial's net income of -$90M. Notably, Horace Mann Educators's price-to-earnings ratio is 16.78x while Cincinnati Financial's PE ratio is 15.80x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Horace Mann Educators is 1.11x versus 2.08x for Cincinnati Financial. Usually stocks with elevated PS ratios are considered overvalued.

Radian Group has a net margin of 9.72% compared to Horace Mann Educators's net margin of 45.5%. Horace Mann Educators's return on equity of 8.33% beat Radian Group's return on equity of 13.07%.

Horace Mann Educators has a consensus price target of $45.00, signalling upside risk potential of 8.15%. On the other hand Radian Group has an analysts' consensus of $36.17 which suggests that it could grow by 7.7%. Given that Horace Mann Educators has higher upside potential than Radian Group, analysts believe Horace Mann Educators is more attractive than Radian Group.

Horace Mann Educators has a beta of 0.277, which suggesting that the stock is 72.324% less volatile than S&P 500. In comparison Radian Group has a beta of 0.710, suggesting its less volatile than the S&P 500 by 28.994%.

Horace Mann Educators has a quarterly dividend of $0.35 per share corresponding to a yield of 3.29%. Radian Group offers a yield of 2.95% to investors and pays a quarterly dividend of $0.26 per share. Horace Mann Educators pays 53.99% of its earnings as a dividend. Radian Group pays out 25.14% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Horace Mann Educators quarterly revenues are $393.1M, which are larger than Radian Group quarterly revenues of $317.7M. Horace Mann Educators's net income of $38.2M is lower than Radian Group's net income of $144.6M. Notably, Horace Mann Educators's price-to-earnings ratio is 16.78x while Radian Group's PE ratio is 8.54x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Horace Mann Educators is 1.11x versus 3.96x for Radian Group. Usually stocks with elevated PS ratios are considered overvalued.

Safety Insurance Group has a net margin of 9.72% compared to Horace Mann Educators's net margin of 2.86%. Horace Mann Educators's return on equity of 8.33% beat Safety Insurance Group's return on equity of 8.62%.

Horace Mann Educators has a consensus price target of $45.00, signalling upside risk potential of 8.15%. On the other hand Safety Insurance Group has an analysts' consensus of -- which suggests that it could fall by -9.67%. Given that Horace Mann Educators has higher upside potential than Safety Insurance Group, analysts believe Horace Mann Educators is more attractive than Safety Insurance Group.

Horace Mann Educators has a beta of 0.277, which suggesting that the stock is 72.324% less volatile than S&P 500. In comparison Safety Insurance Group has a beta of 0.218, suggesting its less volatile than the S&P 500 by 78.16%.

Horace Mann Educators has a quarterly dividend of $0.35 per share corresponding to a yield of 3.29%. Safety Insurance Group offers a yield of 4.65% to investors and pays a quarterly dividend of $0.90 per share. Horace Mann Educators pays 53.99% of its earnings as a dividend. Safety Insurance Group pays out 75.39% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Horace Mann Educators quarterly revenues are $393.1M, which are larger than Safety Insurance Group quarterly revenues of $284.7M. Horace Mann Educators's net income of $38.2M is higher than Safety Insurance Group's net income of $8.1M. Notably, Horace Mann Educators's price-to-earnings ratio is 16.78x while Safety Insurance Group's PE ratio is 16.25x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Horace Mann Educators is 1.11x versus 1.03x for Safety Insurance Group. Usually stocks with elevated PS ratios are considered overvalued.

Selective Insurance Group has a net margin of 9.72% compared to Horace Mann Educators's net margin of 8.55%. Horace Mann Educators's return on equity of 8.33% beat Selective Insurance Group's return on equity of 7.57%.

Horace Mann Educators has a consensus price target of $45.00, signalling upside risk potential of 8.15%. On the other hand Selective Insurance Group has an analysts' consensus of $94.17 which suggests that it could grow by 5.71%. Given that Horace Mann Educators has higher upside potential than Selective Insurance Group, analysts believe Horace Mann Educators is more attractive than Selective Insurance Group.

Horace Mann Educators has a beta of 0.277, which suggesting that the stock is 72.324% less volatile than S&P 500. In comparison Selective Insurance Group has a beta of 0.509, suggesting its less volatile than the S&P 500 by 49.059%.

Horace Mann Educators has a quarterly dividend of $0.35 per share corresponding to a yield of 3.29%. Selective Insurance Group offers a yield of 1.64% to investors and pays a quarterly dividend of $0.38 per share. Horace Mann Educators pays 53.99% of its earnings as a dividend. Selective Insurance Group pays out 45.47% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Horace Mann Educators quarterly revenues are $393.1M, which are smaller than Selective Insurance Group quarterly revenues of $1.3B. Horace Mann Educators's net income of $38.2M is lower than Selective Insurance Group's net income of $109.9M. Notably, Horace Mann Educators's price-to-earnings ratio is 16.78x while Selective Insurance Group's PE ratio is 24.27x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Horace Mann Educators is 1.11x versus 1.09x for Selective Insurance Group. Usually stocks with elevated PS ratios are considered overvalued.