Financhill
Buy
60

UVE Quote, Financials, Valuation and Earnings

Last price:
$26.48
Seasonality move :
6.52%
Day range:
$25.32 - $26.09
52-week range:
$16.50 - $26.51
Dividend yield:
2.49%
P/E ratio:
11.23x
P/S ratio:
0.48x
P/B ratio:
1.71x
Volume:
359.2K
Avg. volume:
241.4K
1-year change:
25.97%
Market cap:
$723.6M
Revenue:
$1.5B
EPS (TTM):
$2.29

Price Performance History

Performance vs. Valuation Benchmarks

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Competitors

Company Revenue Forecast Earnings Forecast Revenue Growth Forecast Earnings Growth Forecast Analyst Price Target Median
UVE
Universal Insurance Holdings
$355M $1.12 -5.32% -9.92% $29.00
CINF
Cincinnati Financial
$2.7B -$0.61 9.65% -31.07% $152.00
HCI
HCI Group
$214.9M $4.56 5.89% 5.6% $184.50
SAFT
Safety Insurance Group
-- -- -- -- --
SIGI
Selective Insurance Group
$1.3B $1.86 10.16% 41.99% $94.17
UFCS
United Fire Group
$336.2M $0.61 12.23% 17.31% $30.00
Company Price Analyst Target Market Cap P/E Ratio Dividend per Share Dividend Yield Price / LTM Sales
UVE
Universal Insurance Holdings
$25.71 $29.00 $723.6M 11.23x $0.16 2.49% 0.48x
CINF
Cincinnati Financial
$146.30 $152.00 $22.9B 15.95x $0.87 2.26% 2.10x
HCI
HCI Group
$162.75 $184.50 $1.9B 15.74x $0.40 0.98% 2.61x
SAFT
Safety Insurance Group
$80.05 -- $1.2B 16.37x $0.90 4.5% 1.03x
SIGI
Selective Insurance Group
$86.54 $94.17 $5.3B 23.58x $0.38 1.69% 1.06x
UFCS
United Fire Group
$27.94 $30.00 $711.1M 11.04x $0.16 2.29% 0.56x
Company Total Debt / Total Capital Beta Debt to Equity Quick Ratio
UVE
Universal Insurance Holdings
19.31% 0.111 15.13% 6.73x
CINF
Cincinnati Financial
5.61% 0.749 3.53% 261.96x
HCI
HCI Group
26.18% -0.913 11.38% 21.34x
SAFT
Safety Insurance Group
3.41% 0.202 2.55% 9.01x
SIGI
Selective Insurance Group
21.6% 0.139 15.58% 22.73x
UFCS
United Fire Group
-- 1.838 -- --
Company Gross Profit Operating Income Return on Invested Capital Return on Common Equity EBIT Margin Free Cash Flow
UVE
Universal Insurance Holdings
-- -- 13.55% 17.07% 14.41% $185.5M
CINF
Cincinnati Financial
-- -- 10.17% 10.82% -4.48% $307M
HCI
HCI Group
-- -- 19.4% 28.29% 47.79% $160.3M
SAFT
Safety Insurance Group
-- -- 8.44% 8.75% 9.46% $2.8M
SIGI
Selective Insurance Group
-- -- 6.38% 7.57% 11.55% $271M
UFCS
United Fire Group
-- -- 7.72% 8.6% 7.35% $33.2M

Universal Insurance Holdings vs. Competitors

  • Which has Higher Returns UVE or CINF?

    Cincinnati Financial has a net margin of 10.49% compared to Universal Insurance Holdings's net margin of -3.51%. Universal Insurance Holdings's return on equity of 17.07% beat Cincinnati Financial's return on equity of 10.82%.

    Company Gross Margin Earnings Per Share Invested Capital
    UVE
    Universal Insurance Holdings
    -- $1.44 $523.4M
    CINF
    Cincinnati Financial
    -- -$0.57 $14.5B
  • What do Analysts Say About UVE or CINF?

    Universal Insurance Holdings has a consensus price target of $29.00, signalling upside risk potential of 12.8%. On the other hand Cincinnati Financial has an analysts' consensus of $152.00 which suggests that it could grow by 3.9%. Given that Universal Insurance Holdings has higher upside potential than Cincinnati Financial, analysts believe Universal Insurance Holdings is more attractive than Cincinnati Financial.

    Company Buy Ratings Hold Ratings Sell Ratings
    UVE
    Universal Insurance Holdings
    0 0 0
    CINF
    Cincinnati Financial
    1 4 0
  • Is UVE or CINF More Risky?

    Universal Insurance Holdings has a beta of 0.829, which suggesting that the stock is 17.082% less volatile than S&P 500. In comparison Cincinnati Financial has a beta of 0.726, suggesting its less volatile than the S&P 500 by 27.386%.

  • Which is a Better Dividend Stock UVE or CINF?

    Universal Insurance Holdings has a quarterly dividend of $0.16 per share corresponding to a yield of 2.49%. Cincinnati Financial offers a yield of 2.26% to investors and pays a quarterly dividend of $0.87 per share. Universal Insurance Holdings pays 37.89% of its earnings as a dividend. Cincinnati Financial pays out 21.38% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios UVE or CINF?

    Universal Insurance Holdings quarterly revenues are $394.9M, which are smaller than Cincinnati Financial quarterly revenues of $2.6B. Universal Insurance Holdings's net income of $41.4M is higher than Cincinnati Financial's net income of -$90M. Notably, Universal Insurance Holdings's price-to-earnings ratio is 11.23x while Cincinnati Financial's PE ratio is 15.95x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Universal Insurance Holdings is 0.48x versus 2.10x for Cincinnati Financial. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    UVE
    Universal Insurance Holdings
    0.48x 11.23x $394.9M $41.4M
    CINF
    Cincinnati Financial
    2.10x 15.95x $2.6B -$90M
  • Which has Higher Returns UVE or HCI?

    HCI Group has a net margin of 10.49% compared to Universal Insurance Holdings's net margin of 32.1%. Universal Insurance Holdings's return on equity of 17.07% beat HCI Group's return on equity of 28.29%.

    Company Gross Margin Earnings Per Share Invested Capital
    UVE
    Universal Insurance Holdings
    -- $1.44 $523.4M
    HCI
    HCI Group
    -- $5.35 $729.8M
  • What do Analysts Say About UVE or HCI?

    Universal Insurance Holdings has a consensus price target of $29.00, signalling upside risk potential of 12.8%. On the other hand HCI Group has an analysts' consensus of $184.50 which suggests that it could grow by 13.36%. Given that HCI Group has higher upside potential than Universal Insurance Holdings, analysts believe HCI Group is more attractive than Universal Insurance Holdings.

    Company Buy Ratings Hold Ratings Sell Ratings
    UVE
    Universal Insurance Holdings
    0 0 0
    HCI
    HCI Group
    3 1 0
  • Is UVE or HCI More Risky?

    Universal Insurance Holdings has a beta of 0.829, which suggesting that the stock is 17.082% less volatile than S&P 500. In comparison HCI Group has a beta of 1.235, suggesting its more volatile than the S&P 500 by 23.542%.

  • Which is a Better Dividend Stock UVE or HCI?

    Universal Insurance Holdings has a quarterly dividend of $0.16 per share corresponding to a yield of 2.49%. HCI Group offers a yield of 0.98% to investors and pays a quarterly dividend of $0.40 per share. Universal Insurance Holdings pays 37.89% of its earnings as a dividend. HCI Group pays out 15.1% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios UVE or HCI?

    Universal Insurance Holdings quarterly revenues are $394.9M, which are larger than HCI Group quarterly revenues of $217.1M. Universal Insurance Holdings's net income of $41.4M is lower than HCI Group's net income of $69.7M. Notably, Universal Insurance Holdings's price-to-earnings ratio is 11.23x while HCI Group's PE ratio is 15.74x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Universal Insurance Holdings is 0.48x versus 2.61x for HCI Group. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    UVE
    Universal Insurance Holdings
    0.48x 11.23x $394.9M $41.4M
    HCI
    HCI Group
    2.61x 15.74x $217.1M $69.7M
  • Which has Higher Returns UVE or SAFT?

    Safety Insurance Group has a net margin of 10.49% compared to Universal Insurance Holdings's net margin of 7.31%. Universal Insurance Holdings's return on equity of 17.07% beat Safety Insurance Group's return on equity of 8.75%.

    Company Gross Margin Earnings Per Share Invested Capital
    UVE
    Universal Insurance Holdings
    -- $1.44 $523.4M
    SAFT
    Safety Insurance Group
    -- $1.48 $880.7M
  • What do Analysts Say About UVE or SAFT?

    Universal Insurance Holdings has a consensus price target of $29.00, signalling upside risk potential of 12.8%. On the other hand Safety Insurance Group has an analysts' consensus of -- which suggests that it could fall by -12.56%. Given that Universal Insurance Holdings has higher upside potential than Safety Insurance Group, analysts believe Universal Insurance Holdings is more attractive than Safety Insurance Group.

    Company Buy Ratings Hold Ratings Sell Ratings
    UVE
    Universal Insurance Holdings
    0 0 0
    SAFT
    Safety Insurance Group
    0 0 0
  • Is UVE or SAFT More Risky?

    Universal Insurance Holdings has a beta of 0.829, which suggesting that the stock is 17.082% less volatile than S&P 500. In comparison Safety Insurance Group has a beta of 0.218, suggesting its less volatile than the S&P 500 by 78.16%.

  • Which is a Better Dividend Stock UVE or SAFT?

    Universal Insurance Holdings has a quarterly dividend of $0.16 per share corresponding to a yield of 2.49%. Safety Insurance Group offers a yield of 4.5% to investors and pays a quarterly dividend of $0.90 per share. Universal Insurance Holdings pays 37.89% of its earnings as a dividend. Safety Insurance Group pays out 75.39% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios UVE or SAFT?

    Universal Insurance Holdings quarterly revenues are $394.9M, which are larger than Safety Insurance Group quarterly revenues of $299.6M. Universal Insurance Holdings's net income of $41.4M is higher than Safety Insurance Group's net income of $21.9M. Notably, Universal Insurance Holdings's price-to-earnings ratio is 11.23x while Safety Insurance Group's PE ratio is 16.37x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Universal Insurance Holdings is 0.48x versus 1.03x for Safety Insurance Group. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    UVE
    Universal Insurance Holdings
    0.48x 11.23x $394.9M $41.4M
    SAFT
    Safety Insurance Group
    1.03x 16.37x $299.6M $21.9M
  • Which has Higher Returns UVE or SIGI?

    Selective Insurance Group has a net margin of 10.49% compared to Universal Insurance Holdings's net margin of 8.55%. Universal Insurance Holdings's return on equity of 17.07% beat Selective Insurance Group's return on equity of 7.57%.

    Company Gross Margin Earnings Per Share Invested Capital
    UVE
    Universal Insurance Holdings
    -- $1.44 $523.4M
    SIGI
    Selective Insurance Group
    -- $1.76 $4.2B
  • What do Analysts Say About UVE or SIGI?

    Universal Insurance Holdings has a consensus price target of $29.00, signalling upside risk potential of 12.8%. On the other hand Selective Insurance Group has an analysts' consensus of $94.17 which suggests that it could grow by 8.81%. Given that Universal Insurance Holdings has higher upside potential than Selective Insurance Group, analysts believe Universal Insurance Holdings is more attractive than Selective Insurance Group.

    Company Buy Ratings Hold Ratings Sell Ratings
    UVE
    Universal Insurance Holdings
    0 0 0
    SIGI
    Selective Insurance Group
    1 5 0
  • Is UVE or SIGI More Risky?

    Universal Insurance Holdings has a beta of 0.829, which suggesting that the stock is 17.082% less volatile than S&P 500. In comparison Selective Insurance Group has a beta of 0.509, suggesting its less volatile than the S&P 500 by 49.059%.

  • Which is a Better Dividend Stock UVE or SIGI?

    Universal Insurance Holdings has a quarterly dividend of $0.16 per share corresponding to a yield of 2.49%. Selective Insurance Group offers a yield of 1.69% to investors and pays a quarterly dividend of $0.38 per share. Universal Insurance Holdings pays 37.89% of its earnings as a dividend. Selective Insurance Group pays out 45.47% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios UVE or SIGI?

    Universal Insurance Holdings quarterly revenues are $394.9M, which are smaller than Selective Insurance Group quarterly revenues of $1.3B. Universal Insurance Holdings's net income of $41.4M is lower than Selective Insurance Group's net income of $109.9M. Notably, Universal Insurance Holdings's price-to-earnings ratio is 11.23x while Selective Insurance Group's PE ratio is 23.58x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Universal Insurance Holdings is 0.48x versus 1.06x for Selective Insurance Group. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    UVE
    Universal Insurance Holdings
    0.48x 11.23x $394.9M $41.4M
    SIGI
    Selective Insurance Group
    1.06x 23.58x $1.3B $109.9M
  • Which has Higher Returns UVE or UFCS?

    United Fire Group has a net margin of 10.49% compared to Universal Insurance Holdings's net margin of 5.35%. Universal Insurance Holdings's return on equity of 17.07% beat United Fire Group's return on equity of 8.6%.

    Company Gross Margin Earnings Per Share Invested Capital
    UVE
    Universal Insurance Holdings
    -- $1.44 $523.4M
    UFCS
    United Fire Group
    -- $0.67 $850.9M
  • What do Analysts Say About UVE or UFCS?

    Universal Insurance Holdings has a consensus price target of $29.00, signalling upside risk potential of 12.8%. On the other hand United Fire Group has an analysts' consensus of $30.00 which suggests that it could grow by 7.37%. Given that Universal Insurance Holdings has higher upside potential than United Fire Group, analysts believe Universal Insurance Holdings is more attractive than United Fire Group.

    Company Buy Ratings Hold Ratings Sell Ratings
    UVE
    Universal Insurance Holdings
    0 0 0
    UFCS
    United Fire Group
    1 1 0
  • Is UVE or UFCS More Risky?

    Universal Insurance Holdings has a beta of 0.829, which suggesting that the stock is 17.082% less volatile than S&P 500. In comparison United Fire Group has a beta of 0.488, suggesting its less volatile than the S&P 500 by 51.206%.

  • Which is a Better Dividend Stock UVE or UFCS?

    Universal Insurance Holdings has a quarterly dividend of $0.16 per share corresponding to a yield of 2.49%. United Fire Group offers a yield of 2.29% to investors and pays a quarterly dividend of $0.16 per share. Universal Insurance Holdings pays 37.89% of its earnings as a dividend. United Fire Group pays out 26.17% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios UVE or UFCS?

    Universal Insurance Holdings quarterly revenues are $394.9M, which are larger than United Fire Group quarterly revenues of $331.1M. Universal Insurance Holdings's net income of $41.4M is higher than United Fire Group's net income of $17.7M. Notably, Universal Insurance Holdings's price-to-earnings ratio is 11.23x while United Fire Group's PE ratio is 11.04x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Universal Insurance Holdings is 0.48x versus 0.56x for United Fire Group. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    UVE
    Universal Insurance Holdings
    0.48x 11.23x $394.9M $41.4M
    UFCS
    United Fire Group
    0.56x 11.04x $331.1M $17.7M

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